Remove Agents Remove Liability Remove Property Damage
article thumbnail

What Are the Risks of Liability Only Auto Insurance?

TGS

But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? What About Other Kinds of Damage?

article thumbnail

New Commercial Insurance: A Key Component in Michigan Warehouse Operations

Shield Insurance Agency

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

INSURANCE FOR YOUR NJ WEDDING

Boyle Agency Insurance

Property Damage – Valuable gifts get broken, or the wedding gown is ruined. Professional Vendor Issues – the wedding venue you chose has closed, the photographer didn’t show, or the band you booked has broken up. These last-minute problems can leave you scrambling for alternatives at a very stressful time.

Insurer 52
article thumbnail

Beyond Coverage: Understanding the Limitations of Cyber Liability Insurance for California’s Tech Companies

Jackson & Jackson

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. The Gaps in Cyber Insurance: Cyber Liability Insurance and Data Breach Coverage are designed to protect against various cyber threats, but they have limitations.

article thumbnail

Driving Without Insurance in Florida

TGS

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Understand Your Needs: Beyond the minimum, consider adding bodily injury liability or collision coverage for extra protection.

article thumbnail

Big Changes Ahead for California Auto Insurance: Senate Bill 1107 and What It Means for Agents

American Agents Alliance

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. For insurance agents, it is critical to understand the implications of these new requirements and proactively communicate with clients as the changes approach.

article thumbnail

Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

Professional Liability Insurance (Errors & Omissions Insurance) For IT consultants, developers, or tech startups, mistakes can happen. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients.