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Can Both the Contractor and Property Owner Be Named Insureds on a Builder’s Risk Policy?

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One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. The answer lies in both parties’ financial interest in the property and how that impacts the insurance policy’s structure. Property owners may also choose to add Premises Liability coverage to the policy.

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Distinguished Programs and Berkley Program Specialists Partner for Community Associations D&O and Crime Coverage 

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The precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Property and Liability products are distributed through a national network of agents and brokers. Berkley Corporation. Not all products and services are available in every jurisdiction.

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Fine Art & Collectibles Insurance: Q&A For Brokers

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A: We are currently available for commercial policies in California, but we do expect to have approval for personal collections very soon. Property and Liability products are distributed through a national network of agents and brokers. Q: What states are your products available in?

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The Role of Appraisals in Fine Art Insurance

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Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis. If it’s a piece that increases in value, as with contemporary art and any high-value fine art collection, the agreed value in the policy could fall significantly short of its market value. Think Warhol, Banksy, and Haring.

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Hotel Primary Insurance: A Check-In to Success for Insurance Brokers

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Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider. A: No, our policy does not exclude human trafficking. Property and Liability products are distributed through a national network of agents and brokers. Access the full recording now!

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Does Homeowners Insurance Cover Collectibles? 

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Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Rare Toy Insurance: A Guide for Collectors and Brokers 

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However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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