Remove Agents Remove Insurance Policy Remove Personal Property
article thumbnail

How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent!

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score. This proposed estimate can change in price as your agent works to refine your quote so that it’s curated to suit your unique coverage needs. Keep your policy number somewhere secure.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

article thumbnail

Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

This heightened risk of wildfires has led insurers to reevaluate their exposure in high-risk areas, potentially leaving homeowners in these regions with limited options for insurance coverage. Additionally, consider reaching out to local agents who have an in-depth understanding of the California insurance market.

article thumbnail

Does Homeowners Insurance Cover Collectibles? 

Distinguished

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

article thumbnail

Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

article thumbnail

Blog Post: What's New in Practical Guidance - August 2024 Updates

LexisNexis

Be sure to check out these recently published environmental items: Recycling/Solid Waste Management State Law Survey Brownfield Reclamation and Redevelopment Funding State Law Survey As Temperatures Rise, Lawmakers Eye More Heat Protection for Workers Water Rights Law Resource Kit (Real Estate Owners) (National and Select States) PFAS Liability Claims: (..)