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The Insurance Industry Faces Growing Wildfire Risk in California

American Agents Alliance

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. For agents serving this challenging market, this means developing a deep understanding of risk and proactive mitigation strategies to assist policyholders before, during, and after a wildfire.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. New Home Value?

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Prepare for the Unexpected — How to Help Policyholders With Disaster Planning

American Agents Alliance

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. As an agent, you already know some causes of loss are excluded but many policyholders do not understand this aspect of their coverage. Discuss how to inventory personal property with receipts, photos, and videos.

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Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. Additionally, consider reaching out to local agents who have an in-depth understanding of the California insurance market.

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Does Homeowner’s Insurance Cover Boats?

Maritime Insurance International

Here’s what you need to know: Property damage that is typically eligible for coverage under a homeowner’s policy is damage to your property including your home, structures on your property like sheds and garages, and personal property. Why Choose a Boat Insurance Policy Instead?

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Do You Own a Townhome? If so, you may be over-insured!

Wren Insurance Agency

For example, if your bylaws state that your HOA covers roof replacement, it is likely you will only need to purchase condo insurance, or a "walls-in" HO6 policy to cover your personal property and items within the unit itself like walls and fixtures. Roof included.

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Discover the Added Value of Renter’s Insurance in Michigan

Shield Insurance Agency

Renter’s Insurance Michigan: Protecting Your Rental Home Renters insurance in Michigan is designed to protect your personal belongings and provide liability coverage in the event of unexpected disasters or accidents. This added protection provides peace of mind for tenants, knowing that they have a safety net in place.