Smart Insurance Agents

SEPTEMBER 3, 2024

Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer. Careful consideration is needed to maximize benefits and minimize out-of-pocket expenses.

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Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. Unlike agents who represent a single insurance company, brokers work with multiple insurers, offering a broader array of options to their clients.

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Smart Insurance Agents

OCTOBER 15, 2024

Gold Plans provide the highest coverage but come with higher premiums, Silver Plans balance costs and coverage, and Bronze Plans have lower premiums but higher out-of-pocket expenses, making them suitable for generally healthy individuals. Experiencing a qualifying life event provides a 60-day window to select a suitable plan.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Check the credentials and licensing of potential brokers and evaluate online reviews and testimonials to gauge their reliability and expertise. Health insurance brokers, with their extensive knowledge, offer invaluable guidance in navigating the complexities of health plans and regulations, much like health insurance agents.

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Smart Insurance Agents

AUGUST 19, 2024

Reducing Out-of-Pocket Expenses Managing healthcare costs can be a big worry, especially in retirement. When you pick a Medicare Supplement plan, you help lower your out-of-pocket expenses. So, it’s a good idea to check with your state’s insurance department or talk to a licensed insurance agent.

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