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Home Insurance Deductibles: What You Need to Know

Paragon Independent Insurance Agencies

Our knowledgeable agents at Paragon Independent Insurance Agency in Plano, TX, are here to help. A home insurance deductible is the money you must pay out of pocket when filing a claim before your insurance kicks in. You will be responsible for paying a deductible out of pocket every time you file a homeowner claim.

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Blue Cross Blue Shield Texas Individual Plans

Smart Insurance Agents

Gold Plans provide the highest coverage but come with higher premiums, Silver Plans balance costs and coverage, and Bronze Plans have lower premiums but higher out-of-pocket expenses, making them suitable for generally healthy individuals. Silver Plans strike a good balance between monthly premiums and out-of-pocket costs.

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Medicare Annual Enrollment Period: What Seniors Need to Know for 2025

P&L Financial Services

Medicare Advantage Plans: Premiums and out-of-pocket costs can fluctuate, and new benefits like vision, hearing, and dental care may be added. Compare Other Plans: Use Medicare’s Plan Finder tool or consult a licensed insurance agent to explore different options. This may be a time find a more suitable option.

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Can You Have Private Insurance and Medicaid?

Smart Insurance Agents

This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs. Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer.

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Comparing Medicare Supplement Plans: Choosing the Right Coverage

Smart Insurance Agents

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. These plans provide different areas of coverage and out-of-pocket costs. Introduction Navigating Medicare can be confusing.

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Finding Best Medicare Supplement Dental Plans

Smart Insurance Agents

It’s a good idea to use the online resources from Medicare or talk to a licensed insurance agent. Recent changes to Medicare regulations have expanded the definition of covered dental services, allowing more dental procedures related to critical medical conditions to be eligible for coverage.

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Creating Value for Buyers – Answering the Question, “What Have You Done For Me Lately”

Agent Success School

Welcome to the Helping real estate agents podcast with Tanya Eldert. I’m the owner of the agent success school, a licensed Florida instructor, a broker associate, leader of a real estate marketing team, and a certified coach. Every buyer I worked with loved it and I am so amazed that not that many agents are using them.