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The Insurance Industry Faces Growing Wildfire Risk in California

American Agents Alliance

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. Agents are critical in educating policyholders to help close the coverage gap and ensure those at high risk have sufficient insurance protection.

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. As an agent, you already know some causes of loss are excluded but many policyholders do not understand this aspect of their coverage. Discuss how to inventory personal property with receipts, photos, and videos.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

In addition to considering the standard coverage options, such as dwelling and personal property protection, California residents may also want to explore additional coverage for specific risks prevalent in their region. In conclusion, finding homeowners insurance in California has become increasingly challenging in 2024.

Insured 52
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Does Homeowners Insurance Cover Collectibles? 

Distinguished

While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors. Property and Liability products are distributed through a national network of agents and brokers.

Insured 52
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Burand’s Agency E&O Blog: Tip #38

Burand’s Agency E&O

Inflation Factors on Personal Lines Property. Some personal property forms lack automatic inflation adjustments that increase the structural limit annually. Usually these are dwelling forms, but not always. In any given year, the difference is usually so minor that the …

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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Block of flats insurance policies are not designed to cover leaseholders’ or tenants’ personal property; they should arrange their own contents cover for this. Landlords , management companies , and property owners must familiarise themselves with these concepts to secure appropriate insurance for their block of flats.