Broker Broker-Agent Damage 
American Agents Alliance
JULY 17, 2024
Agents and brokers play important roles in the digital claims management process, from educating policyholders on loss mitigation to helping insureds file claims and work with their insurers. Knowing how to help these policyholders throughout their claim can be a helpful service agents can offer their insureds.
Rough Notes
NOVEMBER 1, 2024
A guide for agents and brokers on the peril, its impact, mitigation steps and response By Thomas Brocksmith As natural catastrophes go, hail probably isn’t at the top of the list of perils that keep most people up at night. Yet, every year, hail is the cause of damage to hundreds of thousands of properties […]
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Distinguished
FEBRUARY 10, 2025
Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. Specific hazards, typically on a location basis, may be restricted, like water damage for flood-prone areas or basement and first-floor storage.
ProWriters
FEBRUARY 23, 2025
Insurers may exclude damages from politically motivated or state-sponsored attacks, interpreting them as “collateral damage” from a cyber war. As a result, interpretations can vary across different jurisdictions and contexts, leading to uncertainty about what types of cyber attacks the policy may or may not cover.
Distinguished
AUGUST 5, 2024
These drawbacks include: No protections outside the home : If a collectible goes missing or is damaged while it is outside of your client’s home, like on the way to auction, then it may not be covered. If your client owns a toy that is worth tens of thousands of dollars, they might not be reimbursed for the full cost should it get damaged.
American Agents Alliance
OCTOBER 24, 2024
By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.
Insurance Journal
OCTOBER 20, 2024
As if it were yesterday, I vividly remember going to my first catastrophic fire loss with my dad at the young age of nine. It was a house fire in Sarasota involving a resident falling asleep with a lit cigarette.
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