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2025 Underwriting Trends for Worship Facilities

Insurance Journal

As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers. For worship facilities, some of the most prevalent trends include: • Weather-related …

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Many industries are feeling the uncertainty of tariffs and changing trade policies, which can make underwriting more challenging and pricing less certain. This could cause higher rates in commercial property and homeowners lines.

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Understanding the Agent, General Agency, and Carrier Relationship: A Guide for New Brokers

Word & Brown

Lets look at how an agent/GA relationship works and how a GA can work on your behalf in dealing with carriers and plan administrators. automated deductible and Rx updates (so you know when they apply before benefits kick in). W&Bs Underwriting team works directly with carriers to streamline approvals.

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Are Insurance Price Increases a Tipping Point for Gen X and Boomers?

Majesco

When she recently realized that her premiums for both vehicles were nearly identical (and they had both gone up), she called her insurance agent. The agent suggested a telematics-based insurance product for the convertible to optimize pricing. She puts 2,500 miles per year on the convertible.

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How to Read Homeowners Insurance Quotes

TGS

This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs. Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. Deductibles 8. Policy Number 3.

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Comparing Medicare Supplement Plans: Choosing the Right Coverage

Smart Insurance Agents

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. This includes copayments, coinsurance, and deductibles. Medigap plans help you with costs that Original Medicare does not cover, like copayments, coinsurance, and deductibles.