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Benefits of an Independent Insurance Agent for Your Personal Insurance Needs

TGS

In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. On the flip side, an independent agency works fluidly with several insurance carriers.

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How Can I Get Homeowners Insurance After Non Renewal?

TGS

Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal. Homeowners insurance non renewal can happen to anyone.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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How to Read Homeowners Insurance Quotes

TGS

A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. What Makes Your Homeowners Insurance Quote High?

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Additional Insured vs. Additional Interest: Understanding Your Policy

TGS

Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. TGS Insurance is here to help!

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Who Needs to be Listed on Homeowners Insurance

TGS

The most common practice is to match the home insurance to the home deed. Those listed on your home insurance, known as the named insured, have the power to make changes to the policy, cancel it, or make a claim. However, the homeowners insurance coverage extends beyond those named on the policy.

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Best Auto Insurance for Electric Vehicles

TGS

Best Auto Insurance for Electric Vehicles Your auto insurance premium will change depending on a variety of factors, including your age and your at-fault accident history. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023. Tell your agent!