Distinguished

OCTOBER 31, 2024

What you should share with the insurance company to help save on cost without compromising coverage. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Consult your insurance broker for clarity on the specifics and potential additional coverage options.

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Protection Broker-Agent Inland Marine Broker 52

Distinguished

AUGUST 7, 2024

NEW YORK — Distinguished Programs (“Distinguished”), a leading national insurance program manager, has introduced new sustainability-focused initiatives within its Fine Art and Collectibles program , effective immediately. Property and Liability products are distributed through a national network of agents and brokers.

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Distinguished

JULY 29, 2024

A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis.

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Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. We had an insured recently where we were at the max 24 months when the broker requested a three-month extension.

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Risk Broker-Agent Deductible Insurer 52

Distinguished

SEPTEMBER 25, 2024

All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? This is where Builder’s Risk becomes essential.

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Risk Broker-Agent Insurer Insured 52

Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial construction can also involve higher total insurable value (TIV) and more complex coverage needs.

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Commercial Risk Broker-Agent Inland Marine 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects.

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Risk General Liability Broker-Agent Insurer 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. In this guide, we’ll explore the world of collectibles insurance: what it covers, how it differs from standard homeowners policies, and why it’s essential for serious collectors. What is Collectibles Insurance?

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Distinguished

AUGUST 12, 2024

However, with growth comes risk, and that’s where Builder’s Risk insurance plays a critical role. Whether your clients are embarking on a new construction project, renovating an existing structure, or making betterments to a property, the importance of having the right insurance coverage can’t be overstated.

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Risk Broker-Agent Insured Insurer 52

Distinguished

AUGUST 26, 2024

For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. What Perils Does Distinguished’s Builder’s Risk Insurance Cover? Who Needs to be Insured by a Builder’s Risk Policy? However, all relevant parties should be named as insureds. 

Risk 52

Risk Broker-Agent Insured Insurer 52

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. What Kinds of Toys Can Be Insured? How Do You Insure a Toy Collection?

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Broker Broker-Agent Insured Insurer 52

Distinguished

OCTOBER 1, 2024

Partner with Distinguished for Your Collector Clients  At Distinguished Programs, we specialize in serving the insurance needs of fine art and collectibles clients. Please include all relevant details and documents with your application, including a schedule of insured items, security measures, valuations, and a list of covered locations. 

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Broker-Agent Inland Marine Broker Damage 52

Distinguished

NOVEMBER 7, 2024

The surety is entitled to recover any losses incurred from the principal, emphasizing surety bonds as instruments of credit rather than insurance. The Surety : A third party, often an insurance company, that provides the surety bond, guaranteeing the principal’s performance to the obligee.

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Claim Compensation Risk Broker-Agent 52

Distinguished

NOVEMBER 4, 2024

NEW YORK – Distinguished Programs, a national insurance program manager, has announced the appointment of Darryl Proniuk as Vice President, National Agency Sales for its Fine Art and Collectibles program. Property and Liability products are distributed through a national network of agents and brokers.

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Broker-Agent Inland Marine Broker Agents 52

Distinguished

OCTOBER 24, 2024

General Liability, Umbrella Insurance Doesn’t Apply to Copyright Infringement At Distinguished Programs, we stress the need to discuss this exposure with your clients and reiterate that they will not be protected in a lawsuit. Property and Liability products are distributed through a national network of agents and brokers.

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