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Sweden Probe Finds No Conclusive Evidence of Deliberate Damage to Subsea Cables

Insurance Journal

A Swedish probe found no conclusive evidence to suggest that a Chinese ship had deliberately dragged its anchor to damage two Baltic Sea cables, Sweden’s Accident Investigation Authority said on Tuesday, though a separate investigation remains under way.

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Partial Denials Start Statute of Limitations Time Clock in National Flood Claims

Property Insurance Coverage Law

When handling National Flood Insurance Program (NFIP) claims, public adjusters and policyholders must be alert to critical warning signs. One of the most important phrases to recognize is: “We denied a portion of your claim.” Those few words, even if buried in a lengthy letter, should ring loud alarm bells. Under NFIP rules, a partial … The post Partial Denials Start Statute of Limitations Time Clock in National Flood Claims appeared first on Property Insurance Coverage Law Blo

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California Bill Seeks to Beef up Consumer Privacy Protections for Insurance

Insurance Journal

A new bill introduced in California aims to increase transparency and accountability in California’s insurance market by bolstering consumer privacy protections and establishing a privacy rights framework for insurance licensees and their third-party service providers.

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Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians. They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders appeared f

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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6 Must-Have Insurance Coverages For Your Metalworking Manufacturing Business

Central Insurance

Metalworking, which dates back to prehistoric times, began with shaping soft metals like gold and has since advanced into a sophisticated industry that includes techniques such as hammering, smelting, forging, and welding. Metalworking helps support nearly every facet of our lives, from essential tools and appliances to construction projects like buildings and bridges to the […] The post 6 Must-Have Insurance Coverages For Your Metalworking Manufacturing Business appeared first on Central

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6 Foolproof Things That Can Affect Your Car Insurance Premiums in 2025

Top Insurance Blogs

Some of the top questions new policyholders love to have answers to about their premiums before buying any car insurance coverage even on a good discount include but are not limited to: When shopping for car insurance, many intending car owners often concentrate on getting low insurance rates. While that is commendable because you don’t […] The post 6 Foolproof Things That Can Affect Your Car Insurance Premiums in 2025 appeared first on My Top Insurance Blogs.

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Rising Civil Unrest, Political Violence Remain Top 10 Risk for Global Businesses: Allianz

Insurance Journal

Soaring levels of civil unrest and political violence are a key concern for businesses of all sizes as well as their insurers, according to report published by Allianz Commercial.

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Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians. They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders appeared f

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Blog Post: 2025 Cybersecurity Showdown: In-House Counsel's Battle Against New AI Threats Amid Changing Data Privacy Laws

LexisNexis

In-house counsel have the sobering responsibility of protecting their organizations from evolving cybersecurity and data privacy threats at a time when there is a dramatic increase in the sophistication of attack vectors and regulatory obligations. With a host of new state data privacy laws coming online in 2025, this year is sure to test organizations compliance capabilities more than ever before, reported LegalTech News , in a recent story regarding legal industry experts predictions for data

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Bibby unit lines up $25m vessel finance for smaller owners

Splash: Finance and Insurance

BFS Marine Finance, part of Bibby Line Group’s independent funder Bibby Financial Services, has lined up 20m ($25m) to support smaller businesses within the commercial marine sector. A structured facility has been agreed with the British Business Bank to provide secured financing for fleet renewal, expansion or upgrade of existing vessels.

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Spring Property Maintenance Checklist for Real Estate Investors

Unitas Financial Services

As the seasons change, its the perfect time for real estate investors to prepare their properties for warmer months. This quick Spring checklist covers essential maintenance tasksfrom inspecting HVAC systems and checking for winter damage to refreshing landscaping and testing smoke detectors. Stay ahead of costly repairs, keep tenants happy, and protect your property investments by tackling these must-do items this Spring.

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A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

Introduction Hello UK business owners! Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. But don’t worry, were here to simplify it for you. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence.

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Agent Success Secrets: Leadership, Growth, and Winning Strategies with Christina Ward

Your Journey With Jennie

Christina Ward is a top Boise Realtor® with over 20 years of real estate experience. In this edition of Agent Success Secrets , she shares valuable insights on leadership, team-building, and effective lead generation strategies that drive success in real estate. From Leadership Struggles to Success in Real Estate Christina’s journey to success wasn’t without challenges.

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How Errors and Omissions Insurance (E&O) for Small Businesses Work

Top Insurance Blogs

How do errors and omissions insurance work? Who needs errors and omissions insurance? And where can you get this kind of business liability insurance? Different businesses come with various insurance needs. Professionals who provide advice and services are faced with certain threats and hence need insurance covers. One of the insurance coverages needed by professionals […] The post How Errors and Omissions Insurance (E&O) for Small Businesses Work appeared first on My Top Insurance Bl

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Europe’s Hottest Year Turbocharged Extreme Weather Across Region

Insurance Journal

Europe experienced the hottest year on record in 2024, as climate change combined with a strong El Nio to generate a series of extreme weather events and force glaciers into retreat.

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The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Property Insurance Coverage Law

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies and insurance laws the rest of us are. The recentFloridaClark opinion 1 is one of them. According to this sparkling gem of judicial thought, it turns out that its not enough to tell your insurance company, “Hey, my house … The post The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim appeared first on Property Insurance Coverage Law Blog.

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Introducing Cowbell MDR SOC-as-a-Service

Cowbell

Protecting your business from cyber threats is a full-time job. Cyber resiliency is not easily attainable and cannot be achieved with a single tool, such as endpoint detection. As cybercriminals continually evolve their methods, the real differentiator in security is having 24/7/365 specialized monitoring and response led by a team of experienced security experts.

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Blog Post: Can A Human Resources Lawyer Use Extractive AI

LexisNexis

A human resources lawyer typically specializes in employment law and provides legal guidance related to workplace issues. Their role can vary depending on the company's structure and needs, but generally, they are responsible for: Advising on Employment Law Compliance. Companies must comply with labor laws and regulations, including those related to hiring, firing, discrimination, harassment, and workplace safety.

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Top Pet Insurance Providers in Germany for International Students

Top Insurance Blogs

Moving to Germany as an international student is exciting. But if you’re bringing a furry friend with you, you cant afford not to add pet insurance to your budget. Veterinary care in Germany is high-quality, but it can be expensive. So, protecting your pet with a reliable insurance plan is not just smartits essential. International […] The post Top Pet Insurance Providers in Germany for International Students appeared first on My Top Insurance Blogs.

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What Two Oil Firm Ads Show About Where UK Regulator Draws Line on Greenwashing

Insurance Journal

An ad for TotalEnergies SE inflated the oil company’s investments in renewable energy, misleading consumers, the UK’s advertising regulator ruled on Wednesday.

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Partial Denials Start Statute of Limitations Time Clock in National Flood Claims

Property Insurance Coverage Law

When handling National Flood Insurance Program (NFIP) claims, public adjusters and policyholders must be alert to critical warning signs. One of the most important phrases to recognize is: “We denied a portion of your claim.” Those few words, even if buried in a lengthy letter, should ring loud alarm bells. Under NFIP rules, a partial … The post Partial Denials Start Statute of Limitations Time Clock in National Flood Claims appeared first on Property Insurance Coverage Law Blo

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7 Road Trip Tips to Help You Travel With Confidence

Central Insurance

Central's experts outline seven essential road trip tips to help you travel with confidenceand provide a closer look at how your insurance can help protect you along the way. The post 7 Road Trip Tips to Help You Travel With Confidence appeared first on Central Insurance Blog.

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20 Best Insurance Agent Interview Questions for 2025 | EverQuote

EverQuote

Showing up well prepared to interview a potential new employee for your insurance agency can make or break your chances at securing a game changing hire for your business. If youre hoping to hire a sales superstar, the interview is going to play a crucial role in determining whether or not a prospective hire is going to help take your agency to the next level, or cost you thousands of dollars and countless hours of time invested.

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Car Insurance for Foreign License Holders in Germany

Top Insurance Blogs

Relocating to Germany brings excitement, opportunity, andlets face itpaperwork. If you plan to drive, one of the most important things to understand is car insurance. The importance of having car insurance in Germany can never be overemphasized, especially if you’re holding a foreign driver’s license. As an experienced insurance agent in the German insurance market, […] The post Car Insurance for Foreign License Holders in Germany appeared first on My Top Insurance Blogs.

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AI Weather Models Promise Super Granular, Specialist Forecasts

Insurance Journal

The weather forecasting industry has made big leaps in accuracy but has struggled with hyper-local predictions.

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The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Property Insurance Coverage Law

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies and insurance laws the rest of us are. The recentFloridaClark opinion 1 is one of them. According to this sparkling gem of judicial thought, it turns out that its not enough to tell your insurance company, “Hey, my house … The post The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim appeared first on Property Insurance Coverage Law Blog.

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Small Business Tips: Central Article Roundup

Central Insurance

Central's experts share their most valuable small business tips to help you understand your coverage, manage risks, and make informed decisions. The post Small Business Tips: Central Article Roundup appeared first on Central Insurance Blog.

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What is a Managing General Agent (MGA) in Insurance?

Distinguished

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. An MGA bridges the gap between insurers and distribution channels like agents, brokers, and online platforms, particularly in specialized insurance markets, such as hotels, landlords, or restaurants.

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Insurance hires at Zurich US, Lockton and Global Aerospace

Top Insurance Blogs

In a notable wave of executive appointments, major players in the insurance and risk management sector are strengthening their leadership teams to drive growth, streamline services, and meet evolving market demands. Zurich North America, Lockton, and Global Aerospace have each made strategic hires and promotions aimed at reinforcing their positions in key business areas and […] The post Insurance hires at Zurich US, Lockton and Global Aerospace appeared first on My Top Insurance Blogs.

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People Moves: Markel Promotes Brooke to Senior Underwriter of War and Terrorism; BHSI Promotes Kidd to Newly Created Role of Head of Underwriting in Europe

Insurance Journal

Markel Promotes Brooke to Senior Underwriter of War and Terrorism Markel, the insurance operations within Markel Group Inc., announced that Matthew Brooke has been promoted to senior underwriter, War and Terrorism, effective immediately.

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Amy Bach and United Policyholders: A Lasting Legacy of Advocacy and Action for Insurance Consumers

Property Insurance Coverage Law

Few voices for policyholder interests and their rights have remained as consistent, credible, and compassionate as Amy Bach and her team at United Policyholders. I spent yesterday afternoon in Sonoma, California, speaking with Amy, a number of her current and former professional staff members, volunteers who have worked the Maui and Los Angeles wildfires, and … The post Amy Bach and United Policyholders: A Lasting Legacy of Advocacy and Action for Insurance Consumers appeared first on Prop

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Risk Manager Best Practices That Drive Workers’ Comp Results

AMAXX

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams. The most effective professionals in this role are not just reacting to injuriesthey are actively shaping the way claims are handled and resolved to minimize downtime, reduce costs, and protect