Insurance Journal
MARCH 28, 2025
The Arctic Ocean likely had the smallest winter ice cover in 47 years of satellite records this season, with just 5.53 million square miles of sea ice covering the region at its peak on March 22.
Solstice Insurance Broker
MARCH 28, 2025
The healthcare insurance needs of your clients constantly change based on factors such as workforce productivity and budget. The good news is there are a range of tried-and-true strategies that can help you consistently attract top-notch leads every quarter.
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Property Insurance Coverage Law
MARCH 26, 2025
Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible. Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.
Triple-I: Workers Compensation
MARCH 24, 2025
By Loretta L. Worters, Vice President, Media Relations, Triple-I Growing up, Tracy Ryan always loved math. It came to her naturally. She liked the patterns, structures, and precision of math the poetry of logical ideas as Albert Einstein put it. When she went to college, and then onto graduate school, her focus was on pursuing a career that aligned with her favorite subject.
Advertiser: Trellis
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
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AMAXX
MARCH 24, 2025
In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. In the first part, we explored three elements to premium audits on how audits verify payroll accuracy, correct employer classifications, and handle standard exceptions. These foundational aspects are crucial for ensuring accurate premium calculations and avoiding costly mistakes.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
PSM Brokerage
MARCH 24, 2025
The Centers for Medicare & Medicaid Services (CMS) has officially withdrawn the proposed changes to the Special Election Period (SEP) for Individuals Affected by a Government Entity-Declared Disaster or Other Emergency. Previously, CMS announced that starting April 1, 2025 , beneficiaries would need to call 1-800-MEDICARE to use this SEP. However, this requirement will no longer be implemented.
Property Insurance Coverage Law
MARCH 26, 2025
Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible. Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.
Cowbell
MARCH 30, 2025
He who is not courageous enough to take risks will accomplish nothing in life. Muhammad Ali. Welcome to this bold new edition of CyberLine Quarterly. Over the past quarter, Cowbell has accelerated innovation, broadened coverage, and deepened its global footprintall while ensuring businesses large and small remain protected from evolving digital threats.
AMAXX
MARCH 24, 2025
When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. To ensure fairness and correctness, an independent premium audit is highly recommended. Independent premium auditors, who specialize in complex classification codes and premium calculations, provide objective assessments and typically work on a contingency basis, incentivizing them to maximize potential savings for the employer.
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
Insurance Journal
MARCH 26, 2025
Insurers are betting on a suite of new AI-driven techniques to better predict surging losses from climate-driven weather catastrophes ranging from unprecedented wildfires to hurricanes and floods.
Shield Insurance Agency
MARCH 27, 2025
In today’s fast-paced world, we often rely on others to handle essential tasks, and insurance is no exception. Trusting your insurance agent is crucial, as they play a vital role in protecting your assets. However, verifying that the necessary steps have been taken to secure your coverage is equally important. Let’s delve into why this “trust, and verify” approach is essential.
Property Insurance Coverage Law
MARCH 24, 2025
Ensuing loss clauses give rise to a lot of coverage debate. They also give rise to a lot of litigation.I was about to write about a recent ensuing loss decision, but that decision cited a Maryland judges discussion of the ensuing loss clause as he wrestled with its meaning. So, I am writing about that … The post Ensuing Loss Clauses Are Often Confusing appeared first on Property Insurance Coverage Law Blog.
RiskQuoter
MARCH 29, 2025
If youve had a pacemaker implanted, getting life insurance might feel complicated. The truth? Many people qualify even with heart conditions. This guide explains how insurance companies evaluate pacemakers, what questions youll need to answer, and how to get the best possible offer. The post Pacemakers and Life Insurance: What You Need to Know appeared first on RiskQuoter.com.
AMAXX
MARCH 24, 2025
In this final part of our series exploring the nine elements of independent premium audits, we turn our focus to specialized situations and nuanced adjustments auditors carefully evaluate. Throughout this series, we have provided detailed insights into key foundational areassuch as payroll accuracy, employer classification, standard exceptions, and the complexities surrounding general inclusions, general exclusions, and multiple classifications.
Insurance Journal
MARCH 28, 2025
The U.S. Securities and Exchange Commission is beginning to onboard officials with billionaire Elon Musk’s Department of Government Efficiency, according to an email sent on Friday to department staff.
PSM Brokerage
MARCH 28, 2025
When it comes to selling Medicare plans , a smooth enrollment experience doesn't just benefit the clientit protects your reputation and keeps you out of the dreaded CTM (Complaint Tracking Module) reports. This quick guide breaks down the most common drivers of complaints and how you can stay ahead of them. Know Before You Show: Presenting Benefits the Right Way Before diving into benefits, make sure you're speaking to the decision-maker.
Property Insurance Coverage Law
MARCH 30, 2025
A recent court ruling has provided significant clarity on whether State Farms use of Xactimates “New Construction” labor efficiency setting is legally permissible in property damage estimates. 1 The decision, which favored State Farm, has broad implications for homeowners, contractors, and insurers across the country who rely on Xactimate estimates to determine repair costs after … The post Is State Farms New Construction Setting of Xactimate Proper?
Majesco
MARCH 27, 2025
Jackie is 53, and she owns two cars. Her first car is a small SUV her daily driver. Her second is a convertible, her fun car that she only drives on weekends from late spring through early fall when the weather is optimal. She puts 2,500 miles per year on the convertible. When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent.
Rough Notes
MARCH 24, 2025
Leveraging face-to-face relationships with potential insurance clients When you are giving the rundown of coverage, do so by using examples of incidents that anyone can understand. [R]eal-world scenarios that you can walk a prospect through to explain policies are helpful.
Insurance Journal
MARCH 24, 2025
The Oregon Occupational Safety and Health Division acted within its legal authority when adopting enhanced safety and health regulations for agricultural labor housing, the Oregon Department of Justice confirmed.
PSM Brokerage
MARCH 28, 2025
Cigna Finalizes Sale of Medicare and CareAllies Businesses to HCSC Source: [link] The Cigna Group has officially completed the sale of its Medicare Advantage , Cigna Supplemental Benefits , Medicare Part D, and CareAllies businesses to Health Care Service Corporation (HCSC) , marking a significant shift in its strategic direction. This move allows Cigna to streamline its portfolio and focus on driving innovation across its core business segments.
Property Insurance Coverage Law
MARCH 29, 2025
When policyholders file an insurance claim, they expect their insurer to pay losses. Most policyholders have never read their policy nor would appreciate what it even means with nuanced coverage causation rules applying that vary from state to state. A recent case brought to my attention by attorney Steve Badger involving homeowner Ebony Mitchell and … The post How To Lose a Causation Case: Special Rules in Texas appeared first on Property Insurance Coverage Law Blog.
Insurance Marine News
MARCH 24, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post East Africa pirates abandon fishing boat after four days appeared first on Insurance Marine News.
Protect Commercial Insurance
MARCH 28, 2025
Introduction Owning a rental property can be a rewarding investment, but it comes with its fair share of responsibilities and risks. As a landlord, you’re tasked with ensuring your property is well-maintained, keeping tenants happy, and managing financial uncertainties. This is where specialised insurance options like rent guarantee and home emergency insurance come into play.
Insurance Journal
MARCH 28, 2025
MS&AD Insurance Group Holdings Inc. announced it will merge two of its non-life insurance company subsidiaries Mitsui Sumitomo Insurance Co. Ltd. and Aioi Nissay Dowa Insurance Co. Ltd.
PSM Brokerage
MARCH 24, 2025
A Must-Attend Event for Insurance Professionals The Annual NABIP Texas Conference is right around the corner, and if youre in the insurance industry, this is an event you wont want to miss. Hosted by the National Association of Benefits and Insurance Professionals (NABIP) - Texas Chapter , this conference is designed to bring together industry experts, thought leaders, and professionals from across the state for insightful discussions, networking opportunities, and professional development.
Property Insurance Coverage Law
MARCH 28, 2025
The latest development in the Tower Hill lawsuit against Florida roofer Ricky McGraw and his affiliated entities is a significant one. The Circuit Court of the Nineteenth Judicial Circuit in Martin County, Florida, has dismissed Tower Hill’s third amended complaint, citing procedural and substantive deficiencies. 1 This ruling represents another twist in a legal battle … The post Tower Hills Lawsuit Against Florida Roofer Hits a WallJudge Dismisses Complaint appeared first on Propert
Insurance Marine News
MARCH 24, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Argentine Navy rescues Chilean Antarctic supply vessel appeared first on Insurance Marine News.
LexisNexis
MARCH 25, 2025
Learn about the proceedings that state insurance regulators may bring against insurers for violating provisions of a state insurance code or administrative regulations. Read now » Related Content Creating and Maintaining Good Relationships between Regulators and Insurers Review actions insurers and their attorneys should take and important considerations upon which an insurer must focus during the course of its regulatory relationships.
Insurance Journal
MARCH 24, 2025
Pine Walk Capital Ltd., the specialist MGA platform and wholly owned subsidiary of The Fidelis Partnership (TFP), announced the launch of an international casualty MGA called Sevanta Specialty Liability Ltd.
Paragon Independent Insurance Agencies
MARCH 28, 2025
While no two businesses are the same, many face similar types of risks. Risk is an inherent part of the landscape for business owners across all industries. Those risks are also the primary reason business owners in the Plano, TX, area rely on the professional and experienced team at the Paragon Independent Insurance Agency for all their commercial insurance inquiries and concerns.
Property Insurance Coverage Law
MARCH 24, 2025
Ensuing loss clauses give rise to a lot of coverage debate. They also give rise to a lot of litigation.I was about to write about a recent ensuing loss decision, but that decision cited a Maryland judges discussion of the ensuing loss clause as he wrestled with its meaning. So, I am writing about that … The post Ensuing Loss Clauses Are Often Confusing appeared first on Property Insurance Coverage Law Blog.
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