TGS

MARCH 4, 2025

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Why Do People Risk Driving Without Insurance in Florida?

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

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Scott Insurance

FEBRUARY 7, 2023

is facing higher-than-normal increases to their auto insurance premiums. According to Bankrate , an independent publisher and comparison service, auto insurance in the U.S. Therefore, if the costs associated with an accident increase, insurance premiums will follow suit. appeared first on Scott Insurance.

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American Agents Alliance

APRIL 3, 2025

The Relationship Between Tariffs and Insurance Costs Rising tariffs could impact many different lines of business, but some experts have narrowed their focus to the effects on homeowners and auto (both personal and commercial). This drives up the cost to repair, impacting claims costs.

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Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

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Workers Compensation Liability Property Damage Inland Marine Insurance 52

Paragon Independent Insurance Agencies

NOVEMBER 29, 2024

Meeting the minimum legal requirements for auto insurance is a law in every state. That’s why so many drivers from Plano, TX, and the surrounding area rely on the experience and expertise of the Paragon Independent Insurance Agency team for help with all their auto insurance questions and needs.

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Freeway Insurance

OCTOBER 8, 2023

What Is A Car Insurance Claim? A car insurance claim is like asking your insurance company for help when something bad happens to you and your car. It could be an accident, theft or storm damage, for example. These expenses can quickly add up and become a financial burden when you have to deal with a car insurance claim.

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Insurance Journal

JANUARY 30, 2025

The Massachusetts standard auto policy does not require an insurer to pay inherent diminished value (IDV) to a claimant whose vehicle is damaged by one of its insureds. The Massachusetts Supreme Court in a 6-0 ruling has upheld dismissal of …

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American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Commercial auto insurance is essential if your company owns or operates vehicles—whether for deliveries, client visits, or transporting goods. Let’s break it down.

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Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

For example, the IRC findings across personal auto lines show a dual trend in Georgia of increased claims and litigation. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

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McMahon Insurance Agency

AUGUST 5, 2024

Salt water can wreak havoc on your car if not dealt with properly, Check out this article for top tips on limiting damages to your vehicle today.

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Frankenmuth Insurance

SEPTEMBER 26, 2024

Auto Insurance Trends Report published by LexisNexis. When drivers submit claims today, the damages are often more severe due to the unsafe habits mentioned above. From 2022 to 2023, major and minor speeding violations went up 10% and 16% respectively, according to the U.S.

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Top Insurance Blogs

FEBRUARY 20, 2024

A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

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Jackson & Jackson

NOVEMBER 16, 2024

General Liability Insurance Even in a digital world, physical risks exist. If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. Additionally, it demonstrates you care about the well-being of your team.

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Frankenmuth Insurance

NOVEMBER 7, 2024

Damage and maintenance issues. Once you’ve tackled these bumper sticker safety concerns, audit your auto insurance policy. Bumper stickers can obstruct your view if they are large, opaque, or poorly placed. Reduce the risk of blind spots by placing stickers on the lower parts of your bumper rather than on the windows.

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TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. What Happens If You’re Caught Driving Without Insurance in Florida? At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance.

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TGS

OCTOBER 10, 2023

Others verify that you have a separate car (with standard auto insurance ) that you use for your day to day activities, such as your commute. >> >> TGSI TIP: Ask your insurance agent about Under Construction coverage for an ongoing restoration project. It all starts with a free quote , no strings attached.

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Paragon Independent Insurance Agencies

OCTOBER 31, 2024

Prevent External Damage One of the most essential benefits of a carport or a garage is the external damage prevention you have on your vehicle. Leaving it in the sun exposed to the elements can damage your vehicle. A carport will prevent sun damage, but it doesn’t eliminate all weather, like an enclosed garage.

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Insurance Journal

SEPTEMBER 30, 2024

’s robotaxi company will undergo tougher oversight and pay a fine to settle claims by US auto safety regulators that it failed to properly disclose information about a crash involving one of its cars that struck and dragged … General Motors Co.’s

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Freeway Insurance

NOVEMBER 24, 2024

Lets take a drive through the history of auto insurance to learn howand why car insurance has evolved over time. Horse-Drawn Wagons to Horsepower: The Inception Getting insured is such a massive part of modern life, with policies covering everything from your home to your health. And if there was, people sorted it out.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

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Home Insurance Insurance Agency Building Auto Insurance 52

Triple-I: Homeowners Insurance

JANUARY 20, 2025

By providing feedback to encourage safer driving habits, telematics has been found to lower risk and reduce auto premiums, empowering consumers to recognize their direct influence on their insurance rates, Kempton said.

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Triple-I: Homeowners Insurance

APRIL 5, 2024

The widespread damage incurred from Idalia last year highlighted the importance of being financially protected from catastrophic losses – and that includes having adequate levels of property insurance and flood coverage,” said Triple-I CEO Sean Kevelighan.

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TGS

NOVEMBER 1, 2024

Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage. In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims.

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Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies.

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TGS

NOVEMBER 15, 2024

Just be prepared for a higher bill compared to insuring only one vehicle. So if both vehicles experience damage (let’s say in a hailstorm or other shared risk), you’ll need to meet the deductible on each car individually. Separate Deductibles for Each Vehicle It’s also important to remember that each car has its own deductible.

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Frankenmuth Insurance

JULY 25, 2024

What disasters or damages are not covered by this policy? If I use vehicles for my business, do I need commercial auto insurance? What is the highest amount I could pay on a claim? What deductible do I have to meet before my coverage kicks in? Can I adjust my deductible down the road? Are there any exclusions or limitations?

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Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

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TGS

OCTOBER 30, 2024

Imagine discovering after a claim that the policy won’t pay enough to replace your roof or cover water damage. Some may exclude things like flood damage, earthquake damage, or—if you live in coastal areas—windstorm coverage. And don’t forget, certain types of claims—like hurricane damage—can carry their own separate deductibles.

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Wren Insurance Agency

MAY 22, 2024

Regardless of how your community is insured, you'll want to consider an inexpensive flood policy, considering all townhomes are based on the ground floor. Even in an "X" flood zone, water damage in a storm-prone state like Florida is very likely (did you know that over 40% of flood insurance claims come from "X" flood zone homes?).

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Freeway Insurance

OCTOBER 26, 2023

Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. What Other Factors Determine What I’ll Pay for Auto Insurance?

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Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

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Insurance Journal

JANUARY 28, 2025

First it was the fake bear insurance fraud that made headlines around the country. Now, it’s a fake deer that has landed a South Carolina woman in jail after authorities said she provided false information to a Progressive Insurance company.

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Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

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