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How to Choose the Right Auto Insurance Deductible

TGS

TGS Insurance ยป Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you?

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. This latest change could disproportionately affect communities where insurance costs already strain household budgets.

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Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

The Relationship Between Tariffs and Insurance Costs Rising tariffs could impact many different lines of business, but some experts have narrowed their focus to the effects on homeowners and auto (both personal and commercial). This drives up the cost to repair, impacting claims costs. This may be more frequently than at renewal time.

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The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

What Is A Car Insurance Claim? A car insurance claim is like asking your insurance company for help when something bad happens to you and your car. It could be an accident, theft or storm damage, for example. Deductibles When you have a car insurance claim, one of the first costs you will face is called a deductible.

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Big Changes Ahead for California Auto Insurance: Senate Bill 1107 and What It Means for Agents

American Agents Alliance

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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4 factors impacting car insurance rates right now.

Frankenmuth Insurance

Auto Insurance Trends Report published by LexisNexis. When drivers submit claims today, the damages are often more severe due to the unsafe habits mentioned above. From 2022 to 2023, major and minor speeding violations went up 10% and 16% respectively, according to the U.S.

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