Trending Articles

article thumbnail

Davis & Towle Acquires New Hampshire’s Tobey & Merrill Insurance

Insurance Journal

Insurance agency Davis & Towle Insurance Group, headquartered in Concord, New Hampshire, announced its acquisition of Tobey & Merrill Insurance in Hampton.

article thumbnail

Should Congress Enact a Federal Unfair Claims Practice Law? A Question That Needs Serious Consideration Following Congressional Investigation

Property Insurance Coverage Law

This weeks Senate hearing on the insurance industrys claims practices following natural disasters wasnt just a made-for-TV moment. It was a five-alarm warning siren for policyholders and insurers across the country. With photos of collapsed breezeways, stories of children sleeping on floors after insurers not paying, and property insurance adjusters essentially confessing to being neutered … The post Should Congress Enact a Federal Unfair Claims Practice Law?

Claim 167
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Illinois Appellate Court Holds That Causation is Part of the Appraisal Process

Property Insurance Coverage Law

On May 12, 2025, the Illinois Appellate Court for the Second District of Illinois held, for the first time, that [r]esolving some questions of causation will be necessarily included in the appraisal process in affirming the trial courts grant of Plaintiffs motion for judgment on the pleadings to compel State Farm to appraisal. 1 This … The post Illinois Appellate Court Holds That Causation is Part of the Appraisal Process appeared first on Property Insurance Coverage Law Blog.

article thumbnail

Understanding and Preparing for a Premium Audit

Central Insurance

Many commercial insurance policies require a premium audit at the end of the term to match your coverage with actual business activity. Here's what to expectand how to make the process go smoothly. The post Understanding and Preparing for a Premium Audit appeared first on Central Insurance Blog.

Premium 130
article thumbnail

Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

article thumbnail

Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

In Caribe D. Billie v. Plymouth Rock Assurance Corp. et al , the U.S. District Court for the District of Connecticut granted Plymouth Rock Assurance Corp.s (Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Background Caribe D. Billie (Plaintiff) purchased a house in Waterbury, Connecticut, and obtained homeowners insurance through the Insurer.

Claim 130

More Trending

article thumbnail

Judge Orders Restoration of Health Program for West Virginia Coal Miners

Insurance Journal

A judge on Tuesday ordered the restoration of a health monitoring program for coal miners in West Virginia and rescinded layoffs the federal government implemented in a unit of a small U.S. health agency. U.S.

article thumbnail

A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

Property Insurance Coverage Law

A California Administrative Law Judge issued a decision approving a stipulation between State Farm General Insurance Company and the California Department of Insurance that allows significant interim rate increases for three of the companys major lines of residential insurance. 1 These increases include a 17 percent hike for homeowners non-tenant HO-3 policies, 15 percent for … The post A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

article thumbnail

7 Things Customers Love About Working With Central

Central Insurance

Discover why customers rave about Centrals insurance claim processplus 6 more reasons they trust us to protect what matters most. The post 7 Things Customers Love About Working With Central appeared first on Central Insurance Blog.

article thumbnail

The Grand Bargain: How Workers’ Comp Became a Win-Win for Employers and Employees

AMAXX

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. That compromise, known as the Grand Bargain , created a win-win framework for employers and employees alike, forming the foundation of the workers comp system we rely on today.

article thumbnail

Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

article thumbnail

Debris in steering gear the probable cause of bulk carrier’s collision with channel junction light

Insurance Marine News

The probable cause of the contact between self-discharging bulk carrier American Mariner (IMO 7812567) and the Munuscong Channel Junction Light was O-ring-type material debris in the steering gear systems hydraulic oil. This became lodged within a control motor, which caused it to seize. That in turn caused the rudder to lock in position, the US. The post Debris in steering gear the probable cause of bulk carriers collision with channel junction light appeared first on Insurance Marine News.

Marine 89
article thumbnail

Army Working to Fix Military and Traffic Controllers Communications at DC Airport

Insurance Journal

A hotline between military and civilian air traffic controllers in Washington, D.C., that hasn’t worked for more than three years may have contributed to another near miss shortly after the U.S.

211
211
article thumbnail

Loss Control Tips for Electrical Contractors

Central Insurance

Building a strong safety culture is essential for electrical contractors. Here's how to improve site safety, protect your people, and reduce your risk. The post Loss Control Tips for Electrical Contractors appeared first on Central Insurance Blog.

Building 130
article thumbnail

9 mental health insurance questions consumers should ask

Healthinsurance.org

In this article How is mental health treatment covered by health insurance? How did the Affordable Care Act expand coverage of mental health care? Do ACA mental health coverage requirements apply to all health insurance? Does mental health parity mean health plans must cover mental health? Does most health insurance cover therapy and medication? Do major medical plans cover substance use disorder treatment?

article thumbnail

Chubb subsidiary no longer insures Gulf Coast LNG project: report

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Chubb subsidiary no longer insures Gulf Coast LNG project: report appeared first on Insurance Marine News.

Insurer 87
article thumbnail

Swiss Re Profits Up Despite Losses from California Wildfires

Insurance Journal

Swiss Re AG’s profit rose in the first quarter as losses from the California wildfires were offset by positive performance across the business. Net income increased to $1.3 billion from $1.

173
173
article thumbnail

A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

Property Insurance Coverage Law

A California Administrative Law Judge issued a decision approving a stipulation between State Farm General Insurance Company and the California Department of Insurance that allows significant interim rate increases for three of the companys major lines of residential insurance. 1 These increases include a 17 percent hike for homeowners non-tenant HO-3 policies, 15 percent for … The post A Critical Look at the California State Farm Rate Ruling: A Stabilizing Act or a Regulatory Surrender?

article thumbnail

How to Build a Rockstar Workers’ Comp Team

AMAXX

When a workers comp program isnt delivering results, many employers instinctively look outward. Its the adjusters fault. The doctor kept our employee out too long. Our broker is never available. While these frustrations may be valid, they often point to a deeper issue: a weak or nonexistent internal team. The truth is, external vendors cant fix what isnt being led from the inside.

article thumbnail

New Teen Driver? Here’s What You Need to Know About Safety—and Your Insurance Rates

Central Insurance

Learn how the teenSMART program improves teen driver safety and may help lower your auto insurance premium with Central. The post New Teen Driver? Heres What You Need to Know About Safetyand Your Insurance Rates appeared first on Central Insurance Blog.

article thumbnail

More delays for the Glen Rosa

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post More delays for the Glen Rosa appeared first on Insurance Marine News.

Marine 82
article thumbnail

State Farm VP Apologizes to Homeowner While Allstate Gets Grilled at Senate Hearing

Insurance Journal

It’s not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports on property damage in recent years. It’s also major national insurers, including Allstate and State Farm, adjusters and policyholders alleged at a U.S.

article thumbnail

Why Does Steve Badger Draw a Crowd?

Property Insurance Coverage Law

Its not often that a podcast draws more attention than expected. But when Steve Badger is involved, youd better expect the unexpected. Our upcoming conversation (6 PM EST tonight register here:[link] has generated far more signups than anticipated. And Ive been asking myself why. What is it about Steve Badger that draws such a … The post Why Does Steve Badger Draw a Crowd?

article thumbnail

New-to-Medicare Marketing Playbook

PSM Brokerage

Rethink Your New-to-Medicare Marketing Strategy As a new wave of consumers approaches age 65, their expectations and decision-making habits are changing. These Trailing Boomers are digitally connected, financially diverse, and looking for personalized guidancenot a generic sales pitch. If you're still using outdated tactics to reach this audience, its time to evolve.

article thumbnail

Triple-I Brief Highlights Wildfire Risk Complexity

Triple-I: Homeowners Insurance

Wildfire risk is strongly conditioned by geographic considerations that vary widely among and within states. The latest Triple-I Issues Brief shows how that fact played out in 2024 and early this year and discusses the importance of granular local data for underwriting and pricing insurance in wildfire-prone areas, as well as for much-needed investment in resilience.

Risk 52
article thumbnail

Turning the Embedded Insurance Challenge Into an Opportunity

Zywave

Would you like pet insurance with your juvenile ball python, Maam? Until relatively recently, that kind of additional purchase came only after settling the scaly friend safely in its new terrarium at home. But with the growth of e-commerce, insurance decisions at the point of sale are becoming the norm, making this type of question at your local pet store an imminent reality.

Broker 52
article thumbnail

Georgia Becomes Second State to Shield Bayer From Roundup Cancer Claims

Insurance Journal

In a victory for global agrochemical maker Bayer, Georgia has become the second state to shield pesticide manufacturers from some lawsuits claiming that they failed to warn customers of potential dangers. The legislation signed Friday by Georgia Gov.

Claim 265
article thumbnail

Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

Property Insurance Coverage Law

A recent federal court decision last week inRosario v. Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim? The ruling highlights the rigid … The post Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

Claim 139
article thumbnail

Blog Post: How To Measure Partner Performance With 15 Metrics

LexisNexis

Lets look at how to measure partner performance in a human, subjective way with 15 metrics. Typically, data and analytics contribute to how to measure partner performance, but this blog post looks at a subjective perspective, mostly with an emotional quotient. Taken as a whole, a ranking profile of partner performance can be assessed and documented in a robust enterprise legal management platform that tracks how law firm partners engage with in-house legal teams.

article thumbnail

Word & Brown Services Empower Independent Brokers

Word & Brown

Did you know? You can relieve yourself of many administrative, back-end tasks related to quoting and enrolling Small Group and Large Group Health and Ancillary Insurance. Partnering with a general agency like Word & Brown (W&B) can help. You maintain your independence, but you get added support and services that allow you to work more efficiently, attract new customers, and keep current customers coming back year after year.

Broker 52
article thumbnail

CMA CGM will reorganize global fleet to mitigate impact of US port fees on Chinese vessels

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post CMA CGM will reorganize global fleet to mitigate impact of US port fees on Chinese vessels appeared first on Insurance Marine News.

Marine 59
article thumbnail

State Farm VP Apologizes to Homeowner While Allstate Gets Grilled at Senate Hearing

Insurance Journal

It’s not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports on property damage in recent years. It’s also major national insurers, including Allstate and State Farm, adjusters and policyholders alleged at a U.S.

article thumbnail

Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

Property Insurance Coverage Law

A recent federal court decision last week inRosario v. Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim? The ruling highlights the rigid … The post Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

Claim 100
article thumbnail

Blog Post: Legal Metrics In The Law Department

LexisNexis

In the law department, legal metrics provide the foundation for measuring value, success, performance, and a range of other criteria. As quantitative measurements, legal metrics evaluate the effectiveness of legal operations across various indicators. What Are Legal Metrics Legal metrics are measurement standards that help legal operations professionals uncover data.

Risk 52