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How to Choose the Right Auto Insurance Deductible

TGS

TGS Insurance ยป Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you?

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Navigating Michigan Auto Insurance: Understanding Collision Coverage

Shield Insurance Agency

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

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The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

What Is A Car Insurance Claim? A car insurance claim is like asking your insurance company for help when something bad happens to you and your car. It could be an accident, theft or storm damage, for example. Deductibles When you have a car insurance claim, one of the first costs you will face is called a deductible.

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Big Changes Ahead for California Auto Insurance: Senate Bill 1107 and What It Means for Agents

American Agents Alliance

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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What Does It Mean to Be a No-Fault State?

TGS

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driverโ€™s own insurance policy is the first line of defense for medical bills and other specified expenses.

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5 Must-Know Tips for Comparing Home Insurance Quotes

TGS

Imagine discovering after a claim that the policy wonโ€™t pay enough to replace your roof or cover water damage. Some may exclude things like flood damage, earthquake damage, orโ€”if you live in coastal areasโ€”windstorm coverage. And donโ€™t forget, certain types of claimsโ€”like hurricane damageโ€”can carry their own separate deductibles.

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Tips for Lowering Your Home Insurance Premiums Without Sacrificing Coverage

Leadsurance

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.