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High-Capacity Limits Address Collections of Museums, Corporate Clients, and High-Net-Worth Individuals

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The Fine Art & Collectibles program can cover items for a loss caused by a wide range of events and perils, such as accidental breakage and damage, including during transit; water damage; theft, vandalism and malicious mischief; fire and smoke; and natural disasters. View a full list of our programs and submit business with Distinguished.

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Does Builder’s Risk Coverage Differ for Residential vs. Commercial Construction Projects?

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While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. We’ll get back to you with a quote.

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Can Both the Contractor and Property Owner Be Named Insureds on a Builder’s Risk Policy?

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It protects against fire, lightning, hail, wind, theft, and vandalism, among other perils. Simply register your brokerage , go to our Broker Portal , and spend a couple of minutes adding in the insured’s details. Property and Liability products are distributed through a national network of agents and brokers.

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Protecting Fine Art, Collectibles in California

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Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. Property and Liability products are distributed through a national network of agents and brokers. View a full list of our programs and submit business with Distinguished.

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Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

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Job sites that are under construction are prone to things like fire, theft, and vandalism. Theft : Covers the cost of replacing covered items that were stolen from the job site. Equipment : Covers damages to or theft of equipment used on the job site. Access our online Broker Portal.

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Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

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We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

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The Role of Appraisals in Fine Art Insurance

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A client’s fine art collection may represent their treasured possessions or important investments and requires specialized insurance to protect against losses caused by water, fire, vandalism, theft, transit, and natural disasters. Property and Liability products are distributed through a national network of agents and brokers.