TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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Shield Insurance Agency

APRIL 19, 2024

Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Among these requirements, collision coverage is a significant aspect that drivers should understand in order to make informed decisions about their insurance policies.

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TGS

OCTOBER 3, 2023

The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs. How to Read Your Homeowners Insurance Quote 1.

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TGS

OCTOBER 3, 2024

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

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Smart Insurance Agents

AUGUST 31, 2024

Health insurance is designed to offer financial support for various medical and dental services, including oral surgeries. To determine if your wisdom teeth removal is covered, you should review your insurance policy and consult with your insurance provider or dental professional.

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Jackson & Jackson

MAY 23, 2024

These regulations ensure that insurance companies operate fairly and transparently, providing consumers with adequate protection and recourse in case of disputes. Evaluating Your Business Insurance Needs Identifying Your Risks Every business faces different risks and potential liabilities.

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Jackson & Jackson

APRIL 28, 2024

Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. How to Avoid It: Shop around and compare policies based on price and coverage.

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Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. With their deep insights into policy trends and customer needs, brokers evaluate which plans are the best fit.

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Redbird Agents

JUNE 14, 2024

Getting a client to understand the role of annuities in their overall plan is just as hard for a fixed agent as it is for the registered rep. Life insurance agents that are new to selling annuities. There are 3 common types of annuities that life insurance agents sell. Sounds simple, but you would be surprised.

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ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

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Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. These can be added to your policy for an additional premium. Exclusions Building insurance policies will have exclusions, which are specific events or circumstances that are not covered by your policy.

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Word & Brown

SEPTEMBER 13, 2024

That includes understanding what plans offer the lowest and highest out-of-pocket costs, including deductible, copays, and coinsurance. 4: Preauthorization Requirements and Procedures Some health, supplemental, and other types of insurance policies require pre-approval for certain services or procedures.

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Word & Brown

SEPTEMBER 25, 2024

Forty-seven percent are enrolled in PPOs, followed by 29% in High Deductible Health Plans, 13% in HMOs, 10% in Point of Service (POS) plans, and one percent in conventional (indemnity) plans. Be Responsive As noted previously, health insurance policies usually set forth procedures for filing a claim or appealing a rejected claim.

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Bankers Insurance

MAY 16, 2024

By fortifying homes with additional protections, such as security features, storm shutters, nonflammable building materials and a new roof or electrical system, insurance shoppers may be assessed as having lower risk levels and, therefore, save on their premiums. In most cases, home insurance policies include personal liability coverage.

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Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip. Not a client of ours?

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

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Peter J. Fournier

JULY 30, 2021

Many agents are attracted to selling Medicare plans. However, they often fail to take the next step to sell Life Insurance. The good news is that making the transition to selling Life Insurance is often easier than you would imagine. Keep reading for expert tips to help you master cross-selling Medicare and Life Insurance.

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Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. For more information, contact your Bankers Insurance agent. Additionally, property undervaluation can result in coinsurance penalties. 80%) of the property’s value.

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Smart Insurance Agents

SEPTEMBER 17, 2024

Insurance companies categorize OB-GYN services differently from primary care, leading to higher reimbursement rates, co-pays, and potential out-of-pocket costs for patients visiting specialists. Impact on Insurance Coverage The classification of OB-GYNs as specialists significantly impacts insurance coverage and patient costs.

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Maritime Insurance International

MARCH 3, 2020

Learn more about boat insurance requirements below, and request a quote from Maritime Insurance International today. A boat insurance policy could offer you coverage for the following: Property Damage. There may also be size and horsepower restrictions on the watercraft covered under your homeowner’s policy.

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Jackson & Jackson

MAY 22, 2024

. “Choosing the Right Coverage” Investors should work closely with insurance agents or brokers to understand the available coverage options and customize policies to fit their specific needs. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial.

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Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Peace of Mind.

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TGS

SEPTEMBER 11, 2023

Your property must have a roof that is in good condition (determined by the insurance provider). As with most insurance policies, your property will be inspected to ensure it meets the Southern Building Code and the Federal Flood Construction and Zoning guidelines. Your property must not be used for illegal or immoral purposes.

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Freeway Insurance

NOVEMBER 22, 2023

They have the highest monthly premiums, but the lowest out-of-pocket expenses, including very low copayments and deductibles. While these plans come with high deductibles , they usually tend to have lower monthly premiums. million young adults nationwide gaining insurance coverage by way of their parents’ policies.

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Cover4LetProperty

OCTOBER 10, 2022

That is to say, you (or your agent) are without a criminal record and have no convictions for breaching landlord laws, regulations, or codes of practice. You might also want to consult a letting agent about a realistic rent for the property you are offering. What does let property insurance cover offer by way of protection?

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Constant Contact

JANUARY 28, 2021

This infographic from the Doeren Mayhew Insurance Group demonstrates the power of visuals for blogs. Feel free to include these common questions: When should I update my life insurance coverage? Under what circumstances should I file an auto insurance claim? How do umbrella insurance policies work?

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