TGS

DECEMBER 13, 2024

TGS Insurance Blog Jewelry Insurance: Protecting More Than Precious Metals Imagine this: Youve just said yes to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace youve admired for years. At its core, jewelry insurance is a specialized form of coverage designed to protect your valuables.

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors.

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PSM Brokerage

NOVEMBER 26, 2024

Open Enrollment is the Super Bowl of ACA sales—a high-stakes, fast-paced period where agents have a golden opportunity to grow their business. Whether you’re a seasoned agent or new to the ACA market, these proven strategies can help you stand out, close more sales, and make the most of Open Enrollment.

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Frankenmuth Insurance

JANUARY 16, 2025

Were breaking down the key steps in the business insurance renewal process so you can feel confident youre covered, protected, and getting the best value for your policy. Your local, independent agent can help you with these details. Make notes of new locations, new products, team growth, and consolidations to share with your agent.

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TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

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TGS

NOVEMBER 7, 2024

TGS Insurance » Blog Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark.

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Freeway Insurance

DECEMBER 9, 2024

By exploring health insurance coverage options from the ACA and researching opportunities for extra savings, you can protect yourself with an affordable health insurance plan that fits in with your lifestyle as a gig worker, contractor, or small business owner. But is it affordable?

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Word & Brown

FEBRUARY 18, 2025

Lets look at how an agent/GA relationship works and how a GA can work on your behalf in dealing with carriers and plan administrators. automated deductible and Rx updates (so you know when they apply before benefits kick in). But you are still able to remain independent and operate on your own. customizable quote output options.

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Jackson & Jackson

APRIL 29, 2024

This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments. Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums.

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Majesco

MARCH 27, 2025

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. She puts 2,500 miles per year on the convertible.

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Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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Auto Insurance Deductible Out-Of-Pocket Insurance 52

Distinguished

DECEMBER 2, 2024

At Distinguished, we understand that protecting public art requires specialized coverage tailored to its unique exposures. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations. 

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Smart Insurance Agents

DECEMBER 9, 2024

Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Golden Rule Insurance Company Understanding Short Term Health Insurance Illinois Laws: Key Regulations and Consumer Protections In Illinois, short Term health insurance Illinois plans are regulated by state laws and rules.

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Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. These plans also help cover coinsurance and hospital costs that Original Medicare does not fully pay for, providing additional financial protection.

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Jackson & Jackson

MAY 23, 2024

You have poured your heart and soul into your venture, and it’s only natural that you want to protect it. It acts as a safety net, protecting your business from unexpected events that can cause financial hardship. Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles.

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American Agents Alliance

SEPTEMBER 4, 2024

However, many California homeowners overlook a key aspect of protecting their equity: earthquake insurance. Quality Coverage with GeoVera By positioning earthquake insurance as a crucial part of financial security, you establish yourself as an expert, guiding clients toward better protection. first appeared on American Agents Alliance.

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TGS

OCTOBER 3, 2024

The more risks your area poses, the more your insurance company will charge to protect you. Basic coverage that just meets your mortgage lender’s requirements will be cheaper than more comprehensive coverage that protects against every possible risk. Opting for a higher deductible can lower your monthly premium.

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Leadsurance

NOVEMBER 19, 2024

Just remember, when comparing apples with apples in terms of the level of coverage as well as deductibles, make sure you are actually doing so compared with other quotes. Up Your Deductive Your deductible is the cash amount you agree to pay when making a claim, whereas the insurance only kicks in thereafter.

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Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Smart Insurance Agents

AUGUST 19, 2024

Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Imagine the peace of mind knowing that a sudden dental emergency won’t break the bank; this is the financial protection that dental insurance provides.

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Jackson & Jackson

APRIL 28, 2024

This article outlines the top five mistakes property investors make with insurance and provides practical tips on avoiding them, ensuring your investments are adequately protected. Think about business interruption insurance to protect your income stream during repairs. This often happens when trying to save on premiums.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent! Contact your insurance agent to review your medical payments and liability coverage limits before you get started. New Home Value?

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Distinguished

JULY 22, 2024

Designed specifically for the needs of collectors, this specialized coverage offers protection tailored to the high values and distinct risks associated with collectible items. For example, transit coverage , which protects items while they are being shipped or moved, is often excluded from homeowner’s policies.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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Maritime Insurance International

MARCH 3, 2020

Given the risks you face, boat insurance can be a wise purchase to help protect your investment. Loss of your own personal effects or those of a passenger while onboard or getting on/off your boat can be protected. Loss of your boat to theft, fire, or serious weather events while it’s moored in a marina or in storage can be protected.

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Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. This coverage ensures that they are protected even if the company is unable to fulfill its indemnification obligations.

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Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. This coverage ensures that they are protected even if the company is unable to fulfill its indemnification obligations.

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TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. Separate Deductibles for Each Vehicle It’s also important to remember that each car has its own deductible. Decide on Coverage Types and Limits Not all cars need identical coverage.

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Smart Insurance Agents

AUGUST 19, 2024

Medigap helps with out-of-pocket costs like deductibles, copays, and coinsurance, providing clearer financial protection. These plans mainly help cover costs like coinsurance, copayments, and deductibles. Deductibles: This is the amount you must pay for covered healthcare services before your Medicare benefits start.

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Bankers Insurance

AUGUST 8, 2024

Doing so can make all the difference in providing sufficient protection and preventing coinsurance penalties amid covered property losses. By understanding how to conduct accurate ITV calculations, businesses can stay protected when covered events occur and avoid potential coinsurance penalties. Not a client of ours?

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Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. With this in mind, limiting rate increases by making modifications, such as increasing the deductible, may be possible. Various parts of a home insurance policy can contribute to a homeowner’s premiums.

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. The law protects all land designated “beach” by the legislature.

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Smart Insurance Agents

SEPTEMBER 2, 2024

Understanding Health Savings Accounts (HSAs) An HSA is a tax-advantaged savings account designed for individuals with high-deductible health plans (HDHPs). – Crowns: Applied to protect and strengthen damaged teeth. Contributions to an HSA are made with pre-tax dollars, reducing your taxable income.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. Whether you own a classic Birkin or a rare vintage piece, protecting your investment through proper insurance coverage is crucial. Luxury handbags are not just fashion accessories; they are also an investment.

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Property Insurance Centre

SEPTEMBER 25, 2024

Whether you are a homeowner or a landlord, ensuring adequate protection for your property is crucial. Key Takeaways Building insurance is essential to protect your property, but it can be complex. Buildings cover protects the structure of your property, including walls, roofs, floors, and permanent fixtures. What is Covered?

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Distinguished

NOVEMBER 7, 2024

The Obligee : Usually the project owner or developer requiring the bond as a form of financial protection against the principal’s non-performance. Performance Bonds: Guarantee the completion of a project according to contractual terms, protecting the owner against losses from contractor default.

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Freeway Insurance

NOVEMBER 22, 2023

First, it’s like a safety net that protects you from unexpected medical bills, so you can get the healthcare you need without worrying about money. They cover the essentials, so if you get sick or get hurt unexpectedly, you’re protected. Our agents can help you at any of our locations !

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