American Agents Alliance

JANUARY 17, 2025

Many want a trusted insurance advisor to help them understand their risks and how to become more resilient. Agents who position themselves as risk resilience experts can help policyholders become more educated and aware of how to improve their risk exposure and reduce the potential of losses.

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Risk Policyholder Broker-Agent Agents 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Word & Brown

OCTOBER 28, 2024

For most brokers, fourth quarter and early January are peak season. Tech can go a long way toward streamlining your workflow and reducing the risks of missing important commitments and deadlines. For nearly 40 years, we’ve been helping brokers by providing the back-office support and service you need, so you can focus on sales.

Insurance Agents 52

Insurance Agents Insurance Agent Agents Broker-Agent 52

Jackson & Jackson

APRIL 29, 2024

Strategy: Conduct an annual insurance review to adjust your coverage based on current property values and risks. Work with an Independent Insurance Broker Independent insurance brokers can shop around on your behalf to find the best coverage at the most competitive rates.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

American Agents Alliance

DECEMBER 14, 2024

Shifting insurance market conditions will bring new risks and opportunities for agents and brokers. The insurance business has always been dynamic, with different lines of business and markets heavily influenced by macroeconomic conditions, changing consumer demands, and cyclical market shifts.

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Broker-Agent Agents Broker Insurer 40

Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

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Commercial Insurance Broker Commercial Broker-Agent 52

Jackson & Jackson

APRIL 30, 2024

Understanding Location-Based Risk Factors Location plays a pivotal role in determining insurance premiums for commercial properties. Various factors tied to a property’s geographic and socio-economic setting influence insurers’ risk assessments. Ask your Broker; they can map it beforehand.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Cowbell

JANUARY 13, 2025

Over the past year, Cowbell has firmly established itself as the leader in the cyber insurance market by continuously developing innovative solutions that meet the evolving demands of the industry. We have prioritized market education, a crucial element in managing risk and fostering trust with our partners and policyholders.

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Cyber Broker-Agent Commercial Insurance Underwriter 52

Scott Insurance

OCTOBER 24, 2023

At Scott Insurance, we are proud to be continually recognized as an industry leader and employer of choice. So far this year, we have been recognized by multiple industry publications and included on lists among the top agencies and brokers in the U.S. Interested in learning more about Scott Insurance? Read more here.

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Broker-Agent Broker Business Insurance Insurance Industry 52

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. Properties in high-risk areas for earthquakes and wildfires may see higher premiums.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Bankers Insurance

JULY 22, 2024

Each year, Westfield’s top independent insurance agents are invited to nominate a local nonprofit in their community to receive a donation. The Westfield Insurance Foundation, an independent private foundation endowed by Westfield, awards the donations to support their top agents’ local communities.

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Broker-Agent Agents Insurer Insurance 64

Jackson & Jackson

JANUARY 9, 2024

In an era where data is as valuable as currency, the risk of cyber threats looms more significant than ever, particularly for technology companies. Cyber Insurance, encompassing Data Breach and Cyber Liability coverage, is no longer optional but a critical component of a comprehensive risk management strategy.

Cyber 52

Cyber Broker-Agent Liability Insurer 52

Jackson & Jackson

JANUARY 10, 2024

So, Navigating the complexities of Cyber Liability Insurance demands specialized knowledge. Working with an insurance specialist who understands the unique risks of the technology sector in California is crucial.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Cowbell

JUNE 28, 2024

The Independent Insurance Agents of Texas (IIAT) had their annual conference last week, bringing together agents, underwriters, thought leaders, and service providers to network and learn about the most pressing trends in the industry. Many businesses remain underinsured and agents and brokers want to close that gap.

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Broker-Agent Cyber Agents Broker 40

Jackson & Jackson

APRIL 28, 2024

Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. Specialized risks, such as floods, earthquakes, and business interruptions, require additional coverage, which many investors should pay more attention to. In California, consider adding earthquake and flood insurance.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. It protects against perils like fire, explosions, storms, and other risks outlined in the policy.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Word & Brown

FEBRUARY 20, 2025

California license information can be found on the California Department of Insurance (DOI) website. Many brokers in California who sell employee benefits choose an Accident and Health or Sickness License or a Full Life Agent license (which includes Life, Accident, and Health or Sickness).

Broker 52

Broker License Broker-Agent Agents 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. When selecting insurance coverage, assessing your business’s specific needs is essential. While basic coverage can provide a level of protection, your business might have additional risks that warrant extra coverage.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insurance 52

American Agents Alliance

OCTOBER 24, 2024

The California FAIR Plan was established to offer fire insurance to homeowners who are otherwise unable to secure coverage from traditional insurers due to the state’s high wildfire risks. Given the scale of this case, the lawsuit highlights a significant risk for insurers operating in California’s wildfire-prone regions.

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Damage Claim Broker-Agent Policyholder 40

American Agents Alliance

SEPTEMBER 30, 2024

This is a role insurance agents often play — and disaster planning is always more effective when it is proactive. How to Help Policyholders With Proactive Disaster Planning An important start to disaster planning is considering whether or not a potential loss would be covered by insurance.

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Policyholder Broker-Agent Personal Property Agents 40

American Agents Alliance

JUNE 10, 2024

The insurance ecosystem is dynamic and change is happening at an accelerated pace thanks to advances in technology and investments in innovation. Independent agents and brokers need to keep up with these changes, particularly as innovations affect trends in E&O insurance.

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Broker-Agent Cyber Agents Policy 40

Smart Insurance Agents

AUGUST 29, 2024

These plans typically offer lower costs due to the risk being spread across a larger group of insured individuals. Working with a knowledgeable insurance agent can be highly beneficial. Agents educate small business owners about tax implications and potential savings of different health insurance options.

Deductible 52

Deductible Insurer Insurance Insured 52

Jackson & Jackson

AUGUST 16, 2024

The increasing frequency and severity of natural disasters in recent years have made insurance companies more hesitant to take on the risks associated with insuring California homeowners. Wildfires, in particular, have become a significant concern for insurers in California.

Insurer 52

Insurer Insurance Insured Risk 52

Leadsurance

APRIL 5, 2024

Let’s explore some types of coverage you might need and why it’s essential to have insurance during your student years. It is as important as to buy coursework that you should know the reasons to meet the insurance agent during your educational journey. Student insurance isn’t just about covering medical bills.

Broker-Agent 52

Broker-Agent Insurer Insurance Insured 52

InsuredMine

MARCH 12, 2024

Digital Disruption: The insurance industry is undergoing a significant digital transformation. Agents and brokers must adapt to these changes, but the integration of new technologies can sometimes lead to unforeseen challenges. Cyber Threats- Are You at Risk? Failure to do so may result in being left behind.

Insurance Agency 52

Insurance Agency Broker-Agent Cyber Agents 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. General Liability Insurance Even in a digital world, physical risks exist. Don’t leave your business vulnerable.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Property Insurance Centre

MARCH 19, 2024

By engaging with these initiatives, consumers can make informed decisions, mitigate risks, and protect their assets. Consumer Education Resources When it comes to insurance, having access to reliable resources can make all the difference. By working closely with agents, insurers can ensure a seamless claims process for policyholders.

Property Insurance 52

Property Insurance Policyholder Insurer Insurance 52

American Agents Alliance

DECEMBER 18, 2024

However, agents can pinpoint their efforts strategically by focusing on three high-impact goals. Also think of the opportunities and risks associated with new partnerships, investments, and technology you may be planning. As policyholder expectations continue to evolve rapidly, insurance agents need to adapt quickly as well.

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Broker-Agent Policyholder Agents Building 40

Jackson & Jackson

APRIL 10, 2024

Additionally, consulting with insurance professionals can provide insights into the best products for your specific needs and help you navigate the complexities of commercial property insurance. However, it also comes with risks that must be managed effectively.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Freeway Insurance

OCTOBER 26, 2023

Here’s more information on those and other factors in car insurance calculation. Another way to find cheap car insurance is to reach out to an independent insurance agent. Brokers who only work for one insurance company can only offer policies from that single source.

Crime 52

Crime Auto Insurance Insurer Insurance 52

Majesco

FEBRUARY 22, 2024

Figure 1: Insurers’ strategic initiatives, 2024 vs 2023 However, due to a combination of factors, many insurers still operate with traditional, historical operational practices and technology, keeping them in a legacy environment that does not allow them to adapt or keep pace with changes in the market, customers, and risk.

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Insurer Insurance Insured Broker-Agent 40

Property Insurance Centre

SEPTEMBER 25, 2024

It is important not to rely only on the words that a broker tells you, try to read all the details. If your property is located in an area with a high risk of natural disasters, such as floods or earthquakes, your insurance premiums will be higher. Finally, your insurance company may also take into account your credit score.

Building 52

Building Insurer Insurance Insured 52

Jackson & Jackson

MARCH 18, 2024

“Why Insure Your Luxury Handbags?” The risks surrounding your precious bags are real, from theft to damage due to natural disasters. An insurance policy covering your luxury handbags ensures you are protected from financial loss in unforeseen circumstances.

Insurer 52

Insurer Insurance Insured Insurance Policy 52

Distinguished

MARCH 25, 2025

In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. In this guide, well break down the unique value of antique duck decoys, key appraisal considerations, and what you need to know to offer the right insurance solutions. Ready to get started?

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Deductible Theft Insurer Insurance 52