Insurance Journal
DECEMBER 30, 2024
California Insurance Commissioner Ricardo Lara on Monday announced what he is calling the final step in his efforts to help the state’s ailing homeowners insurance market with the Net Cost of Reinsurance in Ratemaking Regulation, which enables reinsurance as a …
Property Insurance Coverage Law
JANUARY 4, 2025
If you can interestingly hang with these concepts: [R]ecognizing that insurance policies, particularly standard form policies and especially those purchased by consumers, often operate more like a purchased product rather than a negotiated deal, can assist the court in better determining the purpose and function of the policy and intent of the contracting parties.
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The Insurance Pro
DECEMBER 29, 2024
Key Things to Know Whole life insurance dividend options provide policyholders with flexibility and versatility. The four original options are: receiving dividends in cash, using dividends to reduce or pay premiums, purchasing paid-up additions, and accumulating dividends at interest. Each option has its own tax implications and considerations, such as potential taxable income, impact on.
Splash: Finance and Insurance
JANUARY 1, 2025
Greek dry bulk owner Globus Maritime has struck a sale and leaseback deal for one of its recently delivered vessels. The Nasdaq-listed company said it had sold its ultramax Glbs Magic to a Japanese buyer for $25m in December and chartered the 2024-built bulker back for 10 years.
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LexisNexis
DECEMBER 30, 2024
OFLC, Dec. 30, 2024 "The Office of Foreign Labor Certification (OFLC) reminds employers and other interested stakeholders that the filing window to submit an H-2B Application for Temporary Employment Certification (Form ETA-9142B and appendices) requesting work start dates of April 1, 2025, or later, will open on January 1, 2025, at 12:00 a.m. Eastern Time.
Insurance Journal
DECEMBER 29, 2024
Two Florida-based insurance companies are expanding their product lines, another sign that insurers are making more if limited moves into a warming market in the state.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Cover4LetProperty
JANUARY 2, 2025
For some individuals, a buy to let business might be their entire livelihood. For others, it might have been something into which they have fallen almost by accident a property they inherited or a home in which they no longer live the so-called accidental landlord. (Please read our free The Accidental Landlord Guide if you are a new, accidental landlord ).
P&L Financial Services
JANUARY 3, 2025
Inflation is a reality that affects everyone, but for seniors and those planning for retirement, its impact can be particularly significant. As insurance agents, understanding how inflation affects senior living expenses and retirement savings is crucial. This knowledge helps you provide better guidance to your clients and strengthens your value as a trusted advisor.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Marine round-up : 3rd January 2025 appeared first on Insurance Marine News.
Insurance Journal
DECEMBER 29, 2024
Loyalhanna Insurance Group of Latrobe, Pennsylvania has been acquired by Union Bay Acquisition LLC, an aggregator of insurance agencies based in Lansdale, Pennsylvania. Terms were not disclosed. This acquisition is Union Bay’s sixteenth, and seventh in the state of Pennsylvania.
Property Insurance Coverage Law
DECEMBER 31, 2024
The University of Colorado Boulder has published two new research papers examining the air quality inside homes that survived the 2021 Marshall Fire, Colorado’s most destructive wildfire, and its impact on residents’ health. These studies are among the first to investigate air quality within smoke and ash-damaged homes and assess the health effects on occupants. … The post The Hidden Health Risks in Fire-Surviving Structures appeared first on Property Insurance Coverage Law Blo
PSM Brokerage
JANUARY 2, 2025
ACA Commissions for 2025 Lets delve into the essential details you need to understand about ACA commissions in 2025. How Commissions Are Structured Per Member Per Month (PMPM): Agents earn a flat rate for each member enrolled, paid monthly as long as the policy remains active. This is the most common structure. Per Contract Per Month (PCPM): Similar to PMPM but based on the entire contract rather than individual members.
The Insurance Marketer
JANUARY 2, 2025
Imagine this: a potential client visits your website, clicks around, maybe even checks out your insurance offerings, but then they leave without signing up. Most agents might think, “Well, that.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Turkiye looking at maritime deal with Syria appeared first on Insurance Marine News.
Insurance Journal
DECEMBER 31, 2024
As Rhode Island state officials feared would happen, hackers responsible for a ransomware attack on a popular state-administered benefits portal have posted some of the stolen information to the dark web.
Property Insurance Coverage Law
JANUARY 1, 2025
This New Year has me thinking about a post I wrote twelve years ago, Oh the Places You Will GoEspecially in the Insurance Claim Industry. I made the following remark, which, for me, is still true today: The insurance claim industry is especially fun if you enjoy travel and meeting interesting people. Losses and catastrophes … The post Happy New Year 2025!
Elmore
JANUARY 2, 2025
Decrease follows two years of bumper profits for providers The post Reinsurance costs fall as sector deploys record capital appeared first on Elmore Insurance Brokers.
LeverageRx
JANUARY 2, 2025
MAG Mutual Insurance Company (MagMutual for short) provides medical professional liability insurance to physicians and hospitals.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Tug collides with bulker on Lower Mississippi appeared first on Insurance Marine News.
Insurance Journal
DECEMBER 29, 2024
Young adults across the Pacific Northwest have found homeownership to be increasingly out of reach as home prices across the nation rise, a poll by PEMCO Mutual Insurance shows.
Property Insurance Coverage Law
DECEMBER 30, 2024
Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased. The vast majority of policyholders rely upon and trust their licensed insurance agents to provide them the best coverage at the best affordable price without having … The post The Majority of Insurance Agents Do Not Read the Policies They SellMany Professionals in the Insurance Service Sector Fail to Read t
New Jersey Workers' Comp
JANUARY 2, 2025
Since Governor Murphy signed Covid legislation several years ago, there has been debate about the legal significance of having a Covid presumption. Some practitioners thought that if the Judge of Compensation should find before trial that the claimant is an essential employee, that means the employee has won the case and then moves on to the issue of permanency.
LexisNexis
JANUARY 2, 2025
The digitization of everything in corporate legal departments, and now with the advent of AI, means that the law department and outside counsel need to utilize legal e-billing software to streamline their financial operations. LEDES (Legal Electronic Data Exchange Standard) is at the forefront of this transformation. While there are still many PDFs in use for invoice submission and in legal e-billing software, the LEDES format is taking precedence.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Peru and Ecuador hit with huge waves; ports temporarily closed appeared first on Insurance Marine News.
Insurance Journal
DECEMBER 31, 2024
Officials assessed the damage on Sunday after a strong storm system moved across the southern U.S. over the weekend, spawning tornadoes and killing at least four people.
Property Insurance Coverage Law
JANUARY 2, 2025
Public adjusters and policyholders must remain vigilant and precise when dealing with federal flood insurance claims under the National Flood Insurance Program (NFIP). A recent decision in Blocdahl Leasing, LLC v. American Strategic Insurance Corporation 1 highlights a crucial pitfall: Failure to submit a signed proof of loss can completely bar a claim for additional … The post Federal Flood Insurance: Strict Compliance with Proof of Loss Requirements is Essential appeared first on Propert
Elmore
JANUARY 1, 2025
If drivers are no longer responsible for accidents, will liability shift to manufacturers? The post Insurers will not find it easy to share the road with self-driving cars appeared first on Elmore Insurance Brokers.
Boyle Agency Insurance
DECEMBER 31, 2024
Great Protection – Fair Price Bogle Agency Insurance of Lyndhurst NJ offers Chubb Masterpiece Homeowners Insurance to NJ homeowners. We serve homeowners in Bergen County, Morris County and surrounding NJ counties. Chubb is a top American insurance carrier that offers a quality product to NJ homeowners to protect their most valuable asset, their home.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Seven dead after ship capsizes in Haiti while loading lorries appeared first on Insurance Marine News.
Insurance Journal
DECEMBER 31, 2024
The U.S. District Court for the Eastern District of Missouri entered an order on Dec.
Property Insurance Coverage Law
DECEMBER 29, 2024
I mentioned the late Doug Houser recently inIce Damming Case Denied or Not Fully Paid? Eyewitness Accounts Tip the Scales in Ice Damming Insurance Dispute.The Bullivant Houser law firm quoted Doug about a case he lost, and his insurer client later re-wrote the insurance policy so it would not pay for a claim under similar … The post Insurance Policies Are Adhesion Contracts and Not Bargained For appeared first on Property Insurance Coverage Law Blog.
Elmore
JANUARY 1, 2025
From money-saving work perks to investments and tax planning, resolve to get your finances in shape this new year The post Ten things to tick off your financial to-do list in 2025 appeared first on Elmore Insurance Brokers.
Rough Notes
DECEMBER 31, 2024
Advocate for a more balanced approach that values both structure and contents By Steve Gibson In recent months, several significant natural disasters, notably hurricanes and wildfires, have impacted various regions of the United States.
Insurance Marine News
JANUARY 2, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Multiple oil tanker leaks near Kerch Strait leads to appeal for federal Russian help appeared first on Insurance Marine News.
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