Insurance Journal

NOVEMBER 21, 2024

Respondents of a recent survey reported lower premium increases for all lines of business except umbrella during the third quarter. According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey, commercial property/casualty premiums across all account sizes rose …

Premium 246

Premium Commercial Broker-Agent Commercial Property 246

Insurance Journal

FEBRUARY 19, 2025

A former Ohio insurance agent was sentenced this month to five years of probation for thefts exceeding $1.4 Rhonda Chandler, of the Columbus area, stole and misappropriated funds, including premiums for pre-need life insurance policies, commonly known as burial …

Theft 173

Theft Insurance Agent Insurance Agents Agents 173

Insurance Journal

JULY 14, 2024

By Chad Hemenway Independent agents placed more than 62% of all property/casualty insurance written in the U.S., according to the Independent Insurance Agents & Brokers of America (the Big “I”). The association’s 2024 Market Share Report said independent agents have …

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Broker-Agent Premium Casualty Insurance Insurance Agent 264

Insurance Journal

DECEMBER 26, 2024

Florida’s Department of Financial Services has posted its enforcement actions for much of the last half of 2024, listing 12 insurance agents and 43 adjusters who were penalized, suspended, or had their licenses revoked or voluntarily surrendered them. From June …

Agents 264

Agents License Insurance Agent Insurance Agents 264

Insurance Journal

AUGUST 20, 2024

Commercial property/casualty premium increases in the second quarter 2024 were flat or down from the previous quarter for all lines of business—evidence of a softening insurance market, according to The Council of Insurance Agents & Brokers (CIAB) quarterly survey. Premiums …

Commercial 279

Commercial Commercial Property Broker-Agent Premium 279

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. Among the first steps is to learn the responsibilities and preferences that agents must have. There are Property and Casualty, Life/health insurance, and more.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Final Expense Brokerage

MAY 15, 2024

May 15, 2024 11:34:08 AM Contact Us Uncover the secrets behind insurance agent commissions and learn how to maximize your earnings in this competitive field. Share: Exploring the Basics of Insurance Agent Commissions Insurance agent commissions are part of the reasons people are interested in becoming agents.

Insurance Agent 100

Insurance Agent Insurance Agents Agents Insurer 100

Final Expense Brokerage

JANUARY 29, 2025

Jan 29, 2024 3:23:31 PM Contact Us Share: Final expense insurance is a niche that offers tremendous potential for agents looking to serve seniors and their families. However, for those just starting outor even those whove been in the game for a whilenavigating the complex world of final expense insurance can feel overwhelming.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Building 130

Redbird Agents

FEBRUARY 3, 2025

Final expense insurance is one of the most lucrative life insurance markets for independent agents, offering high commission payouts, fast approvals, and steady client demand. This guide will break down the average final expense commission rates, factors that impact earnings, and what you can expect as a new agent.

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Agents Premium Policy Life Insurance 130

InsuredMine

JANUARY 16, 2025

Lets explore the top five metrics every insurance agent should monitor for smarter decision-making! Key indicators include the total number of policies sold, premium revenue generated, and average policy value.

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Insurance Agent Insurance Agents Agents Policy 98

Insurance Journal

NOVEMBER 17, 2024

As insurers look to 2025, several trends are emerging that affect premium and deductible costs — leading to lengthy conversations between insurance agents and brokers and their customers. For worship facilities, some of the most prevalent trends include: • Weather-related …

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Underwriter Underwriting Broker-Agent Deductible 130

Redbird Agents

JULY 10, 2024

This is for existing P&C insurance agents who want to learn how to get started selling life insurance. It’s easy… it’s really, really easy to learn how to get started selling life insurance. Prospect, this is (Agent Name) from (XYZ Agency Name). Did I catch you at a bad time? Don’t make that same mistake.

Life Insurance 130

Life Insurance Agents Insurer Insured 130

PSM Brokerage

JANUARY 10, 2025

Introduction to Final Expense Insurance Final Expense Insurance is a small whole life insurance policy designed to cover end-of-life costs, such as funeral expenses, medical bills, and other outstanding debts. These plans are affordable, straightforward, and a valuable addition to any insurance agent's portfolio.

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Life Insurance Agents Insurer Insured 105

PSM Brokerage

JANUARY 7, 2025

The Affordable Care Act (ACA) has transformed the health insurance landscape, creating a wealth of opportunities for insurance agents to build successful careers. Becoming a licensed ACA health insurance agent allows you to help individuals and families find affordable coverage while building a steady income stream.

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License Insurance Agent Insurance Agents Agents 52

PSM Brokerage

DECEMBER 17, 2024

If youre an ACA agent looking to streamline your sales, reduce headaches, and boost your productivity, youve probably heard about HealthSherpa. HealthSherpa is the ultimate enrollment platform built specifically for ACA agents to save time, simplify enrollments, and make closing sales easier than ever. But whats all the fuss about?

Agents 52

Agents Insurance Agent Insurance Agents Insurer 52

Final Expense Brokerage

NOVEMBER 30, 2024

In final expense insurance, agents often deal with sensitive questions that touch on the client’s financial worries, family security, and end-of-life concerns. The Concern: When clients bring up the cost of final expense insurance, it’s often rooted in the worry of affording premiums on a fixed income. Contact Us

Agents 130

Agents Life Insurance Policy Insurer 130

An-Insurance-Agents-Career

JUNE 3, 2016

the art of Concept selling vs Product selling is a selling skill that unfortunately most insurance agents have not mastered. Because of this, they will continue to struggle in the life insurance business. Known facts Life Insurance agents that use concept selling methods will: have a much easier time marketing their products.

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Life Insurance Insurance Agent Insurance Agents Agents 100

Peter J. Fournier

MAY 25, 2021

Becoming a life insurance agent is an appealing career choice for a lot of people. If you are considering a career in life insurance sales, you are probably asking yourself, how much money can I make as a life insurance agent? An agent who puts the work in can earn $100,000 in their first year and grow from there.

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Life Insurance Insurance Agent Insurance Agents Agents 52

TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurer 52

American Agents Alliance

AUGUST 4, 2024

Learning effective sales techniques is critical as an independent insurance agent. Effective Sales Techniques For Insurance Agents These sales strategies can help agents become more effective: Combine traditional techniques with digital tools. Empathy is important for agents and claims adjusters.

Insurance Agent 40

Insurance Agent Insurance Agents Agents Insurer 40

Final Expense Brokerage

JUNE 14, 2024

June 12, 2024 6:13:33 PM Contact Us Share: The Best Presentation Model For Insurance Agents Crafting an effective final expense sales presentation that fits into a 10-minute window is both an art and a science. For example, "One of my clients, Bob, was relieved to find out how affordable his premium was. Learn More

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Premium Protection Policy Insurance Agent 130

Word & Brown

OCTOBER 31, 2024

Read our prior post, Intro to CRM Tools for Insurance Agents, to learn more about CRM and some of available platforms. The post 5 Strategies to Help Insurance Agents Win Over New Clients appeared first on The Insurance Broker Blog.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Broker-Agent 52

Leadsurance

SEPTEMBER 26, 2023

For insurance agents, it offers a unique opportunity to establish trust, provide essential updates, and promote new policy offerings. By embracing these tips and using the right tools, you’ll be able to transform your insurance agent’s outreach, driving growth and deepening client relationships.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurer 52

Tosten Marketing

JANUARY 15, 2023

Google Paid Search For Insurance Agents – What to Know Before You Get Started Paid search is a great option for many agents who want an additional source of leads that reaches beyond their SEO footprint. The best leads are the ones with the largest premiums. What are the best leads for paid search?

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurer 52

Peter J. Fournier

FEBRUARY 22, 2021

Coaching is beneficial to any insurance agent, no matter their experience level. Whether you are new to the industry or are looking to grow your business, I’m sure that insurance agent coaching will change your life. Investing in Yourself Is Critical Many agents fail to treat their business like a business.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurer 52

Redbird Agents

JULY 12, 2024

Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. How can you not give 100% when it’s 100% your choice” – Jerry Rice Table of Contents Why agents fall short and 1,2,3,4,5 spoiler alert. Why do agents fall short cross selling hospital indemnity?

Insurer 130

Insurer Insured Insurance Premium 130

Redbird Agents

JUNE 14, 2024

Getting a client to understand the role of annuities in their overall plan is just as hard for a fixed agent as it is for the registered rep. Life insurance agents that are new to selling annuities. FIA Accumulation Highlights : Review premium requirements, fixed rates, withdrawals and more! How to sell annuities?

License 130

License Life Insurance Agents Premium 130

Agency MVP

DECEMBER 20, 2021

As an insurance agent, you are probably used to having a busy schedule, and effective time management is a must to live a balanced lifestyle. If you are an insurance agent who feels overwhelmed by your fast-paced lifestyle, you are not alone. Keep reading for some tips and tools to manage your time as an insurance agent.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Insurer 52

PSM Brokerage

JANUARY 13, 2025

Star Ratings: What They Mean and How to Use Them Star ratings play a crucial role in the Medicare landscape, influencing both client decisions and sales opportunities for insurance agents. What Star Ratings Mean for Insurance Agents 1. View Medicare Agent Resources What Are Star Ratings?

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Out-Of-Pocket Agents Insurer Insured 105

TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Coverage Limits The amount of coverage you choose directly affects your premium.

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Premium Deductible Out-Of-Pocket Insurer 52

Frankenmuth Insurance

JULY 25, 2024

Wondering what is the best type of insurance for a small business like yours? Your local, independent agent is here to help you decide. What factors affect my premiums? What specific factors are affecting my premium? If I use vehicles for my business, do I need commercial auto insurance? appeared first on Home.

Agents 57

Agents Deductible Premium Claim 57

Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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Home Insurance Premium Deductible Insurer 52

TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare. Well, your insurance premium is no different.

Home Insurance 52

Home Insurance Premium Insurer Insured 52

PSM Brokerage

NOVEMBER 18, 2024

Turning 'No' Into 'Know' As a Medicare insurance agent, objections are part of the game. Or, as one seasoned agent put it: "Objections are just questions in disguise. If they’re paying $0 for premiums now, highlight other cost-saving opportunities like lower co-pays or additional benefits. I don’t trust insurance agents.”

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Agents Insurance Agent Insurance Agents Building 105

PSM Brokerage

NOVEMBER 15, 2024

5 High-Converting Medicare Scripts for Insurance Agents Turn your conversations into conversions with these tested and compliant scripts! Agent: Hi [Client Name], this is [Your Name] with [Your Agency]. Agent: That’s great to hear! Agent: Totally understand! Agent: Hi [Client Name], this is [Your Name].

Agents 52

Agents Out-Of-Pocket Premium Building 52

PSM Brokerage

AUGUST 12, 2024

Understanding the Annual Notice of Coverage (ANOC) Letters: A Guide for Insurance Agents As an insurance agent, it’s crucial to stay informed about the Annual Notice of Coverage (ANOC) letters that your Medicare clients receive each year.

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Out-Of-Pocket Insurance Agent Insurance Agents Agents 98

PSM Brokerage

NOVEMBER 19, 2024

Build Trust : Clients are more likely to work with agents who are ethical and transparent. Follow Third-Party Marketing Organization (TPMO) Rules CMS considers agents and brokers third-party marketing organizations (TPMOs). Record Marketing and Sales Calls Agents must record all marketing, sales, and enrollment calls.

Agents 52

Agents Broker-Agent Protection License 52