Trending Articles

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Did Florida Appeals Court Put the Final Nail in the AOB Coffin? Maybe

Insurance Journal

Almost five years after Florida lawmakers clamped restrictions on assignment-of-benefits agreements and two years after they effectively outlawed AOBs altogether, state appeals courts may have finally put an end to one creative way that been used in attempts to get …

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Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend

Property Insurance Coverage Law

If you can interestingly hang with these concepts: [R]ecognizing that insurance policies, particularly standard form policies and especially those purchased by consumers, often operate more like a purchased product rather than a negotiated deal, can assist the court in better determining the purpose and function of the policy and intent of the contracting parties.

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Lock damaged on Kiel Canal

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Lock damaged on Kiel Canal appeared first on Insurance Marine News.

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ACA Commissions

PSM Brokerage

ACA Commissions for 2025 Lets delve into the essential details you need to understand about ACA commissions in 2025. How Commissions Are Structured Per Member Per Month (PMPM): Agents earn a flat rate for each member enrolled, paid monthly as long as the policy remains active. This is the most common structure. Per Contract Per Month (PCPM): Similar to PMPM but based on the entire contract rather than individual members.

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Streamline Insurance Claims Management By Analyzing Legal Trends

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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1/2/25 is the Best Day to FEEL the Value of Return to Work

AMAXX

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The only way to truly understand it is to feel it. Hello, my name is Michael Stack and I’m the c e O of amax and happy New year to you. It’s January 3rd, 2023. Brand new start to a fresh and shiny year.

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Are Appraisals Adjustments? What Exactly is AUP Adjusting?

Property Insurance Coverage Law

The Insurance Journal published an article,For AUP in Claims, Objectivity and Training Expertise is Key,by a Sedgwick executive regarding an insurance term I was not familiar with: Appraisal Under Policy (AUP). No insurance treatise or dictionary of insurance terms provided a definition. It was obvious from reading the article that the author was referring to … The post Are Appraisals Adjustments?

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Hatch covers for Russian nuclear icebreaker lost through Ursa Major sinking

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Hatch covers for Russian nuclear icebreaker lost through Ursa Major sinking appeared first on Insurance Marine News.

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Globus Maritime bags sale and leaseback for ultramax newbuid

Splash: Finance and Insurance

Greek dry bulk owner Globus Maritime has struck a sale and leaseback deal for one of its recently delivered vessels. The Nasdaq-listed company said it had sold its ultramax Glbs Magic to a Japanese buyer for $25m in December and chartered the 2024-built bulker back for 10 years.

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Get Started Building Your NEW Workers’ Comp Program in 2025

AMAXX

When embarking on the journey to master workers compensation, the road is well-traveled and marked by proven strategies. Success is not an accident; it is the outcome of following a series of deliberate steps, executed in the right sequence. Our three components to achieve workers comp mastery are: Framework , Employer Controls , and External Controls.

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US Dockworkers, Port Employers Set to Restart Talks Next Week

Insurance Journal

Leaders from a US dockworkers’ union and the group that represents their employers are set to resume contract talks on Jan. 7 as the threat of a strike looms, according to a person familiar with the negotiations.

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Policyholders and Public Adjusters Often Need to Hire Their Own Experts—Part Two

Property Insurance Coverage Law

In yesterdays post, Policyholders and Public Adjusters Often Need to Hire Their Own Experts, the court found that the insurance policy did not provide coverage for the claimed damages for two primary reasons.1 First, the plaintiffs failed to demonstrate that the damage to their home occurred during the policy period or was caused by a … The post Policyholders and Public Adjusters Often Need to Hire Their Own ExpertsPart Two appeared first on Property Insurance Coverage Law Blog.

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Finnish Court upholds detention of Eagle S

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Finnish Court upholds detention of Eagle S appeared first on Insurance Marine News.

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Seacon agrees sale and leaseback for bulker newbuild

Splash: Finance and Insurance

Chinas Seacon Shipping has secured financing for one of its handysize bulk carriers under construction in Japan. The Hong Kong-listed company said in a filing it had agreed to a $31.38m sale and leaseback deal for a 40,000 dwt bulker with Panama-incorporated Dawn Shipping and its Japan-based parent, whose ultimate beneficial owner is Kohei Kondo.

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The Benefits of Health Savings Accounts (HSAs)

Boyle Agency Insurance

Rising healthcare costs continue to be a concern for individuals and families across the United States. In this era of increasing medical expenses, having a financial tool that can help you manage healthcare costs while providing comprehensive health insurance coverage is invaluable. Enter the Health Savings Account (HSA). Understanding Health Savings Accounts A Health Savings Account, or HSA, is a powerful financial tool that has gained popularity for its ability to assist individuals and famil

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Wildfire Smoke Health Risks Can Linger in Homes That Escape Burning − as Colorado Survivors Discovered

Insurance Journal

(THE CONVERSATION) On Dec. 30, 2021, a wind-driven wildfire raced through two communities just outside Boulder, Colorado. In the span of about eight hours, more than 1,000 homes and businesses burned.

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Policyholders and Public Adjusters Often Need to Hire Their Own Experts

Property Insurance Coverage Law

I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss? To prove the point of this blogs title, in a recent trial court order finding for … The post Policyholders and Public Adjusters Often Need to Hire Their Own Experts appeared first on Property Insurance Coverage Law Blog.

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Two Greek shipping companies fined $4.5m for illegal oil discharges and cover-up

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Two Greek shipping companies fined $4.5m for illegal oil discharges and cover-up appeared first on Insurance Marine News.

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What are your obligations as a landlord?

Cover4LetProperty

For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident a property they inherited or a home in which they no longer live the so-called accidental landlord. (Please read our free The Accidental Landlord Guide if you are a new, accidental landlord ).

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Time to Consider a Roof Replacement… Should I Go With Shingle or Metal?

Wren Insurance Agency

As we work our way into the New Year, many of us may be soon faced with the decision of when to replace our aging roof and what type of material is best? From an insurance perspective, having things like a secondary underlayment water barrier (also called an "SWR" or "Secondary Water Resistance" layer), can make a significant difference in your home insurance costs, but perhaps even more surprising than that is the fact that spending more money up front on a metal versus asphalt shingle roof may

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New Orleans Barriers to Prevent Vehicle Attacks Were in the Process of Being Replaced

Insurance Journal

NEW ORLEANS (AP) Seven years ago, New Orleans officials began installing adjustable barriers at intersections in the famed French Quarter to temporarily prevent vehicles from entering the tourist area where the narrow streets are typically teeming with pedestrians every …

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Happy New Year 2025!

Property Insurance Coverage Law

This New Year has me thinking about a post I wrote twelve years ago, Oh the Places You Will GoEspecially in the Insurance Claim Industry. I made the following remark, which, for me, is still true today: The insurance claim industry is especially fun if you enjoy travel and meeting interesting people. Losses and catastrophes … The post Happy New Year 2025!

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Ruby’s ammonium nitrate cargo arrives in Africa

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Rubys ammonium nitrate cargo arrives in Africa appeared first on Insurance Marine News.

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NJ WORKERS COMPENSATION INSURANCE

Boyle Agency Insurance

Workers Compensation Insurance for Employers and Employees Workers Compensation Insurance is required for businesses with more than one employee. Bogle Agency Insurance has experienced and knowledgeable agents who can answer all your NJ Workers Compensation Insurance related questions and guide you toward the coverage you need as an individual or a business owner.

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Understanding the Social Security Fairness Act (H.R. 82)

PSM Brokerage

Implications for Seniors and Medicare Agents The Social Security Fairness Act (H.R. 82) is a critical legislative proposal aimed at addressing long-standing concerns about Social Security benefits, particularly for certain public sector workers. With bipartisan support, the bill seeks to eliminate two provisions of the Social Security Act that significantly impact retirees: the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO).

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Employer Owes Pay for Actual Time Changing, Showering— Not Its ‘Reasonable’ Estimate

Insurance Journal

A Pennsylvania battery firm has been found responsible for paying $22.25 million in backpay to workers to cover the actual time they spent changing and showering for their jobs working with hazardous materials.

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Want to Win a Hailstorm Damage Lawsuit? Hire The Right Experts and Establish a Theory of Loss Before Filing a Lawsuit

Property Insurance Coverage Law

Insurance companies denying hail damage claims are repeat players in the litigation arena. The lawyers and experts they choose to defend these denials are as well. This post will provide more insight and lessons as a grand finale to Policyholders and Public Adjusters Often Need to Hire Their Own Experts, and Policyholders and Public Adjusters … The post Want to Win a Hailstorm Damage Lawsuit?

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Blog Post: California Legislature Approves 40+ Changes to State’s Business Entity Laws

LexisNexis

By Eric Geringswald | CSC Overview of California Business Law Updates During the 2024 legislative session, the California legislature approved over 40 amendments to the California Corporations Code and related statutes. Key changes include new requirements for venture capital companies and franchise brokers, highlighting a commitment to modernizing the states business regulations.

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Magnify Your Mission

Your Journey With Jennie

With over two decades in the real estate business, Jennie has learned a lot and loves sharing her many lessons and failures with others. Join Magnify Your Mission and learn how to leverage your time and communication with systems, consistently build a growing database with business partners and referrals, all while spending quality time with family and those you love.

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What to Expect from a Home Insurance Inspection

TGS

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. But what exactly does that involve? Is someone going to comb through every nook and cranny of your home with a magnifying glass, Sherlock Holmes-style?

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Boeing, DOJ Tell US Judge They Have Not Reached Agreement on Revised Plea Deal

Insurance Journal

The U.S. Justice Department and Boeing told a court on Friday they have not reached agreement on a revised plea deal after a U.S. judge in December rejected the deal, faulting a diversity and inclusion provision.

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Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential

Property Insurance Coverage Law

Public adjusters and policyholders must remain vigilant and precise when dealing with federal flood insurance claims under the National Flood Insurance Program (NFIP). A recent decision in Blocdahl Leasing, LLC v. American Strategic Insurance Corporation 1 highlights a crucial pitfall: Failure to submit a signed proof of loss can completely bar a claim for additional … The post Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential appeared first on Propert

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Lloyd’s of London chief Neal to move to Aon

Elmore

Head of worlds oldest insurance market steered it through Covid but was criticised for delays to IT overhaul The post Lloyds of London chief Neal to move to Aon appeared first on Elmore Insurance Brokers.

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Renegade Insurance Launches Revolutionary Agency Franchise

Agency Height

Build a trusted agency by visiting Renegade Insurance Franchise or get in touch with our team at 770-268-2849.