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Arctic Sea Ice Shrinks to Record Winter Low as Earth Heats Up

Insurance Journal

The Arctic Ocean likely had the smallest winter ice cover in 47 years of satellite records this season, with just 5.53 million square miles of sea ice covering the region at its peak on March 22.

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How to Generate Quality Healthcare Insurance Leads Every Quarter | Solstice

Solstice Insurance Broker

The healthcare insurance needs of your clients constantly change based on factors such as workforce productivity and budget. The good news is there are a range of tried-and-true strategies that can help you consistently attract top-notch leads every quarter.

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The Critical Role of Insurance Adjusters and the Growing Disenchantment in the Industry

Property Insurance Coverage Law

Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible. Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.

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CyberLine Quarterly: A Look at Our Innovation, Expansion, and Global Impact

Cowbell

He who is not courageous enough to take risks will accomplish nothing in life. Muhammad Ali. Welcome to this bold new edition of CyberLine Quarterly. Over the past quarter, Cowbell has accelerated innovation, broadened coverage, and deepened its global footprintall while ensuring businesses large and small remain protected from evolving digital threats.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Trust, And Verify: Ensuring Your Insurance Coverage

Shield Insurance Agency

In today’s fast-paced world, we often rely on others to handle essential tasks, and insurance is no exception. Trusting your insurance agent is crucial, as they play a vital role in protecting your assets. However, verifying that the necessary steps have been taken to secure your coverage is equally important. Let’s delve into why this “trust, and verify” approach is essential.

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The Critical Role of Insurance Adjusters and the Growing Disenchantment in the Industry

Property Insurance Coverage Law

Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible. Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.

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Optimizing Insurance Agency Growth

PSM Brokerage

Exploring Business Models that Work As an independent insurance agent, reaching individual success is an exciting milestonebut it often comes with a new set of challenges. Youve built a solid book of business, your client retention is strong, and new leads keep coming in. But instead of feeling in control, you feel maxed out. The days are longer, the workload heavier, and the idea of growing your business starts to feel like a burden rather than an opportunity.

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World Backup Day 2025: More Relevant Than Ever

Cowbell

March 31 marks World Backup Day, which serves as an opportunity to revisit something often overlooked in our busy daily lives: whether our data is actually safe. Its a simple question, but in an age where digital information underpins almost every aspect of our lives and businesses, the answer can be the difference between a quick recovery and a major disruption.

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What is Form 5500 and How Does It Impact Insurance Prospecting?

Zywave

If youve been around the insurance industry, youve likely heard your share of specific terms. One of the terms you might have heard is Form 5500. It can come up in prospecting process discussions, often with little context attached. What is this form and how does it tie into new business processes? Were here to unravel the mystery. What Is Form 5500?

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Catastrophe Experts Tap AI to Tackle Soaring Insured Losses

Insurance Journal

Insurers are betting on a suite of new AI-driven techniques to better predict surging losses from climate-driven weather catastrophes ranging from unprecedented wildfires to hurricanes and floods.

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Is it Appraisal, or Is It Arbitration? Can Appraisal be Appraisal and Arbitration at the Same Time?

Property Insurance Coverage Law

The Rhode Island Supreme Court recently issued a significant decision holding that an insurance appraisal is akin to arbitration and subject to arbitration rules. 1 This ruling aligns with Rhode Islands prior stance on appraisals noted in our post, Rhode Island AppraisalsThe Arbitration Act Applies to Determine the Partiality of Appraisers and Umpires,but contrasts sharply … The post Is it Appraisal, or Is It Arbitration?

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Shipping and scenario planning

Splash: Finance and Insurance

How can you plan for the future when the present is so uncertain, writes Pierre Aury? Scenario planning involves looking at different scenarios with associated assumptions and events. These scenarios are not forecasts but views of how the future could unfold. These scenarios only need to be plausible.

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Falling Into Purpose: How Women Are Redefining Success in Insurance

Relation

At Relation Insurance, we’re proud to champion women across our organization through ElevateHera movement focused on mentorship, professional development, and amplifying female voices in an industry that hasnt always left the door wide open. What started as a handful of stories has become a powerful narrative of resilience, transformation, and community.

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Pacemakers and Life Insurance: What You Need to Know

RiskQuoter

If youve had a pacemaker implanted, getting life insurance might feel complicated. The truth? Many people qualify even with heart conditions. This guide explains how insurance companies evaluate pacemakers, what questions youll need to answer, and how to get the best possible offer. The post Pacemakers and Life Insurance: What You Need to Know appeared first on RiskQuoter.com.

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SEC Beginning to Onboard DOGE Staff, Email Says

Insurance Journal

The U.S. Securities and Exchange Commission is beginning to onboard officials with billionaire Elon Musk’s Department of Government Efficiency, according to an email sent on Friday to department staff.

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Is State Farm’s “New Construction” Setting of Xactimate Proper?

Property Insurance Coverage Law

A recent court ruling has provided significant clarity on whether State Farms use of Xactimates “New Construction” labor efficiency setting is legally permissible in property damage estimates. 1 The decision, which favored State Farm, has broad implications for homeowners, contractors, and insurers across the country who rely on Xactimate estimates to determine repair costs after … The post Is State Farms New Construction Setting of Xactimate Proper?

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INSURANCE FOR YOUR NJ WEDDING

Boyle Agency Insurance

Did You Know There Was Wedding Insurance? Planning a wedding? That should be an occasion for celebration and happiness. You want to be sure the event is perfect in every way. Bogle Agency Insurance offers Wedding Insurance to help you avoid the possibility of a disaster that can ruin the day. We serve NJ policyholders in Bergen County where we are located, and greater New Jersey.

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Avoiding CTMs: What Every Agent Needs to Know to Stay Complaint-Free

PSM Brokerage

When it comes to selling Medicare plans , a smooth enrollment experience doesn't just benefit the clientit protects your reputation and keeps you out of the dreaded CTM (Complaint Tracking Module) reports. This quick guide breaks down the most common drivers of complaints and how you can stay ahead of them. Know Before You Show: Presenting Benefits the Right Way Before diving into benefits, make sure you're speaking to the decision-maker.

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Are Insurance Price Increases a Tipping Point for Gen X and Boomers?

Majesco

Jackie is 53, and she owns two cars. Her first car is a small SUV her daily driver. Her second is a convertible, her fun car that she only drives on weekends from late spring through early fall when the weather is optimal. She puts 2,500 miles per year on the convertible. When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent.

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California OKs Increase in FAIR Plan Commercial Property Coverage Limits

Insurance Journal

California Insurance Commissioner Ricardo Lara approved a filing from the California FAIR Plan Association to increase commercial property coverage limits.

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How To Lose a Causation Case: Special Rules in Texas

Property Insurance Coverage Law

When policyholders file an insurance claim, they expect their insurer to pay losses. Most policyholders have never read their policy nor would appreciate what it even means with nuanced coverage causation rules applying that vary from state to state. A recent case brought to my attention by attorney Steve Badger involving homeowner Ebony Mitchell and … The post How To Lose a Causation Case: Special Rules in Texas appeared first on Property Insurance Coverage Law Blog.

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New Commercial Insurance: A Key Component in Michigan Warehouse Operations

Shield Insurance Agency

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. Shield Insurance Agency is here to help you understand the importance of commercial insurance in your warehouse operations.

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HCSC Acquires Cigna’s Medicare and CareAllies Segments

PSM Brokerage

Cigna Finalizes Sale of Medicare and CareAllies Businesses to HCSC Source: [link] The Cigna Group has officially completed the sale of its Medicare Advantage , Cigna Supplemental Benefits , Medicare Part D, and CareAllies businesses to Health Care Service Corporation (HCSC) , marking a significant shift in its strategic direction. This move allows Cigna to streamline its portfolio and focus on driving innovation across its core business segments.

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Understanding the Benefits of Rent Guarantee & Home Emergency Insurance for Landlords

Protect Commercial Insurance

Introduction Owning a rental property can be a rewarding investment, but it comes with its fair share of responsibilities and risks. As a landlord, you’re tasked with ensuring your property is well-maintained, keeping tenants happy, and managing financial uncertainties. This is where specialised insurance options like rent guarantee and home emergency insurance come into play.

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MS&AD Insurance Group Announces Merger of 2 Non-Life Subsidiaries

Insurance Journal

MS&AD Insurance Group Holdings Inc. announced it will merge two of its non-life insurance company subsidiaries Mitsui Sumitomo Insurance Co. Ltd. and Aioi Nissay Dowa Insurance Co. Ltd.

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Tower Hill’s Lawsuit Against Florida Roofer Hits a Wall—Judge Dismisses Complaint

Property Insurance Coverage Law

The latest development in the Tower Hill lawsuit against Florida roofer Ricky McGraw and his affiliated entities is a significant one. The Circuit Court of the Nineteenth Judicial Circuit in Martin County, Florida, has dismissed Tower Hill’s third amended complaint, citing procedural and substantive deficiencies. 1 This ruling represents another twist in a legal battle … The post Tower Hills Lawsuit Against Florida Roofer Hits a WallJudge Dismisses Complaint appeared first on Propert

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Norway acts on fake marine insurance operation

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Norway acts on fake marine insurance operation appeared first on Insurance Marine News.

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Blog Post: Stop! In the Name of Compliance: Ain’t No Mountain High Enough to Escape Enforcement Actions

LexisNexis

Learn about the proceedings that state insurance regulators may bring against insurers for violating provisions of a state insurance code or administrative regulations. Read now » Related Content Creating and Maintaining Good Relationships between Regulators and Insurers Review actions insurers and their attorneys should take and important considerations upon which an insurer must focus during the course of its regulatory relationships.

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Commercial Insurance Solutions for All Your Business Risks

Paragon Independent Insurance Agencies

While no two businesses are the same, many face similar types of risks. Risk is an inherent part of the landscape for business owners across all industries. Those risks are also the primary reason business owners in the Plano, TX, area rely on the professional and experienced team at the Paragon Independent Insurance Agency for all their commercial insurance inquiries and concerns.

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SC Bill Moves to House, Would Lower Liquor Liability Coverage, End Joint-and-Several

Insurance Journal

The fate of a bill that would modify South Carolina’s joint-and-several liability law now rests with the state House of Representatives after the state Senate last week approved the measure following weeks of heated debate.

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Jon Held Moves From CEO Role

Property Insurance Coverage Law

Jon Held is moving to a new role in his company. It is not a full retirement, but we all get the picture. He stated: After 40 years as CEO of J.S. Held LLC, I am proud to announce that I will be transitioning to a new role with the company as Executive Chairman of … The post Jon Held Moves From CEO Role appeared first on Property Insurance Coverage Law Blog.

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Solong reaches Aberdeen; Stena Immaculate to be unloaded

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Solong reaches Aberdeen; Stena Immaculate to be unloaded appeared first on Insurance Marine News.

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