Remove Auto Insurance Remove Insurance Agency Remove Property Damage
article thumbnail

North Carolina New Minimum Auto Insurance Requirements 2025

TGS

TGS Insurance Blog Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws.

article thumbnail

Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Shield Insurance Agency represents over 45 insurance companies.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Does It Mean to Be a No-Fault State?

TGS

While it covers medical expenses, lost wages, and certain other costs, it doesn’t cover property damage to your car or liability for damages to others. That’s where additional coverage types, like Property Damage Liability (PDL) and Bodily Injury Liability (BIL) , come into play.

article thumbnail

Driving Without Insurance in Florida

TGS

Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property. Plus, with affordable insurance options available, there’s really no excuse to drive without it. At TGS Insurance Agency, we specialize in helping drivers navigate the complexities of Florida auto insurance.

article thumbnail

A Guide to Classic Car Insurance

TGS

Others verify that you have a separate car (with standard auto insurance ) that you use for your day to day activities, such as your commute. >> >> TGSI TIP: Ask your insurance agent about Under Construction coverage for an ongoing restoration project. It all starts with a free quote , no strings attached.

article thumbnail

What to Do After a Car Accident: A Step-by-Step Guide

TGS

In many states, you’re required to file a police report for accidents that involve injuries or significant property damage. Plus, having a police report on file can help you later when dealing with insurance claims. Call the Authorities Even in minor accidents, it’s generally a good idea to call the police.

Injury 52