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What Are the Risks of Liability Only Auto Insurance?

TGS

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?

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Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. This latest change could disproportionately affect communities where insurance costs already strain household budgets.

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Driving Without Insurance in Florida

TGS

Yes, driving without insurance in Florida is illegal. The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.

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North Carolina New Minimum Auto Insurance Requirements 2025

TGS

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

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What Does It Mean to Be a No-Fault State?

TGS

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

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What to Do After a Car Accident: A Step-by-Step Guide

TGS

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

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A Guide to Classic Car Insurance

TGS

Others verify that you have a separate car (with standard auto insurance ) that you use for your day to day activities, such as your commute. >> >> TGSI TIP: Ask your insurance agent about Under Construction coverage for an ongoing restoration project. It all starts with a free quote , no strings attached.