Amid Clean up From LA Wildfires, Some Residents Furious Over Hazardous Waste
Insurance Journal
FEBRUARY 3, 2025
Not far from where Ceci Carroll lives, a rock-mining company has polluted the air with dust across the San Gabriel Valley, she said.
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Should You Accept Your Insurer’s Initial Wildfire Payout?
Property Insurance Coverage Law
JANUARY 31, 2025
Recent wildfires in Southern California are putting new California insurance laws to the test. Insurers conduct and behavior vary wildly, even for people who hold similar policies with the same companies. For policyholders who have suffered total losses of their homes, many are being offered differing amounts of their Dwelling benefits. For example, a homeowner … The post Should You Accept Your Insurers Initial Wildfire Payout?
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Insurance Payouts at $4 Billion and Counting for LA Wildfires
Insurance Journal
JANUARY 30, 2025
Preliminary data show insurance companies have paid out more than $4 billion for losses from the biggest two of the Los Angeles-area wildfires that swept through the region and destroyed tens of thousands of homes earlier this month.
Is terrorism covered under an Australian home and contents policy?
Prof. Allan Manning
JANUARY 29, 2025
Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. I also touched on commercial liability coverage. At the request of quite a few readers, I now turn my attention to home and contents. In a day or two I will address Strata and after than residential landlord policies, and finally private motor.
Streamline Insurance Claims Management By Analyzing Legal Trends
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
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How to Choose the Right Final Expense FMO
Redbird Agents
FEBRUARY 3, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. If youre serious about selling final expense insurance , partnering with the right Final Expense Field Marketing Organization (FMO) is one of the most important decisions youll make. A great FMO provides carrier access, training, marketing support, and business transparency, all of which are crucial for your long-term success.
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Uber Alleges Fraud Scheme by New York Groups Faking Car-Crash Injuries
Insurance Journal
JANUARY 30, 2025
Ride-sharing giant Uber Technologies Inc. filed a racketeering lawsuit against a group of law firms, doctors and pain-management clinics it claims staged fake car accidents and performed unnecessary surgeries to take advantage of New York’s lucrative no-fault insurance policies.
Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim
Property Insurance Coverage Law
JANUARY 30, 2025
A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Prop
Does my Landlords Insurance Policy cover terrorism
Prof. Allan Manning
FEBRUARY 3, 2025
This is the fourth post in a series that looks at the coverage afforded by various types of insurance products. The series was prompted by a large number of requests for clarification following the senseless attacks that are going on predominately in Melbourne and Sydney. These attacks would appear to fall within the definition of terrorism as set out in legislation.
Average Final Expense Commission Levels for Independent Agents
Redbird Agents
FEBRUARY 3, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. Final expense insurance is one of the most lucrative life insurance markets for independent agents, offering high commission payouts, fast approvals, and steady client demand. If youre considering selling final expense insurance , understanding how commissions work is essential to setting realistic income expectations and growing a successful business.
The Ultimate Guide for Insurance Agents: How to Build a Profitable Final Expense Business
Final Expense Brokerage
JANUARY 29, 2025
Jan 29, 2024 3:23:31 PM Contact Us Share: Final expense insurance is a niche that offers tremendous potential for agents looking to serve seniors and their families. However, for those just starting outor even those whove been in the game for a whilenavigating the complex world of final expense insurance can feel overwhelming. You may be wondering how to find the right products for your clients, generate high-quality leads, or simply make the process easier.
From Exclusions to Coverage: Court Says No to Insurer’s Overly Broad Use of Exclusions
Property Insurance Coverage Law
FEBRUARY 2, 2025
In a recent case from the Wisconsin Court of Appeals, Cincinnati Insurance Company v. Ropicky, 1 the court held that insurers may not deny legitimate claims based on policy exclusions that the insurer has broadly applied. The court emphasized that when policy language includes exceptions that restore coverage, insurers may not broadly deny coverage and … The post From Exclusions to Coverage: Court Says No to Insurer’s Overly Broad Use of Exclusions appeared first on Property Insuranc
Ship fire in Red Sea not caused by Houthi attack, says JMIC
Insurance Marine News
JANUARY 30, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Ship fire in Red Sea not caused by Houthi attack, says JMIC appeared first on Insurance Marine News.
What is Vector One?
Redbird Agents
FEBRUARY 4, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. For insurance agents, managing chargebacks and financial obligations responsibly is a crucial part of building a successful career. One of the most significant consequences of unpaid debt in the insurance industry is being reported to Vector Onea reporting agency that tracks outstanding producer debt.
Crafting Compelling Content for Insurance Agency Websites
Neilson Marketing Services
JANUARY 30, 2025
The digital space is crowded, and insurance agencies are vying for attention in an industry where trust and expertise matter most. A well-crafted insurance agency website is an essential tool for building credibility, attracting potential clients, and converting leads. With 90% of companies having a defined content marketing strategy, insurance agencies need compelling, informative, and uniquely positioned content to stand out.
Generali to Pay Out Over €7 Billion in Dividends by 2027
Insurance Journal
JANUARY 30, 2025
Assicurazioni Generali SpA plans to return more than 7 billion ($7.3 billion) in dividends and buy back at least 1.5 billion in shares by 2027, as Chief Executive Officer Philippe Donnet pursues growth in asset management and high-margin insurance.
Boatowners Beware! Buy a Marine Policy Rather Than Relying Upon a Homeowners Policy For Coverage
Property Insurance Coverage Law
FEBRUARY 1, 2025
Some people accuse me of collecting boats the way others collect coffee mugsexcept instead of cluttering up my kitchen cabinets, theyre taking up space in marinas, driveways, and any patch of water I can find. With six sailboats and a motorboat, I consider myself an enthusiast, though my insurance agent probably sees me as a … The post Boatowners Beware!
2024 Agency Of The Year
Rough Notes
JANUARY 31, 2025
CONGRATULATIONS, SOUND PACIFIC INSURANCE By Dave Willis, CPIA The votes are in. Past Rough Notes cover agents and brokers have spoken. And we have a winner.
Final Expense Agent’s Guide to Understanding the Funeral Market
Redbird Agents
FEBRUARY 4, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. For insurance agents selling final expense policies , staying informed about the funeral industry and consumer trends is essential. The more you understand about how people are planning and paying for funerals, the better you can position final expense insurance as a solution for your clients.
Skuld names new Global Head of Defence
Insurance Marine News
JANUARY 30, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Skuld names new Global Head of Defence appeared first on Insurance Marine News.
Inszone Acquires Texas Classic
Insurance Journal
JANUARY 31, 2025
Inszone Insurance Services announced the acquisition of Texas Classic Insurance Agency, Inc. This transaction further strengthens Inszone’s foothold in Texas and enhances its capabilities in the personal lines insurance market.
Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim
Property Insurance Coverage Law
JANUARY 30, 2025
A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly. This is especially … The post Beware of a One-Year Deadline to File a LawsuitAlways Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim appeared first on Prop
THE RELUCTANT AGENT
Rough Notes
JANUARY 31, 2025
How a Midwest transplant came to lead one of the best agencies in Florida By Dennis H. Pillsbury Integrity: Thats the one word I would use to describe Darren Vermost, says Mary Rivera, office manager of Vermost Insurance Agency, Largo, Florida.
Don’t Mistake This Common Mistake When Selling Final Expense
Redbird Agents
FEBRUARY 3, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. One of the most common mistakes I see in the final expense insurance industry is agents trying to diversify too soon, before they have developed real competence in final expense sales. This is one of the quickest ways to stall your progress and ultimately fail.
Westfield Specialty expands team, “first of several additions”
Insurance Marine News
JANUARY 30, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Westfield Specialty expands team, first of several additions appeared first on Insurance Marine News.
Chubb Posts Record P/C Underwriting Income for Q4 and 2024
Insurance Journal
JANUARY 29, 2025
Chubb posted record property/casualty underwriting income of about $1.6 billion, up 3.8% during the last quarter of 2024. Fourth quarter net income was down 22% to about $2.
Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference
Property Insurance Coverage Law
JANUARY 29, 2025
I formally started a policyholder law firm 40 years ago today. I mentioned that during my presentation yesterday at the Windstorm Conference while explaining how my perspective has developed. It seems like yesterday, but the world of property insurance claims has changed significantly since 1985. The 2025 Windstorm conference had more of a Texas flare … The post Thoughts From a Policyholder Attorney of 40 Years About the 2025 Windstorm Conference appeared first on Property Insurance Covera
Blog Post: California: Bullet Proof Your “Substantial Medical Evidence”
LexisNexis
JANUARY 30, 2025
By Hon. Colleen Casey, Former Commissioner, California Workers Compensation Appeals Board Substantial Medical Evidence is a ubiquitous catch-all phrase. When does it exist? When is it required for a legal determination? Theres even controversy over what type of medical report might be given more weight than a similarly situated report, even if both are considered substantial medical evidence.
Startup Costs For a Final Expense Agency
Redbird Agents
FEBRUARY 3, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. Final expense sales is a business, and like any business, it requires proper planning, budgeting, and execution. If you dont treat it seriously, you will struggleand someone will be there to say, I told you so. One of the biggest factors in your success is lead investment.
Navibulgar claims Baltic Sea vessel’s anchor system leaked accidentally
Insurance Marine News
JANUARY 30, 2025
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Navibulgar claims Baltic Sea vessels anchor system leaked accidentally appeared first on Insurance Marine News.
UK Government Agencies Vulnerable to Cyberattacks, Watchdog Says
Insurance Journal
JANUARY 30, 2025
British government departments have operated hundreds of outdated computer systems and failed to meet their own cybersecurity targets, increasing the risk of a disruptive hack, a watchdog has found.
Brotherhood Mutual Hit With $35 Million Punitive Award on Roof Damage Claim
Property Insurance Coverage Law
FEBRUARY 3, 2025
Jeff Raizner is one of my favorite colleagues from Texas. He has always welcomed me since I first stepped foot in Texas. We speak deeply about policyholder issues and his heart is always in the right place. We have battled insurance companies, co-counseled on cases, and discussed property insurance case law at a depth most … The post Brotherhood Mutual Hit With $35 Million Punitive Award on Roof Damage Claim appeared first on Property Insurance Coverage Law Blog.
Don’t be too fixated on price to NAV
Splash: Finance and Insurance
JANUARY 29, 2025
Pierre Aury has some advice for would be shipping investors. An old topic for a new year. Ive already made my opinion quite clear about the fact that shipping companies trading in competitive spot markets should not be listed.
Final Expense Target Market
Redbird Agents
FEBRUARY 4, 2025
Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. Final expense insurance serves a large and diverse market, primarily made up of individuals who want to ensure their loved ones are not burdened with funeral costs and other end-of-life expenses. Many people simply cannot afford a pre-paid funeral, do not want a funeral home controlling their trust, or are looking to protect their life savings.
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