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Private Credit’s Push for Retail Money Stokes New Vulnerability

Insurance Journal

Private credit’s rush to attract money from retail investors is making the sector more vulnerable to the kind of liquidity mismatches found in traditional lenders, the Bank for International Settlements warned in a report on Tuesday.

Risk 209
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Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders

Property Insurance Coverage Law

In a recent decision that offers crucial guidance to policyholders and public adjusters about how to interpret commercial insurance contracts, the Fourth Circuit Court of Appeals sided with the policyholder, highlighting a key lesson about insurance policy interpretation: When insurance language is ambiguous, courts will interpret any ambiguity in favor of the policyholder. 1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property In

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Reignite Past Leads Now: Sales Pipeline Best Practices | Solstice

Solstice Insurance Broker

Nurturing your current prospects and clients is key to the success of your business. It's also important to spend time and energy reconnecting with past contacts and prospects that have become stale.

Building 147
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Höegh Autoliners snaps up leased car carrier

Splash: Finance and Insurance

Norwegian car carrier player Hegh Autoliners is taking ownership of one of its leased vessels. The Oslo-listed outfit has exercised a purchase option at Parcar Shipholding on the 2010-built Hegh Copenhagen. The deal worth $36.

Insurer 84
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Streamline Insurance Claims Management By Analyzing Legal Trends

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Blog Post: Rupp Pfalzgraf Drives 10% Increase in Case Workload by Adopting Lexis+ AI

LexisNexis

Rupp Pfalzgraf was founded in 2000 by three visionary attorneys who were determined to redefine the traditional law firm model. Over the course of the past 25 years, they have grown into a dynamic, multi-practice firm that embraces technology to deliver exceptional legal services. This innovative culture has propelled the firm into becoming an early adopter of artificial intelligence (AI) tools and they are already reaping substantial benefits in efficiency and case management capabilities.

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Insurer’s Fraud and Valuation Arguments Fall Flat: Court Sends Key Issues to the Jury

Property Insurance Coverage Law

Fraud allegations in insurance disputes are serious business. When an insurer claims a policyholder intentionally misrepresented facts, its essentially saying, “You lied, and we dont have to pay.” After insurers make that argument, they often state, If we are wrong about the fraud arguments, the most we owe is actual cash value because you did … The post Insurers Fraud and Valuation Arguments Fall Flat: Court Sends Key Issues to the Jury appeared first on Property Insurance Cov

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Part 1: Layoff Planning to Control Workers’ Comp Claims

AMAXX

Mass layoffs or company closures can trigger a significant increase in workers’ compensation claimssome legitimate, others potentially unsubstantiated. Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers.

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Performance Shipping closes financing for LR2 newbuilds

Splash: Finance and Insurance

Greeces Performance Shipping has secured financing for its third newbuilding in China through another sale and leaseback deal.

Insurer 65
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A New Era of Technology and Software Partner Risk Demands a Rethink

Majesco

Competing in todays marketplace requires a holistic view of advancement, including a complete grasp of internal and external risks. There are so many details! To grow the business, you need speed to market for new products, the ability to quickly make rate and product changes, and a flexible platform to adapt channels and experiences. At the same time, Operations needs to keep a steady eye on decreasing costs, improving productivity, and decreasing the total cost of technology ownership.

Risk 52
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State Farm, Consumer Group Battle Ahead of Calif. Insurance Commissioner Decision

Insurance Journal

Ahead of a decision from California’s insurance commissioner on a State Farm General request for emergency rate increases, company executives and representatives of a consumer group pled their opposing cases in letters to Commissioner Ricardo Lara.

Insurer 166
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Avoid Claim Denials: Key Policyholder Duties After a Loss

Property Insurance Coverage Law

All insurance policies include a section placing specific responsibilities and obligations on policyholders to act in a certain way before entitling them to policy benefits for what should be a covered loss. If policyholders ignore such obligations, insurance companies can try to delay payment or, in more extreme circumstances, even deny payment altogether for what … The post Avoid Claim Denials: Key Policyholder Duties After a Loss appeared first on Property Insurance Coverage Law Blog.

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Part 2: Layoff Planning to Control Workers’ Comp Claims

AMAXX

In the first part of our series, we emphasized the importance of thoughtful layoff planning to mitigate the risk of increased workers’ compensation claims following a workforce reduction or facility closure. Continuing this essential discussion, we’ll explore additional strategies your company can implement to further safeguard your financial stability and support your employees through transitions. 1.

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Blog Post: Best Contract Management System Includes Extractive AI

LexisNexis

A contract management system is a digital solution designed to streamline and automate the management of contracts. A contract lifecycle can take months to negotiate if the legal team executes a contract manually. A legal team can shorten the contract lifecycle with robust software incorporating extractive AI. An enterprise legal management platform provides the best contract management system because they are integrated.

Risk 52
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Why Museums Should Buy a Stand-Alone Fine Art & Collectibles Policy

Distinguished

Museums require specialized protection against various risks. They are the custodians of priceless cultural, historical, and artistic treasures. While adding these items to a property or package policy might seem convenient, museums face unique exposures that such generalized policies often fail to address. A stand-alone Fine Art & Collectibles insurance policy is designed to provide museums with comprehensive coverage of the items and their vulnerabilities.

Policy 52
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How Faulty Parts at Boeing’s 787 Jets Flew Below the Radar in Italy

Insurance Journal

On a Saturday morning in May, 2020, Italian police officers caught two men pouring chemical waste into the sewers in the southern port city of Brindisi, near a small plane components factory.

Risk 163
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Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders

Property Insurance Coverage Law

In a recent decision that offers crucial guidance to policyholders and public adjusters about how to interpret commercial insurance contracts, the Fourth Circuit Court of Appeals sided with the policyholder, highlighting a key lesson about insurance policy interpretation: When insurance language is ambiguous, courts will interpret any ambiguity in favor of the policyholder. 1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property In

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Medicare Statistics And Facts In 2025

PSM Brokerage

Source: Forbes Medicare remains a cornerstone of health coverage for older adults in the U.S., providing essential benefits to more than 67 million Americans as of April 2024. With nearly half of all beneficiaries enrolled in Original Medicare and the other half opting for Medicare Advantage , the program continues to evolve to meet the needs of its diverse population.

Agents 52
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Is Your Business Underinsured? Here’s How to Find Out!

Relation

Did you know that 75% of small businesses are underinsured? Many business owners believe they have adequate coverageuntil an unexpected claim arises. Whether it’s a lawsuit, property damage, or an unforeseen disruption, the lack of sufficient insurance can lead to devastating financial consequences. Underinsurance can happen for many reasons, from underestimating risks, to failing to […] The post Is Your Business Underinsured?

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Executive Interview with HDI Global US CEO Jim Clark

Zywave

Transformation in a Competitive Insurance Market The corporate and specialty insurance market is undergoing rapid economic shifts, driven by digitalization and emerging risks. These changes present both challenges and opportunities that businesses must understand to navigate successfully. In a recent conversation with Zywave, Jim Clark, CEO of HDI US, shared how the company plans to address todays biggest insurance market challenges and thrive.

Risk 52
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Ardonagh Advisory Acquires UK Broker Anderson & Co.

Insurance Journal

Ardonagh Advisory, the Ardonagh Group’s SME broking platform, announced it has acquired Anderson & Co. (Holdings) Ltd., along with its wholly owned subsidiary Anderson & Co (Insurance Brokers) Ltd. (ACIB). Financial details of the transaction were not disclosed.

Broker 166
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Insurer’s Fraud and Valuation Arguments Fall Flat: Court Sends Key Issues to the Jury

Property Insurance Coverage Law

Fraud allegations in insurance disputes are serious business. When an insurer claims a policyholder intentionally misrepresented facts, its essentially saying, “You lied, and we dont have to pay.” After insurers make that argument, they often state, If we are wrong about the fraud arguments, the most we owe is actual cash value because you did … The post Insurers Fraud and Valuation Arguments Fall Flat: Court Sends Key Issues to the Jury appeared first on Property Insurance Cov

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Buying Blocks of Flats Insurance in London: Key Risks and Costs

Property Insurance Centre

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK. There are articles in the media that illustrate some of these issues.

Risk 52
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Important Times to Use Surveillance in Workers’ Comp Claims

AMAXX

Effectively managing workers compensation requires careful oversight and proactive measures to identify and prevent fraudulent or exaggerated claims. Surveillance serves as a powerful tool in validating claims, protecting your organizations financial health, and ensuring resources are dedicated to genuinely injured employees. Here are critical situations in which using surveillance can significantly strengthen your workers’ compensation strategy: Claimant Claims Total Disability Surveillan

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Zywave Wins Five 2025 Stevie® Awards for Sales & Customer Service

Zywave

Insurtech awarded top honors in Customer Service Transformation category Industry-leading insurtech Zywave has won five Stevie Awards in the in the 19 th annual Stevie Awards for Sales & Customer Service. The recognition includes highest honors, Gold in the category of Customer Service Transformation for the companys unprecedented improvement in customer satisfaction, operational efficiency, and innovation.

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Massive Fukushima Plant Cleanup Involves High Radiation and Stress

Insurance Journal

The Fukushima Daiichi nuclear power plant’s radiation levels have significantly dropped since the cataclysmic meltdown in Japan 14 years ago. Workers walk around in many areas wearing only surgical masks and regular clothes.

Liability 148
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Why Do Agents Sell Insurance Requiring Disputes to Be Fought in Faraway Courts?

Property Insurance Coverage Law

I often wonder if insurance agents read the insurance policies they provide to their clients before selling the product. Why do insurance agents sell policies with clauses that require disputes to be in faraway places? Insurance disputes often boil down to policy language, legal interpretations, and jurisdictional battles. A Florida condominium found out that clauses … The post Why Do Agents Sell Insurance Requiring Disputes to Be Fought in Faraway Courts?

Agents 100
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Risk of collision with offshore installations from attendant vessels

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Risk of collision with offshore installations from attendant vessels appeared first on Insurance Marine News.

Risk 102
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Live Transfer Leads For Insurance Agents - Really The Best Leads?

EverQuote

Learn how EverQuotes live transfer insurance leads guarantee a 100% contact rate for your producersand how they can help grow your agency.

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Gulf Navigation set to close Brooge Energy deal

Splash: Finance and Insurance

Dubai shipping firm Gulf Navigation (GulfNav) has been given the go-ahead by its shareholders to acquire the assets held by crude storage provider Brooge Energy. The takeover plan, announced in October 2023, covers $125m in cash payment, the issuance of about 359m new shares to Brooge worth $122m, and $626m in mandatory convertible bonds (MCBs).

Insurer 60
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UK Financial Watchdogs Drop Diversity and ‘Name and Shame’ Reforms

Insurance Journal

Britain’s top financial regulators have scrapped proposed new rules to boost diversity and inclusion in the industry, and mothballed a fresh crackdown on non-financial misconduct, citing fears of imposing unnecessary regulatory burdens on firms.

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Los Angeles Wildfire Smoke Claims: What Homeowners Need to Know

Property Insurance Coverage Law

Wildfires are an unfortunate reality in California, and the recent Los Angeles wildfires have left behind more than just charred landscapestheyve also caused significant smoke damage to homes and businesses. If youre a property owner dealing with lingering smoke odors, stained walls, or even hidden toxic particles, understanding your insurance rights is critical.

Claim 100
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Several vessels report GPS disruption in Strait of Hormuz, says UKMTO

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Several vessels report GPS disruption in Strait of Hormuz, says UKMTO appeared first on Insurance Marine News.

Marine 100
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Digital Lead Generation: Strategies That Work

Tosten Marketing

Digital lead generation is the lifeblood of modern businesses. In today’s fast-paced online world, companies need effective strategies to attract and convert potential customers. At Tosten Marketing, we’ve seen firsthand how the right digital lead generation tactics can transform a business’s growth trajectory. This post will explore proven strategies that deliver results and help you stay ahead in the competitive digital landscape.