ProWriters

FEBRUARY 23, 2025

The gray zone poses significant challenges for not only legal frameworks but also insurance policies. The exclusion is also a competitive variable for companies choosing a Cyber Insurance policy. Adapting Coverage Work with insurers to adjust coverage to encompass the nuances of modern cyber threats.

Cyber 53

Cyber Insured Insurer Insurance 53

Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Secure your IT business today—because peace of mind is priceless.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Speak with the Freeholder or Managing Agent: Ask for details about the current insurance policy and how costs are allocated. Looking for a quote now?

Building 52

Building Broker-Agent Insured Insurer 52

Redbird Agents

JULY 18, 2024

Content on the website is limited primarily to final expense insurance products No local offices you can visit if you prefer to meet someone face-to-face Not open on the weekends About Choice Mutual Choice Mutual is an independent insurance agency licensed in all 50 states founded in 2014 by CEO Anthony Martin.

Insured 130

Insured Insurer Insurance Policy 130

Word & Brown

AUGUST 1, 2024

A Health Insurance broker – sometimes called an insurance agent – is a licensed professional who works with individuals and businesses to help them shop for and compare insurance policies. Health Insurance, especially, is something people need, but may not really understand. Captive or Independent?

Broker 52

Broker Insurance Broker Broker-Agent License 52

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

Distinguished

OCTOBER 31, 2024

Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Insurance companies often have resources that can be dispatched immediately to help mitigate the damages and prevent additional losses.

Protection 52

Protection Broker-Agent Inland Marine Broker 52

American Agents Alliance

NOVEMBER 9, 2024

California’s insurance market — and its geography — have been shaped by earthquakes over time. Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog.

Agents 40

Agents Risk Broker-Agent Policyholder 40

Bankers Insurance

JULY 22, 2024

Each year, Westfield’s top independent insurance agents are invited to nominate a local nonprofit in their community to receive a donation. The Westfield Insurance Foundation, an independent private foundation endowed by Westfield, awards the donations to support their top agents’ local communities.

Broker-Agent 64

Broker-Agent Agents Insured Insurer 64

American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

Damage 40

Damage Claim Broker-Agent Policyholder 40

Jackson & Jackson

APRIL 28, 2024

Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. How to Avoid It: Shop around and compare policies based on price and coverage.

Business Interruption 52

Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

Risk 52

Risk Broker-Agent Insured Insurer 52

Protect Commercial Insurance

MAY 13, 2021

This includes recommending a specific insurance policy to a customer. This covers a range of activities – for example, introducing a customer to an insurer or insurance broker, helping someone fill in an application form and sending a customer’s application to an insurer. Arranging investment deals.

Commercial Insurance 52

Commercial Insurance Commercial Insured Insurer 52

American Agents Alliance

JUNE 10, 2024

The insurance ecosystem is dynamic and change is happening at an accelerated pace thanks to advances in technology and investments in innovation. Independent agents and brokers need to keep up with these changes, particularly as innovations affect trends in E&O insurance.

Broker-Agent 40

Broker-Agent Cyber Agents Policy 40

Jackson & Jackson

APRIL 10, 2024

For instance, if your commercial property is in an area prone to floods or earthquakes, standard policies might not cover these disasters, and you’ll need additional coverage. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

Commercial Property 52

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

Broker 52

Broker Insured Insurer Insurance 52

Distinguished

JULY 29, 2024

Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis. Property and Liability products are distributed through a national network of agents and brokers. Pop and contemporary art is a great example of these big spikes in value. Think Warhol, Banksy, and Haring.

Broker-Agent 52

Broker-Agent Insured Insurer Insurance 52

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building 52

Building Insured Insurer Insurance 52

Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

Insured 52

Insured Insurer Insurance Policy 52

Jackson & Jackson

MAY 23, 2024

These regulations ensure that insurance companies operate fairly and transparently, providing consumers with adequate protection and recourse in case of disputes. Evaluating Your Business Insurance Needs Identifying Your Risks Every business faces different risks and potential liabilities.

Small Business Insurance 52

Small Business Insurance Business Insurance Insured Insurer 52

Jackson & Jackson

JANUARY 9, 2024

Cyber Insurance assists in covering ransom payments and the costs of restoring data and systems. Tailoring Cyber Insurance for Your Needs: Choosing the right Cyber Insurance policy involves deeply understanding your company’s digital risks. A ransomware attack encrypts vital company data.

Cyber 52

Cyber Broker-Agent Liability Insured 52

Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. HMOs may require a pre-authorization referral to see a specialist.

Broker 52

Broker Out-Of-Pocket Broker-Agent Insured 52

Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? Property and Liability products are distributed through a national network of agents and brokers.

Deductible 52

Deductible Broker-Agent Insured Insurer 52

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insured 52

Jackson & Jackson

MAY 22, 2024

. “Choosing the Right Coverage” Investors should work closely with insurance agents or brokers to understand the available coverage options and customize policies to fit their specific needs. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial. .

Property Insurance 52

Property Insurance Commercial Property Commercial Insured 52

Distinguished

AUGUST 12, 2024

Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. However, to get an idea of what it might cost, you can assume that a Builder’s Risk policy will cost roughly 1-5% of the total cost of the work being done on the insured property.

Risk 52

Risk Broker-Agent Insured Insurer 52

Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. It is important not to rely only on the words that a broker tells you, try to read all the details. These can be added to your policy for an additional premium.

Building 52

Building Insured Insurer Insurance 52

Agency MVP

DECEMBER 20, 2021

It can also help to generate new client leads, and it can perform logistics analysis on individual insurance brokers. Agency management systems are software systems designed to take a lot of the grunt work out of the day-to-day clerical tasks involved with running an insurance agency.

Broker-Agent 52

Broker-Agent Agents Insurance Agency Insurance Agent 52

Leadsurance

APRIL 5, 2024

Let’s explore some types of coverage you might need and why it’s essential to have insurance during your student years. It is as important as to buy coursework that you should know the reasons to meet the insurance agent during your educational journey. Agents provide personalized advice based on individual circumstances.

Broker-Agent 52

Broker-Agent Insured Insurer Insurance 52

Jackson & Jackson

AUGUST 16, 2024

This heightened risk of wildfires has led insurers to reevaluate their exposure in high-risk areas, potentially leaving homeowners in these regions with limited options for insurance coverage. Additionally, consider reaching out to local agents who have an in-depth understanding of the California insurance market.

Insured 52

Insured Insurer Insurance Risk 52

Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

Insured 52

Insured Insurer Insurance Insurance Policy 52

Property Insurance Centre

MARCH 19, 2024

One effective way insurers can contribute to consumer education is by including educational materials with insurance policies. Furthermore, it is essential for policyholders to understand the role of flood insurance and the specific documentation requirements associated with it.

Property Insurance 52

Property Insurance Policyholder Insured Insurer 52

LexisNexis

OCTOBER 10, 2024

If the payroll comes from a PEO, do I need to join the servicing agent(s) of the PEO and the special employer? If the PEO’s insurance company is paying benefits, there is no need to join the servicing agent or special employer. If a PEO or employee leasing company claims to be self-insured, investigate that claim.

Workers Compensation 75

Workers Compensation Compensation Workers Compensation Insurance Injury 75

Burand’s Agency E&O

JULY 18, 2013

Mailing Certificates of Insurance. You should always do what companies tell you to do because they always look out for the agent, right? If an agency issues a certificate of insurance that affects the cancellation of an insurance policy in …

Agents 40

Agents Insurance Policy Policy Broker-Agent 40