Paragon Independent Insurance Agencies

JULY 31, 2024

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. The deductible is one of the most important decisions to make when choosing a homeowners policy. We are here to help you fully understand what a home insurance deductible is and which is best for you. Reach out to us today!

Deductible 40

Deductible Home Insurance Out-Of-Pocket Damage 40

American Agents Alliance

JANUARY 30, 2025

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. The post Commissioner Lara moves to protect wildfire survivors from debris removal program insurance costs appeared first on American Agents Alliance.

Protection 52

Protection Out-Of-Pocket Policyholder Deductible 52

American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. Here are some ways agents can use data analytics to improve retention rates. The link between data analytics and retention is clear.

Agents 52

Agents Insurance Agents Insurance Agent Policyholder 52

Frankenmuth Insurance

JULY 25, 2024

Your local, independent agent is here to help you decide. What are the coverage limits and deductibles? What deductible do I have to meet before my coverage kicks in? Can I adjust my deductible down the road? Will my local, independent agent manage and oversee coverage changes? Ask your agent these key questions.

Agents 57

Agents Deductible Premium Claim 57

PSM Brokerage

SEPTEMBER 18, 2024

10 common Medicare misconceptions every agent should clarify for their clients: Medicare is Free Many people think Medicare is free, but most parts require premiums, deductibles, and co-payments, particularly for Part B and Part D. Newest Blog Posts | All Blog Posts For agent use only.

Agents 52

Agents Deductible Premium 52

PSM Brokerage

NOVEMBER 26, 2024

Open Enrollment is the Super Bowl of ACA sales—a high-stakes, fast-paced period where agents have a golden opportunity to grow their business. Whether you’re a seasoned agent or new to the ACA market, these proven strategies can help you stand out, close more sales, and make the most of Open Enrollment.

Agents 111

Agents Deductible Life Insurance Building 111

PSM Brokerage

JANUARY 7, 2025

Are you considering a rewarding career as a Medicare insurance agent? This comprehensive guide will walk you through everything you need to know to become a licensed Medicare insurance agent, from meeting licensing requirements to growing your business in the senior insurance market. Why Become a Medicare Insurance Agent?

License 52

License Insurance Agents Insurance Agent Agents 52

Frankenmuth Insurance

JANUARY 16, 2025

Your local, independent agent can help you with these details. Make notes of new locations, new products, team growth, and consolidations to share with your agent. This is also a good time to think through your current coverage limits, deductibles, and exclusions and how theyre working for you. Step 4: Get an updated quote.

Business Insurance 81

Business Insurance Agents Policy Insurer 81

Smart Insurance Agents

OCTOBER 13, 2024

Our editorial team at Smart Insurance Agents uses a data-driven methodology to evaluate insurance companies, ensuring that all companies are measured equally. Look for details like the annual deductible. It’s important to understand coverage limits, deductibles , and any waiting periods for special procedures.

Out-Of-Pocket 97

Out-Of-Pocket Deductible Insurer Insurance 97

Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Why do agents fall short cross selling hospital indemnity? Most agents are scared to offer this and when you educate your prospects, you will instantly differentiate yourself and strengthen the customer experience.

Insurer 130

Insurer Insurance Insured Premium 130

Redbird Agents

JUNE 14, 2024

Getting a client to understand the role of annuities in their overall plan is just as hard for a fixed agent as it is for the registered rep. Life insurance agents that are new to selling annuities. There are 3 common types of annuities that life insurance agents sell. Sounds simple, but you would be surprised.

License 130

License Life Insurance Agents Premium 130

PSM Brokerage

AUGUST 12, 2024

Understanding the Annual Notice of Coverage (ANOC) Letters: A Guide for Insurance Agents As an insurance agent, it’s crucial to stay informed about the Annual Notice of Coverage (ANOC) letters that your Medicare clients receive each year.

Out-Of-Pocket 98

Out-Of-Pocket Insurance Agents Insurance Agent Agents 98

Word & Brown

FEBRUARY 18, 2025

Lets look at how an agent/GA relationship works and how a GA can work on your behalf in dealing with carriers and plan administrators. automated deductible and Rx updates (so you know when they apply before benefits kick in). But you are still able to remain independent and operate on your own. customizable quote output options.

Broker-Agent 52

Broker-Agent Broker Agents Underwriter 52

American Agents Alliance

AUGUST 22, 2024

For insurance agents, it is critical to understand the implications of these new requirements and proactively communicate with clients as the changes approach. What Should Be Top of Mind for Agents? With the new regulations approaching, insurance agents have a critical role to play in helping clients navigate the transition.

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Frankenmuth Insurance

SEPTEMBER 26, 2024

Now that you know the reasons why car insurance rates are increasing, we invite you to talk to us about your auto policy and potential savings via discounts, pay frequency, and higher deductibles. Our local, independent agents are true partners and will walk you through the industry changes and any questions you have.

Insurer 83

Insurer Insurance Insured Auto Insurance 83

Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). HDHPs feature high deductibles but lower premiums, making them suitable for pairing with health savings accounts (HSAs).

Deductible 52

Deductible Insurer Insurance Insured 52

TGS

OCTOBER 3, 2023

This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs. Deductibles 8. This number is sometimes helpful when consulting with your insurance agent, as well. How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Policy Number 3.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

Freeway Insurance

DECEMBER 9, 2024

Youll get a chance to view the benefits and stipulations of each plan, including deductibles, out-of-pocket limits, and monthly premiums. When signing up for your coverage, a bilingual Freeway agent can walk you through the process for free to find out if you qualify for free or low-cost health insurance.

Premium 98

Premium Out-Of-Pocket Deductible Policy 98

Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. This includes copayments, coinsurance, and deductibles. Medigap plans help you with costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles.

Out-Of-Pocket 52

Out-Of-Pocket Deductible Premium Out-Of-Pocket Expense 52

American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. Agents should be experts in their venues, becoming knowledgeable about recent trials and jury awards.

Risk 52

Risk Broker-Agent Policyholder Agents 52

Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insurer 52

Shield Insurance Agency

AUGUST 20, 2024

Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts. Additionally, small claims often require you to pay a deductible. Consider the potential premium increases, loss of discounts, deductibles, and long-term impact on your claims history.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. She puts 2,500 miles per year on the convertible.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

Home Insurance 52

Home Insurance Premium Deductible Insurer 52

American Agents Alliance

AUGUST 16, 2024

If you live in a high-tax state, you are probably familiar with the concept of PTE, where you pay your state income taxes at the business level to get full state tax deductibility from federal income taxes. The post Use a Pass-Through Entity (PTE) for Tax Efficiency In High-Tax States first appeared on American Agents Alliance.

Deductible 40

Deductible Agents 40

TGS

OCTOBER 30, 2024

Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Some policies offer lower premiums with higher deductibles, but here’s the catch: If you have to file a claim, are you comfortable covering a $5,000 deductible before the insurance company pays a dime?

Insurance Quotes 52

Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Smart Insurance Agents

AUGUST 19, 2024

When selecting a dental plan, it is crucial to compare annual coverage limits, costs, deductibles, and waiting periods to ensure adequate coverage for both preventive and major dental services. If you’re considering dental implants, most plans that cover this service will do so at a rate of about 50 percent, provided that deductibles are met.

Deductible 52

Deductible Insurer Insurance Insured 52

Distinguished

DECEMBER 2, 2024

One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

Deductible 52

Deductible Broker-Agent Insurer Insurance 52

Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

Risk 52

Risk Broker-Agent Deductible Insurer 52

TGS

OCTOBER 3, 2024

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

American Agents Alliance

SEPTEMBER 4, 2024

For insurance agents, writing more stand-alone earthquake represents a solid stream of revenue as well as the long-lasting benefit of a 94% retention rate on average. GeoVera’s benefits include: Ease of Use: GeoVera’s user-friendly earthquake insurance quoting platform, which takes seconds to quote, makes cross-selling seamless for agents.

Deductible 40

Deductible Insurer Insurance Insured 40

Boyle Agency Insurance

APRIL 27, 2024

Common Factors That Affect Homeowners Insurance Cost Some factors that determine the premium on your Homeowners Insurance are: Deductible – This is the amount of money you pay on a claim before the policy coverage takes over. Deductibles are meant to induce homeowners to take good care of the condition of their property.

Premium 40

Premium Deductible Insurer Insurance 40

Smart Insurance Agents

DECEMBER 9, 2024

Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Determine the affordability and value for the coverage provided.

Out-Of-Pocket 98

Out-Of-Pocket Insurer Insurance Insured 98

Jackson & Jackson

MAY 23, 2024

By staying informed about the intricacies of California’s insurance market and working with a knowledgeable insurance agent, small business owners can make informed decisions about their insurance coverage and mitigate potential risks effectively. Together we can review the options and develop a clear plan for your Insurance needs.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insurance 52

InsuredMine

DECEMBER 6, 2024

In the past, these notifications were sent solely to the email address of the agent who logged in to sign documents. This change ensures that all relevant parties, whether they are agents, clients, or other stakeholders, are kept informed about the status of important documents. Setting up this integration is straightforward.

Agents 52

Agents Policy Deductible Premium 52

Smart Insurance Agents

SEPTEMBER 2, 2024

This article breaks down these factors, such as provider networks, deductibles, and additional charges for polyp removal. Choosing in-network providers can substantially lower costs, while deductibles and co-pays depend on whether the procedure is classified as screening or diagnostic.

Out-Of-Pocket 52

Out-Of-Pocket Out-Of-Pocket Expense Deductible Insurer 52