Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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Paragon Independent Insurance Agencies

JANUARY 15, 2025

Many rely on home insurance solutions from teams like the Paragon Independent Insurance Agency to protect their homes from these risks. Working with a proven and experienced agent can be beneficial in such situations. The first step is to initiate the process with your agent as soon as possible.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Well, it all comes down to risk. To insurance providers, that’s a win.

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Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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TGS

MARCH 4, 2025

Florida law requires all drivers to carry a minimum level of insurance coverage, and failing to comply can lead to penalties, legal trouble, and financial headaches. At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver.

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TGS

OCTOBER 17, 2023

In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. On the flip side, an independent agency works fluidly with several insurance carriers.

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American Agents Alliance

NOVEMBER 5, 2024

Several of the commission’s home insurance recommendations echo existing parts of the Sustainable Insurance Strategy — a slate of reforms proposed by Insurance Commissioner Ricardo Lara that are set to be enacted by the end of the year.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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Property Insurance Centre

JANUARY 27, 2025

The quick answer is yes, you can insure your block of flats even if youre not the freeholder, but the process and your responsibilities depend on your ownership type and lease agreement. Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

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Bankers Insurance

OCTOBER 21, 2024

For more information, contact your Bankers Insurance agent. They will help determine your risks and advise how to cover them. Each of our clients is assigned a personal insurance agent and provided their email address as well as a phone number that rings right on their desk. Not a client of ours?

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TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. Location-Specific Risks: Is Your Home Prepared for Nature’s Wrath?

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TGS

DECEMBER 18, 2024

TGS Insurance Blog Christmas Light Safety Tips Christmas lights are the ultimate way to turn your home into a festive wonderland, but they also come with a few safety risks if not handled properly. This reduces the risk of fire and keeps your electric bill in check.

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TGS

JANUARY 6, 2025

Insurers will need to adjust rates to accommodate the increased coverage levels. The Risk of Increased Uninsured Motorists One concern raised by experts is whether higher premiums will push more drivers to drop their insurance altogether, increasing the rate of uninsured motorists.

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TGS

DECEMBER 13, 2024

Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

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Wren Insurance Agency

JULY 8, 2024

Here are a few things to keep in mind while looking at homes that can help keep your insurance rates down: Cast iron pipes. Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Solar Panels. Hurricane Protection. It's important.

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Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

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Shield Insurance Agency

JULY 2, 2024

Shield Insurance Agency Blog | Shielding Your Wealth | Start A Quote at this Link! With the right planning strategies and risk management techniques, you can achieve financial security and legal protection for your assets. At Shield Insurance Agency, we recognize the importance of personalized service and comprehensive solutions.

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TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Pets Believe it or not, having certain pets can impact your insurance premium.

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TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

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TGS

DECEMBER 16, 2024

Why is a Home Inventory Important for Insurance? Accurate Coverage : Knowing the value of your belongings ensures that your homeowners insurance or renters insurance policy offers sufficient coverage. Without this, you risk being underinsured.

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Frankenmuth Insurance

NOVEMBER 14, 2024

Take photos of the damage for your insurance records. Review your insurance policy. Talk to your insurance agent to evaluate your homeowners insurance policy and coverages. Emergency home repair #2: Frozen pipes. Choose flashlights or lanterns over candles to reduce fire risk.

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TGS

OCTOBER 28, 2024

Conversely, if you’re someone who drives less frequently and in low-risk areas, you might feel comfortable taking on a higher deductible because the chances of needing to file a claim are reduced. Fewer miles on the road typically mean a lower risk of an accident, which could make a higher deductible and lower premiums a safe bet.

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Leadsurance

JANUARY 26, 2024

Insurance agents face the challenge of standing out in a crowded online marketplace. This introduction to interactive content for lead generation will guide insurance agents through the various types, from quizzes to calculators, and offer a step-by-step approach to creating and leveraging these tools effectively.

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InsuredMine

AUGUST 27, 2024

Send Documents Quickly to your Clients With e-signatures, insurers can send documents to clients right away. Now, as soon as an agent finalizes a policy or claim document, it can be instantly transmitted to the client’s email or smartphone.

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Bankers Insurance

OCTOBER 21, 2023

For more information, contact your Bankers Insurance agent. They will help determine your risks and advise how to cover them. Each of our clients is assigned a personal insurance agent and provided their email address as well as a phone number that rings right on their desk. Not a client of ours?

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Insurance Agents Insurance Agent Agents License 52

Bankers Insurance

OCTOBER 9, 2023

For more information, contact your Bankers Insurance agent. They will help determine your risks and advise how to cover them. Each of our clients is assigned a personal insurance agent and provided their email address as well as a phone number that rings right on their desk. Not a client of ours?

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Insurance Agents Insurance Agent Agents License 52

Shield Insurance Agency

AUGUST 20, 2024

When you file a claim, it signals to the insurance company that you are more likely to cost them money in the future. As a result, the insurance company may raise your premiums to offset the potential risk. These discounts are a reward for not filing claims, and once lost, it may take a while to regain them.

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Property Insurance Centre

MARCH 19, 2024

By engaging with these initiatives, consumers can make informed decisions, mitigate risks, and protect their assets. Consumer Education Resources When it comes to insurance, having access to reliable resources can make all the difference. By working closely with agents, insurers can ensure a seamless claims process for policyholders.

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Shield Insurance Agency

JUNE 28, 2024

Taking these precautionary measures can significantly reduce the risk of falling victim to scam artists posing as legitimate contractors. Contact Shield Insurance Agency at (616) 896-4600 for a free quote today or start the quoting process by visiting this LINK and an agent will be in touch soon.

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Property Insurance Centre

JANUARY 4, 2024

. “The increasing frequency and severity of weather events have made it imperative for insurers to reassess their risk models and coverage options,” says weather expert Dr. Emma Thompson. Insurers are investing in advanced technology and data analytics to improve risk assessment and underwriting processes.

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Cover4LetProperty

OCTOBER 10, 2022

That is to say, you (or your agent) are without a criminal record and have no convictions for breaching landlord laws, regulations, or codes of practice. You might also want to consult a letting agent about a realistic rent for the property you are offering. Do these areas include all-risks cover?

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TGS

NOVEMBER 15, 2024

So if both vehicles experience damage (let’s say in a hailstorm or other shared risk), you’ll need to meet the deductible on each car individually. If you’re ready to take the plunge, start by gathering your information, get your free auto insurance quote , and discuss options with your insurance provider.

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Property Insurance Centre

SEPTEMBER 25, 2024

If your property is located in an area with a high risk of natural disasters, such as floods or earthquakes, your insurance premiums will be higher. If your property is older or in poor condition, it may be more at risk of damage or deterioration, which can result in higher insurance premiums.

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Agency MVP

DECEMBER 20, 2021

Where To Start With Your Insurance Agency Before you can think about scaling your insurance agency, you have to start with the basics so you know what to do and how to tackle an issue in the future with your business. Here are some questions you can start with: How do you manage an insurance agency ?

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