TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Coverage Limits The amount of coverage you choose directly affects your premium.

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Paragon Independent Insurance Agencies

JULY 31, 2024

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. We are here to help you fully understand what a home insurance deductible is and which is best for you. What is a Home Insurance Deductible? The deductible isn’t just a one-time payment.

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TGS

OCTOBER 17, 2023

In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. On the flip side, an independent agency works fluidly with several insurance carriers.

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TGS

MARCH 4, 2025

SR-22 or FR-44 Requirement: If youre caught without insurance or involved in an accident, you might be required to file an SR-22 or FR-44 form, proving you have insurance. This often comes with higher premiums. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable.

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Tosten Marketing

JANUARY 15, 2023

Google Paid Search For Insurance Agents – What to Know Before You Get Started Paid search is a great option for many agents who want an additional source of leads that reaches beyond their SEO footprint. For instance, the cost of a “home insurance” lead tends to be +$50 while a lead for a motorcycle policy tends to be less.

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TGS

SEPTEMBER 14, 2023

An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured On Your Home Insurance When it comes to home insurance, the additional insured is often a household member.

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TGS

OCTOBER 3, 2023

The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs. What Makes Your Homeowners Insurance Quote High?

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Property Insurance Centre

JANUARY 27, 2025

The quick answer is yes, you can insure your block of flats even if youre not the freeholder, but the process and your responsibilities depend on your ownership type and lease agreement. Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels.

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TGS

SEPTEMBER 29, 2023

Best Auto Insurance for Electric Vehicles Your auto insurance premium will change depending on a variety of factors, including your age and your at-fault accident history. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023. Tell your agent!

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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TGS

DECEMBER 13, 2024

For example, insuring a $5,000 ring might only set you back $50$100 per yeara small price to pay for peace of mind. Factors that influence your premium include: Value of the Jewelry : Higher-value items cost more to insure. Coverage Options : Comprehensive policies with fewer exclusions often have slightly higher premiums.

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Wren Insurance Agency

JULY 8, 2024

Here are a few things to keep in mind while looking at homes that can help keep your insurance rates down: Cast iron pipes. Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Solar Panels. Hurricane Protection. It's important. Security Matters.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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TGS

NOVEMBER 5, 2024

Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. Location-Specific Risks: Is Your Home Prepared for Nature’s Wrath? Location is everything.

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TGS

SEPTEMBER 11, 2023

Having windstorm insurance is necessary because many high-risk areas are in danger of damage from windstorms (tornadoes, hurricanes, hail, etc.). Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors. A lot of this includes the risk of the location of your home.

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TGS

NOVEMBER 1, 2024

In the end, staying calm and taking the right steps will help you recover from the accident with fewer headaches, allowing you to focus on what really matters: getting back to your life.

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Leadsurance

JANUARY 26, 2024

Insurance agents face the challenge of standing out in a crowded online marketplace. This introduction to interactive content for lead generation will guide insurance agents through the various types, from quizzes to calculators, and offer a step-by-step approach to creating and leveraging these tools effectively.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

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Agency MVP

DECEMBER 20, 2021

Trends in Property and Casualty Insurance Most insurance companies are making the underwriting and policy issuance process simpler and more streamlined. Overall, premiums have become less expensive as well. This creates a meaningful and significant opportunity for agents today. Working from home is cost-effective.

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Maritime Insurance International

JUNE 5, 2020

A common question is whether or not home insurance policies cover boats. The fact is that some home policies do and some do not. If your boat is worth more than the coverage offered by your home insurance policy, purchasing a dedicated boat insurance policy is a good idea. Boat insurance costs can vary.

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Jackson & Jackson

AUGUST 16, 2024

The state’s dry climate and strong winds create ideal conditions for wildfires to spread rapidly, putting homes at risk of destruction. As a result, insurance companies have had to reassess their strategies for covering properties in high-risk fire zones, leading to higher premiums and coverage limitations for homeowners in these areas.

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Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. For example, you may be able to purchase legal expenses cover or rent guarantee insurance to protect your rental income. These can be added to your policy for an additional premium.

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Property Insurance Centre

MARCH 19, 2024

By educating policyholders on the importance of documentation and providing tools to facilitate the process, insurers can help their clients protect their interests and ensure fair compensation. Insurance Agent Advocacy Insurance agents play a crucial role as advocates for policyholders throughout the claims process.

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Neilson Marketing Services

JULY 16, 2024

In recent times, consumers have been feeling the pinch from rising insurance premiums, along with inflation, elevated costs of living, and other economic factors. The cost of auto insurance alone has climbed over 20% in the past year. It’s no wonder more people are shopping for deals.

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Cover4LetProperty

OCTOBER 10, 2022

That is to say, you (or your agent) are without a criminal record and have no convictions for breaching landlord laws, regulations, or codes of practice. You might also want to consult a letting agent about a realistic rent for the property you are offering. What rent can I charge and how much is it going to cost me to do so?

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Agency MVP

DECEMBER 20, 2021

Where To Start With Your Insurance Agency Before you can think about scaling your insurance agency, you have to start with the basics so you know what to do and how to tackle an issue in the future with your business. Here are some questions you can start with: How do you manage an insurance agency ?

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Friendly Agent

DECEMBER 3, 2020

I am talking about becoming an insurance agent. Becoming an insurance agent checks all boxes. There are many agents who work part time or started as part time agents and then transitioned to full time. Your earning potential is based on insurance policies. How to become an insurance agent?

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