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How AI is Changing E&O Risks for Agents and Brokers

American Agents Alliance

AI has rapidly transformed the insurance industry and more changes will continue as the technology and use cases mature. New efficient processes and workflows for underwriting, claims, policy administration, billing, and customer service have been implemented across the industry.

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The Insurance Industry Faces Growing Wildfire Risk in California

American Agents Alliance

As stories of resilience and courage emerge and the fires are contained, agents and brokers provide critical insurance support for policyholders. When consumers do not carry sufficient insurance coverage, everyone is at risk. These wildfires have caused historic damage, claimed lives, and threatened communities.

Insiders

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2025 Insurance Trends, Risks, and Opportunities for Agents and Brokers

American Agents Alliance

2025 will bring new ideas, innovations, and changes to an ever-evolving insurance industry. Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close.

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How to Not Suck at Being an Insurance Agent

Redbird Agents

If selling insurance was so easy, then why is it that roughly 10 percent of the independent insurance agents generate the vast majority of the sales? Are all independent agents good salespeople? The odds of succeeding selling insurance are against you, so listen up and let’s see if we can help you beat the odds.

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The Rising Cost of Litigation — Social Inflation and E&O Risk

American Agents Alliance

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

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What Your Clients Must Know About Cyber Insurance War Exclusions

ProWriters

Merck won an appeal against and ultimately settled the coverage dispute with its insurers. Yet this high-profile case illustrates the insurance industry’s need to evolve policy language to address contemporary cyber risks, including state-sponsored cyber attacks.

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Women’s Financial Empowerment — The Opportunities for Insurance Agents

American Agents Alliance

Womens financial empowerment is central to the insurance industry, as their influence is felt across business, investments, and household financial decisions. For agents and brokers, this is a significant opportunity to grow their business while better serving an evolving market.

Agents 52