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6 Foolproof Things That Can Affect Your Car Insurance Premiums in 2025

Top Insurance Blogs

Some of the top questions new policyholders love to have answers to about their premiums before buying any car insurance coverage even on a good discount include but are not limited to: When shopping for car insurance, many intending car owners often concentrate on getting low insurance rates.

Premium 88
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Florida Senate Panel Wants More Rate Comparison, Cost, Profit Info on OIR Website

Insurance Journal

The Florida Office of Insurance Regulation provides a rate comparison tool on its website for homeowners’ and auto insurance, allowing consumers to view estimated premiums for limited types of properties and policyholders. Under a bill approved by the Florida Senate …

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What Agents Should Know About Tariffs and Insurance Costs

American Agents Alliance

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

Agents 52
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Florida ReformsBear Fruit as Premium Rates Stabilize 

Triple-I: Homeowners Insurance

Claims-related litigation has significantly declined over the past two years, and premium averages are nearly flat, with several insurers requesting rate decreases from the states insurance regulator. In addition, the brief says, the number of insurers writing business in the state has rebounded after a multi-year exodus.

Premium 52
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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims. At least 38 of those events happened in the last five years, with 14 in 2023.

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Human Needs Drive Insurance and Should Drive Tech Solutions

Triple-I: Homeowners Insurance

Role of telematics Usage-based insurance, for instance, allows insurers to tailor auto rates based on the policyholders driving behavior, tracked by telematics. Updated legal regulations are equally important to ending legal system abuse as reasserting the key values of insurers to protect and care for policyholders.

Insurer 59
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Severe Weather Affects Auto Insurance and Repair Industry

American Agents Alliance

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.