TGS

MARCH 4, 2025

Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.

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TGS

JANUARY 6, 2025

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Injury claim severity in the state is slightly higher than in the rest of the country. For example, the IRC findings across personal auto lines show a dual trend in Georgia of increased claims and litigation. Data indicates that litigation costs have become a pervasive concern for risk management.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Commercial auto insurance is essential if your company owns or operates vehicles—whether for deliveries, client visits, or transporting goods. Let’s break it down.

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American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

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Wren Insurance Agency

AUGUST 14, 2024

If you've ever worked with Wren Insurance Agency to secure auto insurance, you may have noticed that we quote bodily injury liability starting at $100,000 per person and $300,000 per accident (also known as "100/300 coverage"), while Florida only requires $10,000/$20,000 for this coverage. Is 100/300 enough?

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Top Insurance Blogs

FEBRUARY 20, 2024

Basic Information About Driving a Vehicle in Florida What type of car insurance policy is required by law in Florida? A proof that you have purchased Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance must be presented before you can be allowed to register a vehicle with at least four wheels in Florida.

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TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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Auto Insurance Injury Damage Property Damage 52

TGS

OCTOBER 10, 2023

Others verify that you have a separate car (with standard auto insurance ) that you use for your day to day activities, such as your commute. >> >> TGSI TIP: Ask your insurance agent about Under Construction coverage for an ongoing restoration project. It all starts with a free quote , no strings attached.

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TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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TGS

DECEMBER 2, 2024

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance.

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Auto Insurance License Insurer Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

Commercial Auto Insurance If your IT business uses vehicles for transporting equipment, visiting clients, or enabling employees to reach job sites, Commercial Auto Insurance is essential. This policy covers damages or injuries caused by your company vehicles, as well as protection against theft, vandalism, and accidents.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

Mark Jackson Insurance Agency

NOVEMBER 12, 2024

Health insurance is another consideration, as many couples may save money by joining a single plan with the best benefits. Additionally, married couples may qualify for discounts on auto insurance , making it a great time to consolidate policies for convenience and savings.

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Frankenmuth Insurance

NOVEMBER 27, 2024

We’re sharing our expert tips for auto service repair shops: Wear shoes with non-slip soles. Sturdy shoes provide a strong foundation and protect your feet from injury if something falls on them. Train team members on tips for wearing PPE correctly to further prevent injury. Gear up with gloves. Protect your eyes.

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Paragon Independent Insurance Agencies

JULY 16, 2024

If you’re looking for auto insurance and an agency that provides services in Plano, TX, contact Paragon Independent Insurance Agency. What Comes After an Accident Firstly, if you have been in a car accident, thoroughly check yourself for any serious injuries. We’ve outlined a response process below.

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Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? When a High Wind, Severe Thunderstorm, or Tornado Watch, is issued, immediately secure these items to avoid damage or injury once the wind starts picking up. A lightning strike can kill you.

Home Insurance 52

Home Insurance Insurance Agency Building Auto Insurance 52

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

But as the state’s bodily injury claims climb well over the national average, more reform is needed to return insurance profitability to the state. Louisianans Need to Know Legal Reforms Boost Florida Insurance Market; Premium Relief Will Require More Time How Georgia Might Learn From Florida Reforms U.S.

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Out-Of-Pocket Broker-Agent Premium Claim 65

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

Liability 52

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Jackson & Jackson

MAY 23, 2024

Navigating California’s Business Insurance Regulations Understanding State Requirements California has specific insurance requirements for businesses, including workers’ compensation insurance for most employers and commercial auto insurance for vehicles used in business activities.

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Constant Contact

JANUARY 4, 2022

Check out this example: Do you need umbrella insurance? Umbrella insurance covers you — above and beyond your homeowner’s or auto insurance policies — if you are sued for injuring someone else. Having umbrella insurance can provide your family with peace of mind in today’s litigious world.

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Triple-I: Workers Compensation

APRIL 20, 2021

The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses. Easier to operate Passage of these laws would make it easier for cannabis-related businesses to operate.

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