TGS

OCTOBER 17, 2023

In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. On the flip side, an independent agency works fluidly with several insurance carriers.

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TGS

SEPTEMBER 14, 2023

What Is An Additional Insured? An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured vs. Additional Interest Which One Will Impact My Premium?

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels.

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TGS

SEPTEMBER 29, 2023

Best Auto Insurance for Electric Vehicles Your auto insurance premium will change depending on a variety of factors, including your age and your at-fault accident history. In general, you can expect your electric vehicle insurance premium to fall somewhere between $2,200 and $4,200 in 2023. Tell your agent!

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Zywave

APRIL 11, 2025

Zywave recently featured a webinar highlighting how the TurboRater quoting platform helps personal lines agents overcome challenges of quoting home and auto insurance and connecting your tech together. Dig into the carrier list by state and line here.

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TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. New Home Value?

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TGS

JANUARY 8, 2025

The answers to these questions help determine your coverage limits and premium rates. Types of Home Insurance Inspections Not all inspections are created equal. Required Repairs : The insurer may request certain repairs before finalizing coverage. Are there any structural issues?

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TGS

DECEMBER 13, 2024

For example, insuring a $5,000 ring might only set you back $50$100 per yeara small price to pay for peace of mind. Factors that influence your premium include: Value of the Jewelry : Higher-value items cost more to insure. Coverage Options : Comprehensive policies with fewer exclusions often have slightly higher premiums.

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Freeway Insurance

OCTOBER 26, 2023

Your age, driving record, and the insurance regulations in the state in which you live are among the chief determining factors that will set your premiums. Here’s more information on those and other factors in car insurance calculation. Another way to find cheap car insurance is to reach out to an independent insurance agent.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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TGS

NOVEMBER 5, 2024

Imagine it this way: an insurance provider wants to know that you’ve taken steps to prevent the kinds of accidents that lead to claims. From deadbolts to sprinkler systems, these features can make a difference in your premium. And if you’ve invested in a few of these safeguards, it might even save you some money.

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Freeway Insurance

NOVEMBER 22, 2023

The marketplace offers a variety of health insurance options, and you can compare different plans to find one that fits your needs and budget. Eligible students can apply for financial assistance to reduce the cost of insurance premiums. Under 26 Health coverage for people under 26 years of age includes college students.

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TGS

SEPTEMBER 11, 2023

Having windstorm insurance is necessary because many high-risk areas are in danger of damage from windstorms (tornadoes, hurricanes, hail, etc.). Calculating Your Rates With Wind Pool Insurance providers calculate your premium based on many different factors. A lot of this includes the risk of the location of your home.

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TGS

NOVEMBER 1, 2024

In the end, staying calm and taking the right steps will help you recover from the accident with fewer headaches, allowing you to focus on what really matters: getting back to your life.

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Maritime Insurance International

MARCH 16, 2020

The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. Learn more about the different ways to value a boat for insurance, and request a boat insurance quote from Maritime Insurance International today.

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Jackson & Jackson

AUGUST 16, 2024

As a result, insurance companies have had to reassess their strategies for covering properties in high-risk fire zones, leading to higher premiums and coverage limitations for homeowners in these areas. Additionally, consider reaching out to local agents who have an in-depth understanding of the California insurance market.

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Distinguished

SEPTEMBER 25, 2024

Soft costs : Additional expenses caused by a covered claim that are not related to building materials, equipment, or other hard costs; these soft costs could include additional reinspection fees, increased tax burdens, and insurance premiums. In many cases, you can receive instant, bindable quotes.

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Word & Brown

NOVEMBER 12, 2024

A second option is an insurance-focused, third-party firm. One such company is Quotit , which offers brokers an insurance quoting, enrolling, and lead management solution. For independent insurance agents, Quotit pricing starts at $99 a month, with standard and premium options at $149 and $199 per month, respectively.

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Maritime Insurance International

JUNE 5, 2020

Boat insurance costs can vary. There are a range of factors that may impact the premium you will pay for your policy. Whether you need to insure a luxury yacht, charter vessel, or your family boat, we can help. Ready to request a boat insurance quote? Get started here: Request Quote Have a few more questions?

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Smart Insurance Agents

AUGUST 19, 2024

For instance, PPO plans allow you to visit any dentist, although you’ll save more by staying in-network, while DHMO plans often have lower premiums but require you to choose from a specific network of providers. Dental insurance not only covers significant expenses but also promotes regular care.

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Freeway Insurance

NOVEMBER 4, 2023

Depending on income, citizenship, and immigration status, women who meet the requirements of MCAP can be eligible for premiums that are only 1.5% In addition, under the MCAP program there are no co-payments, deductibles or other fees – and, no need for co-insurance. Our agents will be happy to help you! Why not do it today!

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Property Insurance Centre

MAY 20, 2024

Exclusions: Certain items and areas are typically excluded from the definition of buildings for insurance purposes, including: Temporary structures (e.g., The management company is responsible for managing all aspects of the block, including insurance, maintenance repairs, utilities, and the daily upkeep of communal areas.

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