1 Killed in Large Avalanche in Western Wyoming
Insurance Journal
JANUARY 7, 2025
An avalanche killed one skier and injured another after the group they were in triggered the large snowslide while ascending a mountain in western Wyoming.
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Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend
Property Insurance Coverage Law
JANUARY 4, 2025
If you can interestingly hang with these concepts: [R]ecognizing that insurance policies, particularly standard form policies and especially those purchased by consumers, often operate more like a purchased product rather than a negotiated deal, can assist the court in better determining the purpose and function of the policy and intent of the contracting parties.
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US Dockworkers, Port Employers Set to Restart Talks Next Week
Insurance Journal
JANUARY 2, 2025
Leaders from a US dockworkers’ union and the group that represents their employers are set to resume contract talks on Jan. 7 as the threat of a strike looms, according to a person familiar with the negotiations.
Lock damaged on Kiel Canal
Insurance Marine News
JANUARY 5, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Lock damaged on Kiel Canal appeared first on Insurance Marine News.
Streamline Claims Management By Analyzing Legal Trends
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Leverage our Litigation Insights for Key State Trial Court Intel. Identify opposing/outside counsel and top mediators for insurance matters.
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1/2/25 is the Best Day to FEEL the Value of Return to Work
AMAXX
JANUARY 6, 2025
Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The only way to truly understand it is to feel it. Hello, my name is Michael Stack and I’m the c e O of amax and happy New year to you. It’s January 3rd, 2023. Brand new start to a fresh and shiny year.
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Rhode Island Ransomware Attack Update: Some Stolen Data Posted to Dark Web
Insurance Journal
DECEMBER 31, 2024
As Rhode Island state officials feared would happen, hackers responsible for a ransomware attack on a popular state-administered benefits portal have posted some of the stolen information to the dark web.
Are Appraisals Adjustments? What Exactly is AUP Adjusting?
Property Insurance Coverage Law
JANUARY 3, 2025
The Insurance Journal published an article,For AUP in Claims, Objectivity and Training Expertise is Key,by a Sedgwick executive regarding an insurance term I was not familiar with: Appraisal Under Policy (AUP). No insurance treatise or dictionary of insurance terms provided a definition. It was obvious from reading the article that the author was referring to … The post Are Appraisals Adjustments?
Hatch covers for Russian nuclear icebreaker lost through Ursa Major sinking
Insurance Marine News
JANUARY 5, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Hatch covers for Russian nuclear icebreaker lost through Ursa Major sinking appeared first on Insurance Marine News.
Get Started Building Your NEW Workers’ Comp Program in 2025
AMAXX
JANUARY 6, 2025
When embarking on the journey to master workers compensation, the road is well-traveled and marked by proven strategies. Success is not an accident; it is the outcome of following a series of deliberate steps, executed in the right sequence. Our three components to achieve workers comp mastery are: Framework , Employer Controls , and External Controls.
What are your obligations as a landlord?
Cover4LetProperty
JANUARY 2, 2025
For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident a property they inherited or a home in which they no longer live the so-called accidental landlord. (Please read our free The Accidental Landlord Guide if you are a new, accidental landlord ).
Policyholders and Public Adjusters Often Need to Hire Their Own Experts—Part Two
Property Insurance Coverage Law
JANUARY 6, 2025
In yesterdays post, Policyholders and Public Adjusters Often Need to Hire Their Own Experts, the court found that the insurance policy did not provide coverage for the claimed damages for two primary reasons.1 First, the plaintiffs failed to demonstrate that the damage to their home occurred during the policy period or was caused by a … The post Policyholders and Public Adjusters Often Need to Hire Their Own ExpertsPart Two appeared first on Property Insurance Coverage Law Blog.
Finnish Court upholds detention of Eagle S
Insurance Marine News
JANUARY 5, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Finnish Court upholds detention of Eagle S appeared first on Insurance Marine News.
Seacon agrees sale and leaseback for bulker newbuild
Splash: Finance and Insurance
JANUARY 6, 2025
Chinas Seacon Shipping has secured financing for one of its handysize bulk carriers under construction in Japan. The Hong Kong-listed company said in a filing it had agreed to a $31.38m sale and leaseback deal for a 40,000 dwt bulker with Panama-incorporated Dawn Shipping and its Japan-based parent, whose ultimate beneficial owner is Kohei Kondo.
Time to Consider a Roof Replacement… Should I Go With Shingle or Metal?
Wren Insurance Agency
JANUARY 7, 2025
As we work our way into the New Year, many of us may be soon faced with the decision of when to replace our aging roof and what type of material is best? From an insurance perspective, having things like a secondary underlayment water barrier (also called an "SWR" or "Secondary Water Resistance" layer), can make a significant difference in your home insurance costs, but perhaps even more surprising than that is the fact that spending more money up front on a metal versus asphalt shingle roof may
Verisk to Get First Cat Model Under Review for Insurance Ratemaking in California
Insurance Journal
JANUARY 2, 2025
Verisk said on Thursday it will be the first modeler to request a review of its wildfire catastrophe model under a reform pushed by California Insurance Commissioner Ricardo Lara.
Policyholders and Public Adjusters Often Need to Hire Their Own Experts
Property Insurance Coverage Law
JANUARY 5, 2025
I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss? To prove the point of this blogs title, in a recent trial court order finding for … The post Policyholders and Public Adjusters Often Need to Hire Their Own Experts appeared first on Property Insurance Coverage Law Blog.
Two Greek shipping companies fined $4.5m for illegal oil discharges and cover-up
Insurance Marine News
JANUARY 5, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Two Greek shipping companies fined $4.5m for illegal oil discharges and cover-up appeared first on Insurance Marine News.
Creating an Effective Workflow: From Prospecting to Follow-Up
PSM Brokerage
JANUARY 7, 2025
Streamlining Your Insurance Sales A structured sales process is the backbone of any successful insurance business. By streamlining workflows, agents can save time, convert more prospects, and retain clients for the long haul. This guide breaks down an efficient workflow for insurance agents, covering every stage from prospecting to follow-up, with actionable tips to implement immediately.
Emerging Trends in Identity Theft and How to Stay Ahead
Mark Jackson Insurance Agency
JANUARY 7, 2025
Computer security by Pixabay As technology advances, so do the tactics of identity thieves. Identity theft is no longer limited to stolen credit card numbers or Social Security fraud—it has evolved into a complex web of cybercrime targeting individuals and businesses alike. Staying informed about emerging trends in identity theft can help you protect your personal information and take proactive steps to minimize your risk.
Wildfire Smoke Health Risks Can Linger in Homes That Escape Burning − as Colorado Survivors Discovered
Insurance Journal
JANUARY 2, 2025
(THE CONVERSATION) On Dec. 30, 2021, a wind-driven wildfire raced through two communities just outside Boulder, Colorado. In the span of about eight hours, more than 1,000 homes and businesses burned.
Happy New Year 2025!
Property Insurance Coverage Law
JANUARY 1, 2025
This New Year has me thinking about a post I wrote twelve years ago, Oh the Places You Will GoEspecially in the Insurance Claim Industry. I made the following remark, which, for me, is still true today: The insurance claim industry is especially fun if you enjoy travel and meeting interesting people. Losses and catastrophes … The post Happy New Year 2025!
Ruby’s ammonium nitrate cargo arrives in Africa
Insurance Marine News
JANUARY 5, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Rubys ammonium nitrate cargo arrives in Africa appeared first on Insurance Marine News.
How to Become a Licensed ACA Health Insurance Agent: A Comprehensive Guide
PSM Brokerage
JANUARY 7, 2025
The Affordable Care Act (ACA) has transformed the health insurance landscape, creating a wealth of opportunities for insurance agents to build successful careers. Becoming a licensed ACA health insurance agent allows you to help individuals and families find affordable coverage while building a steady income stream. This guide provides everything you need to know to start selling ACA plans, from licensing requirements to maximizing your earnings.
Blog Post: What Is Matter Management In Corporate Legal?
LexisNexis
JANUARY 7, 2025
At its core, matter management serves as the backbone of corporate legal operations, orchestrating every aspect of legal work within an organization. Think of it as the central nervous system coordinating all legal activities, documentation, and team collaboration. Without robust matter management, often part of an enterprise legal management solution, legal departments can find themselves navigating a maze of disconnected tools, scattered information, and fragmented processes.
New Orleans Barriers to Prevent Vehicle Attacks Were in the Process of Being Replaced
Insurance Journal
JANUARY 3, 2025
NEW ORLEANS (AP) Seven years ago, New Orleans officials began installing adjustable barriers at intersections in the famed French Quarter to temporarily prevent vehicles from entering the tourist area where the narrow streets are typically teeming with pedestrians every …
The Hidden Health Risks in Fire-Surviving Structures
Property Insurance Coverage Law
DECEMBER 31, 2024
The University of Colorado Boulder has published two new research papers examining the air quality inside homes that survived the 2021 Marshall Fire, Colorado’s most destructive wildfire, and its impact on residents’ health. These studies are among the first to investigate air quality within smoke and ash-damaged homes and assess the health effects on occupants. … The post The Hidden Health Risks in Fire-Surviving Structures appeared first on Property Insurance Coverage Law Blo
High-Capacity Limits Address Collections of Museums, Corporate Clients, and High-Net-Worth Individuals
Distinguished
JANUARY 7, 2025
The scale and value of museum collections, corporate collections, and holdings of high-net-worth individuals demand insurance solutions capable of meeting high-value requirements. Distinguisheds national Fine Art & Collectibles insurance programs recent expansion to $125 million in capacity per risk establishes it as a leader in this specialized market.
Medicare Advantage vs. Medicare Supplement Plans
PSM Brokerage
JANUARY 7, 2025
As an insurance agent, guiding your clients through Medicare options can feel like navigating a maze. Two of the most popular choices for Medicare beneficiaries are Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans. Both have their unique benefits and limitations, making it crucial for you to understand the key differences to best meet your clients needs.
Unrest in Mozambique impacts maritime operations at Mozambique’s ports
Insurance Marine News
JANUARY 6, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Unrest in Mozambique impacts maritime operations at Mozambiques ports appeared first on Insurance Marine News.
Employer Owes Pay for Actual Time Changing, Showering— Not Its ‘Reasonable’ Estimate
Insurance Journal
JANUARY 2, 2025
A Pennsylvania battery firm has been found responsible for paying $22.25 million in backpay to workers to cover the actual time they spent changing and showering for their jobs working with hazardous materials.
Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential
Property Insurance Coverage Law
JANUARY 2, 2025
Public adjusters and policyholders must remain vigilant and precise when dealing with federal flood insurance claims under the National Flood Insurance Program (NFIP). A recent decision in Blocdahl Leasing, LLC v. American Strategic Insurance Corporation 1 highlights a crucial pitfall: Failure to submit a signed proof of loss can completely bar a claim for additional … The post Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential appeared first on Propert
North Carolina New Minimum Auto Insurance Requirements 2025
TGS
JANUARY 6, 2025
TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws. These changes are designed to provide better financial protection for drivers, passengers, and others involved in auto accidents.
CMS’s New One-to-One Consent Regulations for Contract Year 2025 (CMS-4205-F)
PSM Brokerage
JANUARY 7, 2025
In an ongoing effort to enhance consumer protection and transparency in Medicare marketing, the Centers for Medicare & Medicaid Services (CMS) has introduced significant regulatory changes for Contract Year 2025. Under the final rule CMS-4205-F, a new one-to-one consent regulation requires Third-Party Marketing Organizations (TPMOs) to obtain prior express written consent before sharing beneficiary information with any other TPMO.
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