Remove Broker-Agent Remove Personal Property Remove Premium
article thumbnail

Does Homeowners Insurance Cover Collectibles? 

Distinguished

While a standard homeowners policy often includes some coverage for personal property, which can extend to art and collectibles, it’s often not enough for most serious collectors. Property and Liability products are distributed through a national network of agents and brokers.

Insured 52
article thumbnail

Why Finding Homeowners Insurance in California is So Challenging in 2024:

Jackson & Jackson

As a result, insurance companies have had to reassess their strategies for covering properties in high-risk fire zones, leading to higher premiums and coverage limitations for homeowners in these areas. Additionally, consider reaching out to local agents who have an in-depth understanding of the California insurance market.

Insured 52
article thumbnail

Block of Flats Insurance Glossary of Terms

Property Insurance Centre

lawns, trees, plants) Movable items within the building (these may be covered under contents insurance) Maintenance and cleaning services Considerations for Insurance Coverage Usage : The purpose for which the building is used (residential, commercial, industrial) can affect the insurance terms and premiums.