Trending Articles

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Rising Civil Unrest, Political Violence Remain Top 10 Risk for Global Businesses: Allianz

Insurance Journal

Soaring levels of civil unrest and political violence are a key concern for businesses of all sizes as well as their insurers, according to report published by Allianz Commercial.

Risk 263
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Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians. They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders appeared f

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Florida’s Divided Insurance Regulation Is Under Fire — and for Good Reason

Property Insurance Coverage Law

A recent public records request byTampa Bay Timesreporter Lawrence Mower has uncovered a revealing memo from Floridas Office of Insurance Regulation (OIR) that could mark a major turning point in how the state handles insurance regulation. The document, obtained under the Freedom of Information Act, details a proposal to reunify the states fragmented insurance oversight … The post Floridas Divided Insurance Regulation Is Under Fire and for Good Reason appeared first on Property Insurance

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BIMCO adopts reviews of war risk clauses

Splash: Finance and Insurance

The documentary committee of BIMCO has approved revisions to its war risk clauses for voyage and time charters to reflect changes in the geopolitical challenges facing the shipping industry.

Risk 86
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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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A Comprehensive Guide to Understanding Commercial Property Insurance

Protect Commercial Insurance

Introduction Hello UK business owners! Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. But don’t worry, were here to simplify it for you. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence.

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California Bill Seeks to Beef up Consumer Privacy Protections for Insurance

Insurance Journal

A new bill introduced in California aims to increase transparency and accountability in California’s insurance market by bolstering consumer privacy protections and establishing a privacy rights framework for insurance licensees and their third-party service providers.

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Bibby unit lines up $25m vessel finance for smaller owners

Splash: Finance and Insurance

BFS Marine Finance, part of Bibby Line Group’s independent funder Bibby Financial Services, has lined up 20m ($25m) to support smaller businesses within the commercial marine sector. A structured facility has been agreed with the British Business Bank to provide secured financing for fleet renewal, expansion or upgrade of existing vessels.

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Blog Post: Can A Human Resources Lawyer Use Extractive AI

LexisNexis

A human resources lawyer typically specializes in employment law and provides legal guidance related to workplace issues. Their role can vary depending on the company's structure and needs, but generally, they are responsible for: Advising on Employment Law Compliance. Companies must comply with labor laws and regulations, including those related to hiring, firing, discrimination, harassment, and workplace safety.

Policy 52
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7 Road Trip Tips to Help You Travel With Confidence

Central Insurance

Central's experts outline seven essential road trip tips to help you travel with confidenceand provide a closer look at how your insurance can help protect you along the way. The post 7 Road Trip Tips to Help You Travel With Confidence appeared first on Central Insurance Blog.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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What Two Oil Firm Ads Show About Where UK Regulator Draws Line on Greenwashing

Insurance Journal

An ad for TotalEnergies SE inflated the oil company’s investments in renewable energy, misleading consumers, the UK’s advertising regulator ruled on Wednesday.

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Florida’s DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders

Property Insurance Coverage Law

In 2023, the Florida Legislature made a catastrophic mistake that is now hurting thousands of Floridians. They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License to Steamroll Policyholders appeared f

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What is a Managing General Agent (MGA) in Insurance?

Distinguished

A Managing General Agent (MGA) is a specialized type of insurance intermediary that has underwriting authority granted by an insurer. Unlike agents or brokers, MGAs can bind coverage, price policies, and handle claims they essentially act as an extension of an insurer. An MGA bridges the gap between insurers and distribution channels like agents, brokers, and online platforms, particularly in specialized insurance markets, such as hotels, landlords, or restaurants.

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Risk Manager Best Practices That Drive Workers’ Comp Results

AMAXX

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams. The most effective professionals in this role are not just reacting to injuriesthey are actively shaping the way claims are handled and resolved to minimize downtime, reduce costs, and protect

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Small Business Tips: Central Article Roundup

Central Insurance

Central's experts share their most valuable small business tips to help you understand your coverage, manage risks, and make informed decisions. The post Small Business Tips: Central Article Roundup appeared first on Central Insurance Blog.

Risk 130
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People Moves: Markel Promotes Brooke to Senior Underwriter of War and Terrorism; BHSI Promotes Kidd to Newly Created Role of Head of Underwriting in Europe

Insurance Journal

Markel Promotes Brooke to Senior Underwriter of War and Terrorism Markel, the insurance operations within Markel Group Inc., announced that Matthew Brooke has been promoted to senior underwriter, War and Terrorism, effective immediately.

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The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Property Insurance Coverage Law

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies and insurance laws the rest of us are. The recentFloridaClark opinion 1 is one of them. According to this sparkling gem of judicial thought, it turns out that its not enough to tell your insurance company, “Hey, my house … The post The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim appeared first on Property Insurance Coverage Law Blog.

Claim 147
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Simplifying Your Agency’s Personal Lines Quoting Process with TurboRater

Zywave

A recent stat says that 61% of employees typically access 4 or more systems to get the information they need to do their job. When youre quoting home and auto for dozens of clients daily, this stat feels inaccurately low. So, what do you think? Do you despise going through multiple carrier portals to get quotes to compare for your clients? Do you wish your quotes would transfer to your AMS?

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Introducing Cowbell Resiliency Services (CRS): A New Era of Cybersecurity for US Policyholders

Cowbell

At Cowbell, were always looking for innovative ways to help our policyholders improve their risk resilience. Thats why were thrilled to announce the launch of Cowbell Resiliency Services (CRS) , a new suite of cybersecurity solutions designed to proactively enhance the security posture of US-based policyholders. Whether youre looking to improve your organizations detection capabilities, conduct penetration testing, or provide your team with essential cybersecurity training, CRS has you covered.

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Legacy vs. Next-Gen Tech: The Past Catches Up with Escalating Business Challenges for Insurer Executives

Majesco

Over the last 10-15 years, we have seen a major shift in core systems, both in terms of technology and business capabilities within many modernization and transformation programs. However, many of these programs were painful and expensive. They often ran over many years and cost tens to hundreds of millions of dollars due to the high level of customization, and their on-premise implementation.

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Court: 911 Not Part of Emergency Services, Barring Dispatcher Liability Coverage

Insurance Journal

A 911 dispatch center is not necessarily part of a county’s emergency services department and is not covered by a secondary liability insurance policy, a federal appeals court found this week in a decision that will cost Travelers several million …

Liability 147
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The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Property Insurance Coverage Law

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies and insurance laws the rest of us are. The recentFloridaClark opinion 1 is one of them. According to this sparkling gem of judicial thought, it turns out that its not enough to tell your insurance company, “Hey, my house … The post The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim appeared first on Property Insurance Coverage Law Blog.

Claim 133
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Where and How to Use APIs: Scale Up Business and Improve Workflows with Zywave APIs

Zywave

In the rapidly evolving insurance industry, APIs are becoming indispensable tools for agencies looking to streamline their workflows, incorporate data, improve efficiency, and deliver superior customer experiences. By connecting your existing tools and data sources, insurance APIs can transform traditional processes into agile, automated, and highly efficient operations.

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Why Is Florida Car Insurance So Expensive in 2025?

Top Insurance Blogs

Florida car insurance is one of the most expensive premiums in the United States. Im not sure you know why but we will tell you. Why is Florida car insurance so expensive? The average cost of automobile insurance has risen across the country, and Florida’s auto insurance prices are following suit. The state’s congested roadways, […] The post Why Is Florida Car Insurance So Expensive in 2025?

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Despite Progress, California Insurance Market Faces Headwinds

Triple-I: Homeowners Insurance

Even as California moves to address regulatory obstacles to fair, actuarially sound insurance underwriting and pricing, the states risk profile continues to evolve in ways that impede progress, according to the most recent Triple-I Issues Brief. Like many states, California has suffered greatly from climate-related natural catastrophe losses. Like some disaster-prone states, it also has experienced a decline in insurers appetite for covering its property/casualty risks.

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World Insurance Associates Acquires Royalty Insurance Services in California

Insurance Journal

World Insurance Associates LLC has acquired Royalty Insurance Services in Van Nuys, California. Royalty has been providing commercial trucking insurance for over 23 years.

Insurance 147
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Do You Understand and Appreciate the Role of the PLRB in Property Insurance Claims?

Property Insurance Coverage Law

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters. I still think of the PLRB as having some of … The post Do You Understand and Appreciate the Role of the PLRB in Property Insurance Claims?

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Accounting Help | Multi-Pay Invoice on Payment Portal

Distinguished

Distinguished’s multi-pay invoice functionality streamlines your payment process, allowing you to submit payments for multiple policies in a single transaction and receive supporting receipt details for each. Your broker statement includes the necessary details to take advantage of this feature. Scroll down for step-by-step instructions to get started.

Broker 52
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Wardrobe Insurance: How to Insure Your Designer Clothes in the U.S. in 2025

Top Insurance Blogs

If you know about celebrity insurance, you should as well know a thing or two about wardrobe insurance. You don’t have to be a model to have collected a few haute couture clothes throughout the years. A couture gown, a Hermes handbag, or a pair of Manolo Blahnik shoes, perhaps? High fashion can be a […] The post Wardrobe Insurance: How to Insure Your Designer Clothes in the U.S. in 2025 appeared first on My Top Insurance Blogs.

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ACA Marketplace Hits Record High - Again!

PSM Brokerage

If youre selling ACA health plans , its a great time to be in the game. For the fourth year in a row , ACA Marketplace enrollment has shattered recordshitting 24.3 million enrollees in 2025 ! Thats more than double the number from 2020. Lets break down the numbers and what they mean for you as an agent. A Look at the Growth Explosion Thanks to the enhanced subsidies introduced by the American Rescue Plan Act (ARPA) in 2021 and extended through 2025 by the Inflation Reduction Act (IRA), ACA plan

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Women in UK Financial Services Still Earn a Fifth Less Than Men

Insurance Journal

The average woman working in the UK financial sector earns about a fifth less than their male colleagues, a reflection of how the gender pay gap has stubbornly persisted even during a period when businesses pledged to address workplace inequity …

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Do You Understand and Appreciate the Role of the PLRB in Property Insurance Claims?

Property Insurance Coverage Law

When I was first starting in the property insurance claim field in the early 1980s, I can still recall my mentor, Paul Butler, excitedly talking about going to the PLRB conference. He spoke of the highly sophisticated level of insurance claims personnel and the presenters. I still think of the PLRB as having some of … The post Do You Understand and Appreciate the Role of the PLRB in Property Insurance Claims?

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Celebrating Excellence: Top Workplace Award for the Third Consecutive Year

Agency Revolution

At Agency Revolution, we take immense pride in being part of a family that values excellence, innovation, and community. It’s with great excitement that we celebrate our parent company, FMG, for being recognized as one of the top workplaces in the nation for the third year in a row by the Top Workplaces Awards, featured in USA Today. A Culture of Collaboration and Innovation Since joining Agency Revolution in 2022, I’ve witnessed firsthand the remarkable work culture that FMG and Age