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The Arctic Ocean likely had the smallest winter ice cover in 47 years of satellite records this season, with just 5.53 million square miles of sea ice covering the region at its peak on March 22.
The healthcare insurance needs of your clients constantly change based on factors such as workforce productivity and budget. The good news is there are a range of tried-and-true strategies that can help you consistently attract top-notch leads every quarter.
Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible. Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.
How can you plan for the future when the present is so uncertain, writes Pierre Aury? Scenario planning involves looking at different scenarios with associated assumptions and events. These scenarios are not forecasts but views of how the future could unfold. These scenarios only need to be plausible.
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
He who is not courageous enough to take risks will accomplish nothing in life. Muhammad Ali. Welcome to this bold new edition of CyberLine Quarterly. Over the past quarter, Cowbell has accelerated innovation, broadened coverage, and deepened its global footprintall while ensuring businesses large and small remain protected from evolving digital threats.
MS Amlin, the Lloyd’s global re/insurer, announced the opening of an Australian branch office in Sydney, subject to Lloyd’s approval. Leading the branch office is Matt Botfield who has been named head of Australia and New Zealand.
MS Amlin, the Lloyd’s global re/insurer, announced the opening of an Australian branch office in Sydney, subject to Lloyd’s approval. Leading the branch office is Matt Botfield who has been named head of Australia and New Zealand.
Property insurance adjustersboth company-employed and independentserve as the backbone of the claims process, ensuring that policyholders receive the full benefits of their coverage as swiftly and fairly as possible. Their expertise in evaluating damages, interpreting policy language, and facilitating settlements is essential in restoring financial stability to individuals and businesses affected by unexpected losses.
In today’s fast-paced world, we often rely on others to handle essential tasks, and insurance is no exception. Trusting your insurance agent is crucial, as they play a vital role in protecting your assets. However, verifying that the necessary steps have been taken to secure your coverage is equally important. Let’s delve into why this “trust, and verify” approach is essential.
Exploring Business Models that Work As an independent insurance agent, reaching individual success is an exciting milestonebut it often comes with a new set of challenges. Youve built a solid book of business, your client retention is strong, and new leads keep coming in. But instead of feeling in control, you feel maxed out. The days are longer, the workload heavier, and the idea of growing your business starts to feel like a burden rather than an opportunity.
March 31 marks World Backup Day, which serves as an opportunity to revisit something often overlooked in our busy daily lives: whether our data is actually safe. Its a simple question, but in an age where digital information underpins almost every aspect of our lives and businesses, the answer can be the difference between a quick recovery and a major disruption.
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
Insurers are betting on a suite of new AI-driven techniques to better predict surging losses from climate-driven weather catastrophes ranging from unprecedented wildfires to hurricanes and floods.
The Rhode Island Supreme Court recently issued a significant decision holding that an insurance appraisal is akin to arbitration and subject to arbitration rules. 1 This ruling aligns with Rhode Islands prior stance on appraisals noted in our post, Rhode Island AppraisalsThe Arbitration Act Applies to Determine the Partiality of Appraisers and Umpires,but contrasts sharply … The post Is it Appraisal, or Is It Arbitration?
If youve been around the insurance industry, youve likely heard your share of specific terms. One of the terms you might have heard is Form 5500. It can come up in prospecting process discussions, often with little context attached. What is this form and how does it tie into new business processes? Were here to unravel the mystery. What Is Form 5500?
At Relation Insurance, we’re proud to champion women across our organization through ElevateHera movement focused on mentorship, professional development, and amplifying female voices in an industry that hasnt always left the door wide open. What started as a handful of stories has become a powerful narrative of resilience, transformation, and community.
If youve had a pacemaker implanted, getting life insurance might feel complicated. The truth? Many people qualify even with heart conditions. This guide explains how insurance companies evaluate pacemakers, what questions youll need to answer, and how to get the best possible offer. The post Pacemakers and Life Insurance: What You Need to Know appeared first on RiskQuoter.com.
The U.S. Securities and Exchange Commission is beginning to onboard officials with billionaire Elon Musk’s Department of Government Efficiency, according to an email sent on Friday to department staff.
A recent court ruling has provided significant clarity on whether State Farms use of Xactimates “New Construction” labor efficiency setting is legally permissible in property damage estimates. 1 The decision, which favored State Farm, has broad implications for homeowners, contractors, and insurers across the country who rely on Xactimate estimates to determine repair costs after … The post Is State Farms New Construction Setting of Xactimate Proper?
When you think about the constantly evolving nature of cyber attacks , you may think about threat actors using AI to find and exploit new vulnerabilities in software and networks. Yet one recent cyber threat takes advantage of peoples trust in the post office. Hackers are using snail mail to spread malware. This strategy is especially devious because it targets victims at their physical mailboxone of the last places theyre expecting to encounter cyber threats.
Did You Know There Was Wedding Insurance? Planning a wedding? That should be an occasion for celebration and happiness. You want to be sure the event is perfect in every way. Bogle Agency Insurance offers Wedding Insurance to help you avoid the possibility of a disaster that can ruin the day. We serve NJ policyholders in Bergen County where we are located, and greater New Jersey.
When it comes to selling Medicare plans , a smooth enrollment experience doesn't just benefit the clientit protects your reputation and keeps you out of the dreaded CTM (Complaint Tracking Module) reports. This quick guide breaks down the most common drivers of complaints and how you can stay ahead of them. Know Before You Show: Presenting Benefits the Right Way Before diving into benefits, make sure you're speaking to the decision-maker.
California Insurance Commissioner Ricardo Lara approved a filing from the California FAIR Plan Association to increase commercial property coverage limits.
When policyholders file an insurance claim, they expect their insurer to pay losses. Most policyholders have never read their policy nor would appreciate what it even means with nuanced coverage causation rules applying that vary from state to state. A recent case brought to my attention by attorney Steve Badger involving homeowner Ebony Mitchell and … The post How To Lose a Causation Case: Special Rules in Texas appeared first on Property Insurance Coverage Law Blog.
Jackie is 53, and she owns two cars. Her first car is a small SUV her daily driver. Her second is a convertible, her fun car that she only drives on weekends from late spring through early fall when the weather is optimal. She puts 2,500 miles per year on the convertible. When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent.
Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. Shield Insurance Agency is here to help you understand the importance of commercial insurance in your warehouse operations.
Cigna Finalizes Sale of Medicare and CareAllies Businesses to HCSC Source: [link] The Cigna Group has officially completed the sale of its Medicare Advantage , Cigna Supplemental Benefits , Medicare Part D, and CareAllies businesses to Health Care Service Corporation (HCSC) , marking a significant shift in its strategic direction. This move allows Cigna to streamline its portfolio and focus on driving innovation across its core business segments.
MS&AD Insurance Group Holdings Inc. announced it will merge two of its non-life insurance company subsidiaries Mitsui Sumitomo Insurance Co. Ltd. and Aioi Nissay Dowa Insurance Co. Ltd.
The latest development in the Tower Hill lawsuit against Florida roofer Ricky McGraw and his affiliated entities is a significant one. The Circuit Court of the Nineteenth Judicial Circuit in Martin County, Florida, has dismissed Tower Hill’s third amended complaint, citing procedural and substantive deficiencies. 1 This ruling represents another twist in a legal battle … The post Tower Hills Lawsuit Against Florida Roofer Hits a WallJudge Dismisses Complaint appeared first on Propert
Introduction Owning a rental property can be a rewarding investment, but it comes with its fair share of responsibilities and risks. As a landlord, you’re tasked with ensuring your property is well-maintained, keeping tenants happy, and managing financial uncertainties. This is where specialised insurance options like rent guarantee and home emergency insurance come into play.
You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Norway acts on fake marine insurance operation appeared first on Insurance Marine News.
While no two businesses are the same, many face similar types of risks. Risk is an inherent part of the landscape for business owners across all industries. Those risks are also the primary reason business owners in the Plano, TX, area rely on the professional and experienced team at the Paragon Independent Insurance Agency for all their commercial insurance inquiries and concerns.
The Supreme Court of the United Kingdom will on Tuesday hear arguments to overturn a judgment that could cost Britain’s financial industry billions of pounds in fresh legal costs and potential customer compensation.
A recent court ruling has provided significant clarity on whether State Farms use of Xactimates “New Construction” labor efficiency setting is legally permissible in property damage estimates. 1 The decision, which favored State Farm, has broad implications for homeowners, contractors, and insurers across the country who rely on Xactimate estimates to determine repair costs after … The post Is State Farms New Construction Setting of Xactimate Proper?
Leg warmers; planking; 80s-style mall bangs not all trends are worth following. But, some trends are popular for a good reason. Lets take a look at the content marketing trends you should consider embracing this year.
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