Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction). We’ll get back to you with a quote.

Policy 52

Policy Risk Broker-Agent Liability 52

American Agents Alliance

JANUARY 11, 2025

These wildfires have caused historic damage, claimed lives, and threatened communities. As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. When consumers do not carry sufficient insurance coverage, everyone is at risk.

Insurance Industry 52

Insurance Industry Risk Broker-Agent Policyholder 52

Distinguished

AUGUST 7, 2024

Additionally, art and collectibles dealers who use sustainable crates and packing materials are eligible for additional coverage for loss or damage to reusable crates or packing materials. Brokers are welcome to submit business and view state availability on the Distinguished website.

Broker-Agent 52

Broker-Agent Inland Marine Broker Agents 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

Commercial 52

Commercial Risk Broker-Agent Building 52

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do?

Broker-Agent 52

Broker-Agent Broker Out-Of-Pocket Premium 52

American Agents Alliance

NOVEMBER 9, 2024

Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog. California’s insurance market — and its geography — have been shaped by earthquakes over time.

Agents 40

Agents Risk Broker-Agent Policyholder 40

Distinguished

SEPTEMBER 25, 2024

Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Property damage : Damages to the building that is being constructed or renovated. Equipment : Covers damages to or theft of equipment used on the job site. Access our online Broker Portal.

Risk 52

Risk Broker-Agent Insured Insurance 52

Distinguished

JANUARY 7, 2025

Protecting Valuables Against Direct Physical Damage We can provide coverage for common collectibles , including but not limited to fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics, books and manuscripts, coins, glass, and pottery.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Jackson & Jackson

APRIL 30, 2024

Properties in high-risk zones for these disasters typically see higher insurance rates due to the increased likelihood of damage—especially the Brush Areas in California. Ask your Broker; they can map it beforehand. Quick emergency response times can reduce the extent of damage, lowering the risk for insurers.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Jackson & Jackson

JANUARY 10, 2024

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. Recognizing these gaps is critical to ensuring your technology company isn’t left vulnerable.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal.

Risk 52

Risk General Liability Broker-Agent Insured 52

Distinguished

AUGUST 12, 2024

This includes coverage for: General liability : Covers legal costs and damages that arise from lawsuits related to this construction, renovation, or betterment project. Under-construction buildings : Covers damages to buildings or structures that are under construction, renovation, or undergoing betterment.

Risk 52

Risk Broker-Agent Insured Insurance 52

American Agents Alliance

SEPTEMBER 30, 2024

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. As an agent, you already know some causes of loss are excluded but many policyholders do not understand this aspect of their coverage. Help your policyholder sign up for automatic notifications if they are available.

Policyholder 40

Policyholder Broker-Agent Personal Property Agents 40

Distinguished

AUGUST 5, 2024

These drawbacks include: No protections outside the home : If a collectible goes missing or is damaged while it is outside of your client’s home, like on the way to auction, then it may not be covered.  If your client owns a toy that is worth tens of thousands of dollars, they might not be reimbursed for the full cost should it get damaged. 

Broker 52

Broker Insured Insurance Insurer 52

Distinguished

DECEMBER 16, 2024

Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. Property and Liability products are distributed through a national network of agents and brokers. View a full list of our programs and submit business with Distinguished.

Protection 52

Protection Broker-Agent Inland Marine Underwriter 52

American Agents Alliance

AUGUST 22, 2024

The legislation, effective January 1, 2025, will increase the current minimum of $15,000 per claimant and $30,000 per occurrence for bodily injury, and $5,000 for property damage (15/30/5), to $30,000 per claimant, $60,000 per occurrence for bodily injury, and $15,000 for property damage (30/60/15).

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. At Distinguished, our public art insurance covers theft and incidental damage to the fine art and collectibles entrusted to the public institution. What Does Public Art Insurance Cover?

Deductible 52

Deductible Broker-Agent Insured Insurance 52

Distinguished

OCTOBER 1, 2024

Of course, these facilities also have alarm systems connected to the fire department and are equipped with fire suppression systems to minimize the potential for fire damage. Individuals who are moving and don’t want their artwork or other collectibles to get damaged will use a specialty storage facility.

Broker-Agent 52

Broker-Agent Inland Marine Broker Damage 52

Property Insurance Centre

MARCH 19, 2024

Flood Insurance Floods can cause significant damage to property, making flood insurance a crucial consideration for homeowners and business owners in flood-prone areas. Policyholders who understand the evaluation of damages and coverage available are better equipped to negotiate with adjusters and advocate for fair settlements.

Property Insurance 52

Property Insurance Policyholder Insured Insurance 52

Jackson & Jackson

NOVEMBER 16, 2024

If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. Why it’s critical in California : Lawsuits over physical accidents or third-party property damage can lead to significant financial losses, especially in litigious areas like California.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. For instance, a policy might cover repairing or replacing a roof damaged by a storm or the value of stolen office equipment. Investors should choose reputable insurance brokers who understand the intricacies of insuring multi-unit commercial properties in California.

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

Distinguished

AUGUST 26, 2024

This means complete property protection in the event of damages from: Extreme weather events Vandalism Theft Fire Beyond property damage, Distinguished also offers coverages for: General liability Soft costs Mold and fungus Off-site materials in transit How Much Does Builder’s Risk Cost in Michigan?

Risk 52

Risk Broker-Agent Insured Insurance 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. So, if a piece is stolen or damaged while being transported for appraisal or exhibition, it likely wouldn’t be covered. View a full list of our programs and submit business with Distinguished.

Insured 52

Insured Insurance Insurer Policy 52

Jackson & Jackson

JANUARY 9, 2024

Financial Impact : The cost of a data breach isn’t just about lost data; it includes legal fees, regulatory fines, and reputation damage. The post Cyber Resilience in the Digital Age: The Imperative of Cyber Insurance for Technology Companies appeared first on Jackson & Jackson Insurance Agents and Brokers.

Cyber 52

Cyber Broker-Agent Liability Insured 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. For example, businesses in California’s earthquake-prone areas may consider adding earthquake insurance to their policy to protect their property from potential damage. Start by conducting a detailed review of your business operations.

Small Business Insurance 52

Small Business Insurance Business Insurance Insured Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. It is important not to rely only on the words that a broker tells you, try to read all the details.

Building 52

Building Insured Insurance Insurer 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Construction Type : The materials and construction methods used can influence the coverage, particularly concerning fire resistance and susceptibility to damage.

Building 52

Building Liability Insured Insurance 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. These events can cause extensive damage to homes and properties, leading insurers to be more cautious in providing coverage.

Insured 52

Insured Insurance Insurer Risk 52

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. ” A comprehensive luxury handbag insurance policy typically covers a range of perils, including theft, accidental damage, loss, and even damage caused by natural disasters. . “Why Insure Your Luxury Handbags?”

Insured 52

Insured Insurance Insurer Insurance Policy 52

Cover4LetProperty

OCTOBER 10, 2022

That is to say, you (or your agent) are without a criminal record and have no convictions for breaching landlord laws, regulations, or codes of practice. You might also want to consult a letting agent about a realistic rent for the property you are offering. What are let property insurance brokers?

Insured 52

Insured Insurance Insurer Property Insurance 52

Distinguished

NOVEMBER 7, 2024

In the event of a default, the principal must indemnify the surety for any costs or damages paid out to resolve the breach. In return for premium payments, the insurer agrees to compensate the insured for losses suffered due to specified risks, such as property damage or liability claims.

Claim 52

Claim Compensation Risk Broker-Agent 52

American Agents Alliance

SEPTEMBER 11, 2024

The Power of South Coast Surety as Your Bond Broker Selling surety bonds doesn’t have to be complicated, especially when you have the expertise of South Coast Surety by your side. This is why we created a state-of-the-art agent portal called SuretyBonds.Market (SBM). contractor licenses, motor vehicle dealer licenses, etc.).

License 40

License Commercial Broker-Agent Claim 40

Freeway Insurance

OCTOBER 26, 2023

Another way to find cheap car insurance is to reach out to an independent insurance agent. Brokers who only work for one insurance company can only offer policies from that single source. On the other hand, independent agents have contractual relationships with multiple carriers.

Crime 52

Crime Auto Insurance Insured Insurance 52

ProWriters

APRIL 17, 2024

But if they did, they would have highly severe consequences, including property damage, injury, and loss of life. ProWriters offers brokers and agents like you the resources you need to achieve more success in your Cyber brokerage. Some aviation experts believe it’s only a matter of time until hackers bring down an airplane.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Property Insurance Centre

JANUARY 4, 2024

Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 The impacts of weather events and natural disasters go beyond immediate property damage, affecting communities and economies on a larger scale.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Constant Contact

MAY 31, 2021

This article covers: Why your company needs a digital marketing strategy 10 ways to generate leads with digital marketing Getting started Why your mortgage company needs digital marketing ‌As a mortgage broker, your business operates in a volatile industry. Arguing with a client on a message board can damage your credibility.‌‌

Broker-Agent 40

Broker-Agent Broker Building Damage 40