Remove Broker-Agent Remove Theft Remove Underwriter
article thumbnail

Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

We can consider weather related claims, but claims of theft, vandalism, and fire, for example, would be an automatic decline. If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. And in those cases, it would be a declination.

Risk 52
article thumbnail

Builder’s Risk Insurance in Tennessee: A Broker’s Guide 

Distinguished

Job sites that are under construction are prone to things like fire, theft, and vandalism. Theft : Covers the cost of replacing covered items that were stolen from the job site. Equipment : Covers damages to or theft of equipment used on the job site. Access our online Broker Portal.

Risk 52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Builder’s Risk Insurance in Michigan: Online Quotes, Coverages, and Costs 

Distinguished

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Expert Underwriting : With years of specialized experience, our underwriters excel in assessing and insuring even the most complex or unique Builder’s Risk projects.

Risk 52
article thumbnail

Builder’s Risk Insurance in Alabama: A Broker’s Guide 

Distinguished

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal. Register with us.

Risk 52
article thumbnail

Rare Toy Insurance: A Guide for Collectors and Brokers 

Distinguished

The top risks to toys, much like other collectibles, are theft, disappearance in transit, and accidental damage. Theft : Provides financial protection should a toy get stolen on the road or from a covered location. Property and Liability products are distributed through a national network of agents and brokers.

Broker 52
article thumbnail

Does Homeowners Insurance Cover Collectibles? 

Distinguished

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. It also provides more comprehensive protection against a wide range of common risks, including accidental damage, theft, loss, and damage during transit.

Insurer 52
article thumbnail

Why and How Your Zip Code Affects What You’ll Pay for Car Insurance

Freeway Insurance

If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim. Another way to find cheap car insurance is to reach out to an independent insurance agent. On the other hand, independent agents have contractual relationships with multiple carriers.

Crime 52