Freeway Insurance

OCTOBER 8, 2023

What Is A Car Insurance Claim? A car insurance claim is like asking your insurance company for help when something bad happens to you and your car. It could be an accident, theft or storm damage, for example. This is called a premium increase. One important factor is the type of insurance you have.

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Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Homeowners in Georgia’s most climate-risk-vulnerable counties , such as the coastal and most southern parts of the state, can face double-digit premium hikes or nonrenewals. For example, the IRC findings across personal auto lines show a dual trend in Georgia of increased claims and litigation.

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Leadsurance

NOVEMBER 19, 2024

How to Reduce Home Insurance Premiums without Compromising on Coverage Home insurance is many people’s key protector; it provides one with the needed cover once loss or damage occurs. The good news is that one can reduce home insurance premiums without necessarily sacrificing the cover that you get.

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American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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Triple-I: Homeowners Insurance

JANUARY 20, 2025

By providing feedback to encourage safer driving habits, telematics has been found to lower risk and reduce auto premiums, empowering consumers to recognize their direct influence on their insurance rates, Kempton said.

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

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TGS

DECEMBER 2, 2024

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. What Happens If You’re Caught Driving Without Insurance in Florida? SR-22 filings often result in higher insurance premiums, so expect your rates to climb. These aren’t optional—they’re mandatory.

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Frankenmuth Insurance

JULY 25, 2024

What disasters or damages are not covered by this policy? What factors affect my premiums? What specific factors are affecting my premium? Are there things I can do to lower my premium, like adding security cameras or implementing safety measures? If I use vehicles for my business, do I need commercial auto insurance?

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

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Freeway Insurance

NOVEMBER 24, 2024

Lets take a drive through the history of auto insurance to learn howand why car insurance has evolved over time. Horse-Drawn Wagons to Horsepower: The Inception Getting insured is such a massive part of modern life, with policies covering everything from your home to your health. And if there was, people sorted it out.

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TGS

OCTOBER 30, 2024

Don’t Chase the Cheapest Premium—Focus on Coverage We’ve all been there: drawn to the lowest price, only to realize it wasn’t quite the bargain we thought. The same thing happens with insurance. Sure, the premium—the amount you pay for the policy—matters. What’s more important is what that premium gets you. That’s right.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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Jackson & Jackson

MAY 23, 2024

Understanding Small Business Insurance in California The Basics of Business Insurance Before diving into the world of insurance savings, it’s crucial to understand the basics of business insurance. Small business insurance covers property damage, liability claims, and employee-related risks.

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Triple-I: Homeowners Insurance

APRIL 5, 2024

The widespread damage incurred from Idalia last year highlighted the importance of being financially protected from catastrophic losses – and that includes having adequate levels of property insurance and flood coverage,” said Triple-I CEO Sean Kevelighan.

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Freeway Insurance

OCTOBER 26, 2023

Does where you live have an impact on how much you pay for car insurance? Surprisingly, it does indeed make a difference where you live when your insurer is determining what you’ll be quoted for your auto insurance coverage. What Other Factors Determine What I’ll Pay for Auto Insurance?

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TGS

NOVEMBER 1, 2024

Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage. In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims.

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Triple-I: Business Insurance

AUGUST 11, 2022

The property & casualty insurance industry’s combined ratio – an indicator of underwriting profitability – is forecast at 100.7 Combined ratio represents the difference between claims and expenses paid and premiums collected by insurers. We forecast 2022 P&C premium growth of 8.5 for 2022, up 1.2

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Majesco

MAY 9, 2024

So, you say to the friend, “Maybe you should have the tree trimmed or removed before the branches or tree breaks and causes damage to the home.” There are Japanese auto insurers, for example, that are currently giving dashcams to their auto drivers. So, why hasn’t this been tried in the US yet?

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Triple-I: Homeowners Insurance

MARCH 13, 2025

Property and casualty insurers are no less concerned, as the cost of repairing and replacing damaged property is a driver of claim costs and, ultimately, policyholder premiums. Tariffs and threats of tariffs have been roiling financial markets since January.

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