American Agents Alliance

JANUARY 30, 2025

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. The post Commissioner Lara moves to protect wildfire survivors from debris removal program insurance costs appeared first on American Agents Alliance.

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Frankenmuth Insurance

JULY 25, 2024

Your local, independent agent is here to help you decide. What are the coverage limits and deductibles? What deductible do I have to meet before my coverage kicks in? Can I adjust my deductible down the road? Will my local, independent agent manage and oversee coverage changes? Ask your agent these key questions.

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American Agents Alliance

MARCH 19, 2025

Data-driven decision making can help improve retention rates by helping agents understand policyholder behavior and make adjustments proactively, before customers shop for other options. Here are some ways agents can use data analytics to improve retention rates. The link between data analytics and retention is clear.

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PSM Brokerage

SEPTEMBER 18, 2024

10 common Medicare misconceptions every agent should clarify for their clients: Medicare is Free Many people think Medicare is free, but most parts require premiums, deductibles, and co-payments, particularly for Part B and Part D. Newest Blog Posts | All Blog Posts For agent use only.

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PSM Brokerage

NOVEMBER 26, 2024

Open Enrollment is the Super Bowl of ACA sales—a high-stakes, fast-paced period where agents have a golden opportunity to grow their business. Whether you’re a seasoned agent or new to the ACA market, these proven strategies can help you stand out, close more sales, and make the most of Open Enrollment.

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PSM Brokerage

JANUARY 7, 2025

Are you considering a rewarding career as a Medicare insurance agent? This comprehensive guide will walk you through everything you need to know to become a licensed Medicare insurance agent, from meeting licensing requirements to growing your business in the senior insurance market. Why Become a Medicare Insurance Agent?

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Distinguished

APRIL 21, 2025

For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities. Deductible choices: Opting for a lower deductible increases premiums, while a higher deductible can reduce annual costs.

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Broker Liability Broker-Agent Building 52

Frankenmuth Insurance

JANUARY 16, 2025

Your local, independent agent can help you with these details. Make notes of new locations, new products, team growth, and consolidations to share with your agent. This is also a good time to think through your current coverage limits, deductibles, and exclusions and how theyre working for you. Step 4: Get an updated quote.

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Smart Insurance Agents

OCTOBER 13, 2024

Our editorial team at Smart Insurance Agents uses a data-driven methodology to evaluate insurance companies, ensuring that all companies are measured equally. Look for details like the annual deductible. It’s important to understand coverage limits, deductibles , and any waiting periods for special procedures.

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Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Why do agents fall short cross selling hospital indemnity? Most agents are scared to offer this and when you educate your prospects, you will instantly differentiate yourself and strengthen the customer experience.

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PSM Brokerage

AUGUST 12, 2024

Understanding the Annual Notice of Coverage (ANOC) Letters: A Guide for Insurance Agents As an insurance agent, it’s crucial to stay informed about the Annual Notice of Coverage (ANOC) letters that your Medicare clients receive each year.

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Word & Brown

FEBRUARY 18, 2025

Lets look at how an agent/GA relationship works and how a GA can work on your behalf in dealing with carriers and plan administrators. automated deductible and Rx updates (so you know when they apply before benefits kick in). But you are still able to remain independent and operate on your own. customizable quote output options.

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Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). HDHPs feature high deductibles but lower premiums, making them suitable for pairing with health savings accounts (HSAs).

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TGS

OCTOBER 3, 2023

This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs. Deductibles 8. This number is sometimes helpful when consulting with your insurance agent, as well. How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Policy Number 3.

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Freeway Insurance

DECEMBER 9, 2024

Youll get a chance to view the benefits and stipulations of each plan, including deductibles, out-of-pocket limits, and monthly premiums. When signing up for your coverage, a bilingual Freeway agent can walk you through the process for free to find out if you qualify for free or low-cost health insurance.

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American Agents Alliance

FEBRUARY 7, 2025

Social inflation and E&O risks are connected as agents must manage policyholder expectations even as claims costs rise, premiums remain high, and denials are issued for claims policyholders expected to be covered. Agents should be experts in their venues, becoming knowledgeable about recent trials and jury awards.

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. This includes copayments, coinsurance, and deductibles. Medigap plans help you with costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles.

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Shield Insurance Agency

AUGUST 20, 2024

Loss of Discounts: Deductibles Frequent claim filing can also lead to the loss of discounts you may have earned, such as claims-free discounts. Additionally, small claims often require you to pay a deductible. Consider the potential premium increases, loss of discounts, deductibles, and long-term impact on your claims history.

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Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations.

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Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

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American Agents Alliance

AUGUST 16, 2024

If you live in a high-tax state, you are probably familiar with the concept of PTE, where you pay your state income taxes at the business level to get full state tax deductibility from federal income taxes. The post Use a Pass-Through Entity (PTE) for Tax Efficiency In High-Tax States first appeared on American Agents Alliance.

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TGS

OCTOBER 30, 2024

Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Some policies offer lower premiums with higher deductibles, but here’s the catch: If you have to file a claim, are you comfortable covering a $5,000 deductible before the insurance company pays a dime?

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Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. She puts 2,500 miles per year on the convertible.

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Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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Smart Insurance Agents

AUGUST 19, 2024

When selecting a dental plan, it is crucial to compare annual coverage limits, costs, deductibles, and waiting periods to ensure adequate coverage for both preventive and major dental services. If you’re considering dental implants, most plans that cover this service will do so at a rate of about 50 percent, provided that deductibles are met.

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Distinguished

DECEMBER 2, 2024

One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

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Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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TGS

OCTOBER 3, 2024

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

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American Agents Alliance

SEPTEMBER 4, 2024

For insurance agents, writing more stand-alone earthquake represents a solid stream of revenue as well as the long-lasting benefit of a 94% retention rate on average. GeoVera’s benefits include: Ease of Use: GeoVera’s user-friendly earthquake insurance quoting platform, which takes seconds to quote, makes cross-selling seamless for agents.

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Deductible Insurer Insured Insurance 40

Boyle Agency Insurance

APRIL 27, 2024

Common Factors That Affect Homeowners Insurance Cost Some factors that determine the premium on your Homeowners Insurance are: Deductible – This is the amount of money you pay on a claim before the policy coverage takes over. Deductibles are meant to induce homeowners to take good care of the condition of their property.

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Smart Insurance Agents

DECEMBER 9, 2024

Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Determine the affordability and value for the coverage provided.

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Jackson & Jackson

MAY 23, 2024

By staying informed about the intricacies of California’s insurance market and working with a knowledgeable insurance agent, small business owners can make informed decisions about their insurance coverage and mitigate potential risks effectively. Together we can review the options and develop a clear plan for your Insurance needs.

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InsuredMine

DECEMBER 6, 2024

In the past, these notifications were sent solely to the email address of the agent who logged in to sign documents. This change ensures that all relevant parties, whether they are agents, clients, or other stakeholders, are kept informed about the status of important documents. Setting up this integration is straightforward.

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Smart Insurance Agents

AUGUST 19, 2024

Medigap helps with out-of-pocket costs like deductibles, copays, and coinsurance, providing clearer financial protection. These plans mainly help cover costs like coinsurance, copayments, and deductibles. Deductibles: This is the amount you must pay for covered healthcare services before your Medicare benefits start.

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Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. Unlike agents who represent a single insurance company, brokers work with multiple insurers, offering a broader array of options to their clients.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent! Contact your insurance agent to review your medical payments and liability coverage limits before you get started. New Home Value?

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Smart Insurance Agents

AUGUST 19, 2024

It’s a good idea to use the online resources from Medicare or talk to a licensed insurance agent. Standalone dental plans usually offer different levels of coverage with varying costs like premiums, deductibles, and yearly limits. Think about things like yearly limits, deductibles, copays, and waiting times for certain treatments.

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