TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. New Home Value?

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American Agents Alliance

FEBRUARY 14, 2025

Cross-selling is an important tool for independent insurance agents and brokers, but it must be done ethically. Policyholders benefit from their agents expertise and knowledge when cross-selling is done well. It can be a very beneficial practice for agents and policyholders alike when done ethically.

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Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations.

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American Agents Alliance

JUNE 18, 2024

Independent agents and brokers must balance selling and service insurance policies with running an agency. This calls for excellent leadership skills along with advanced technical acumen in the insurance industry. The same is true in the insurance industry.

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Final Expense Brokerage

SEPTEMBER 30, 2024

Sep 27, 2024 5:43:12 PM Contact Us Share: Keeping up with trends and industry regulations can make or break your insurance business. As an insurance agent specializing in final expense sales, the world around you is constantly evolving. Check out our offerings to see if we are a good fit for your agent needs! Learn more

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ProWriters

FEBRUARY 23, 2025

Security experts also believe China and Iran pose significant cyber risks. The gray zone poses significant challenges for not only legal frameworks but also insurance policies. Merck won an appeal against and ultimately settled the coverage dispute with its insurers.

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Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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P&L Financial Services

AUGUST 29, 2024

Working as a senior benefits agent can be incredibly rewarding, yet it’s a career path often misunderstood by many. There are several myths that deter potential agents from pursuing this fulfilling profession. Agents take the time to understand each client’s unique situation, needs, and preferences.

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Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

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TGS

OCTOBER 17, 2023

In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. On the flip side, an independent agency works fluidly with several insurance carriers.

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Redbird Agents

SEPTEMBER 13, 2024

Customer Acquisition Costs (CAC) and Lead Generation One of the most critical metrics in insurance marketing is Customer Acquisition Cost (CAC). By managing CAC, insurance agents can ensure their marketing budget is effectively spent on acquiring quality leads.

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Frankenmuth Insurance

JANUARY 16, 2025

Renewing your business insurance is a chance to ensure your coverage keeps up with your evolving needs. As your business grows, so can your risks, making it essential to review, reassess, and possibly adjust your insurance policy each year. Your local, independent agent can help you with these details.

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Distinguished

AUGUST 12, 2024

However, with growth comes risk, and that’s where Builder’s Risk insurance plays a critical role. Whether your clients are embarking on a new construction project, renovating an existing structure, or making betterments to a property, the importance of having the right insurance coverage can’t be overstated.

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Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Speak with the Freeholder or Managing Agent: Ask for details about the current insurance policy and how costs are allocated.

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Agency MVP

DECEMBER 13, 2021

Being an insurance agent can be a hard task. Obviously, you do not want to be an agent who annoys their customers to profit off them. To be a good insurance agent, you should mix several professions inside of you. Level Up Your Customer Service Game Insurance sales business is just that - a sales business.

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Frankenmuth Insurance

NOVEMBER 21, 2024

Hang back further when conditions are slippery and avoid driving directly next to other vehicles to reduce the risk of collisions from hydroplaning or sliding. For more protection and peace of mind, talk to a local, independent agent about our comprehensive auto insurance policies. Plan out your trip.

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Boyle Agency Insurance

DECEMBER 16, 2024

It is basically designed to protect you and your family from financial loss if you should suffer a catastrophic event and your other insurance policies don’t provide enough protection. This is where Umbrella Insurance comes in – to cover you like an umbrella. Do I Need Umbrella Insurance?

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Frankenmuth Insurance

NOVEMBER 7, 2024

Reduce the risk of blind spots by placing stickers on the lower parts of your bumper rather than on the windows. Once you’ve tackled these bumper sticker safety concerns, audit your auto insurance policy. Talk to a local, independent agent today. Obstructed view. Damage and maintenance issues.

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Frankenmuth Insurance

OCTOBER 24, 2024

But with some proactive measures, you can significantly reduce the risk of water damage to your home, and prevent future hassles. Reduce the risk of mold. Trees and shrubs can pose a risk to your home’s foundation and plumbing if their roots penetrate the soil around your home. Replace outdated piping. See a crack or hole?

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Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Review Your Needs with an Agent The decision to invest in or forego commercial umbrella insurance should not be taken lightly.

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Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home. Read the full article at www.markjacksoninsurance.com

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American Agents Alliance

JUNE 10, 2024

The insurance ecosystem is dynamic and change is happening at an accelerated pace thanks to advances in technology and investments in innovation. Independent agents and brokers need to keep up with these changes, particularly as innovations affect trends in E&O insurance.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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Frankenmuth Insurance

NOVEMBER 14, 2024

Take photos of the damage for your insurance records. Review your insurance policy. Talk to your insurance agent to evaluate your homeowners insurance policy and coverages. Choose flashlights or lanterns over candles to reduce fire risk. Reach out to professionals. Use extension cords safely.

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Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

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Jackson & Jackson

APRIL 28, 2024

Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Specialized risks, such as floods, earthquakes, and business interruptions, require additional coverage, which many investors should pay more attention to.

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American Agents Alliance

OCTOBER 24, 2024

The lawsuit, filed in Alameda County Superior Court, argues that the FAIR Plan’s handling of smoke claims falls short of the legal standards for fire insurance policies mandated by state law. Given the scale of this case, the lawsuit highlights a significant risk for insurers operating in California’s wildfire-prone regions.

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Bankers Insurance

JULY 22, 2024

Each year, Westfield’s top independent insurance agents are invited to nominate a local nonprofit in their community to receive a donation. The Westfield Insurance Foundation, an independent private foundation endowed by Westfield, awards the donations to support their top agents’ local communities.

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Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

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American Agents Alliance

NOVEMBER 25, 2024

These two regulatory efforts work together to increase the availability of homeowners and commercial insurance policies in wildfire distressed areas. Today, reinsurance is a cost of doing business in states with increasing climate risks across the nation, enabling insurance companies to write more policies in areas of higher risk.

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TGS

DECEMBER 13, 2024

Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

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Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy.

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Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. For most, this will mean a collectibles policy. What is Collectibles Insurance?

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Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Distinguished

OCTOBER 31, 2024

How to Mitigate Risks Proactively Protect people first, property second. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Consult your insurance broker for clarity on the specifics and potential additional coverage options.

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