Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. This includes copayments, coinsurance, and deductibles. Medigap plans help you with costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles.

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Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. Unlike agents who represent a single insurance company, brokers work with multiple insurers, offering a broader array of options to their clients.

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Smart Insurance Agents

AUGUST 19, 2024

It’s a good idea to use the online resources from Medicare or talk to a licensed insurance agent. Standalone dental plans usually offer different levels of coverage with varying costs like premiums, deductibles, and yearly limits. It’s also a good idea to talk to a licensed insurance agent who knows about Medicare plans.

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Smart Insurance Agents

AUGUST 19, 2024

Medigap helps with out-of-pocket costs like deductibles, copays, and coinsurance, providing clearer financial protection. These plans mainly help cover costs like coinsurance, copayments, and deductibles. Deductibles: This is the amount you must pay for covered healthcare services before your Medicare benefits start.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Check the credentials and licensing of potential brokers and evaluate online reviews and testimonials to gauge their reliability and expertise. Health insurance brokers, with their extensive knowledge, offer invaluable guidance in navigating the complexities of health plans and regulations, much like health insurance agents.

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Smart Insurance Agents

JANUARY 11, 2025

Working with a licensed insurance broker can also be beneficial, as they can help navigate the complexities of different plans and provide expert advice tailored to your business’s unique requirements. Another way to manage costs is by considering a high-deductible health plan (HDHP) paired with a Health Savings Account (HSA).

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Smart Insurance Agents

SEPTEMBER 3, 2024

Additionally, Medicaid may cover private insurance costs, including premiums, coinsurance, and deductibles, making it a valuable secondary insurance option for many families. The Health Insurance Premium Payment (HIPP) program helps families pay for private health insurance when it’s more cost-effective than Medicaid alone.

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PSM Brokerage

NOVEMBER 26, 2024

The proposed rule can be downloaded here: [link] Coverage of Anti-Obesity Medication Since the inception of the Part D program, CMS has interpreted the statutory exclusion of “agents when used for weight loss” to mean that a drug, when used for weight loss, is excluded from the definition of a covered Part D drug.

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