Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

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Redbird Agents

JULY 9, 2024

If selling insurance was so easy, then why is it that roughly 10 percent of the independent insurance agents generate the vast majority of the sales? Are all independent agents good salespeople? The odds of succeeding selling insurance are against you, so listen up and let’s see if we can help you beat the odds.

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ProWriters

FEBRUARY 23, 2025

The gray zone poses significant challenges for not only legal frameworks but also insurance policies. The exclusion is also a competitive variable for companies choosing a Cyber Insurance policy. Adapting Coverage Work with insurers to adjust coverage to encompass the nuances of modern cyber threats.

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Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

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Property Insurance Centre

JANUARY 27, 2025

Steps to Take Check the Lease Agreement: This document will outline who is responsible for insuring the building. Speak with the Freeholder or Managing Agent: Ask for details about the current insurance policy and how costs are allocated. Looking for a quote now?

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. HMOs may require a pre-authorization referral to see a specialist.

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Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. Secure your IT business today—because peace of mind is priceless.

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Distinguished

AUGUST 5, 2024

However, if your clients have been lucky enough to come across a rare Illustrator Pikachu Card ( worth over $550,000 ) or a vintage Boba Fett toy ( worth over $500,000 ), they’re going to need an insurance policy that properly covers them. This means a specialized collectibles policy. How Do You Insure a Toy Collection?

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Redbird Agents

JULY 18, 2024

Content on the website is limited primarily to final expense insurance products No local offices you can visit if you prefer to meet someone face-to-face Not open on the weekends About Choice Mutual Choice Mutual is an independent insurance agency licensed in all 50 states founded in 2014 by CEO Anthony Martin.

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Distinguished

OCTOBER 31, 2024

Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged. Insurance companies often have resources that can be dispatched immediately to help mitigate the damages and prevent additional losses.

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American Agents Alliance

NOVEMBER 9, 2024

California’s insurance market — and its geography — have been shaped by earthquakes over time. Independent P&C agents and brokers who reside and work in this region must also know how to help policyholders manage earthquake risk. Learn more about how agents can help their policyholders manage earthquake risk in this blog.

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American Agents Alliance

OCTOBER 24, 2024

By Mark Robinson In July 2024, a significant class action lawsuit was filed against the California FAIR Plan, accusing the state’s fire insurance backstop of improperly denying smoke damage claims in violation of California Insurance Code Sections 2070 and 2071.

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Jackson & Jackson

APRIL 28, 2024

Ensure your policy covers replacement costs rather than actual cash value, as this accounts for the depreciation of your assets. Mistake 2: Overlooking Additional Necessary Coverages Standard property insurance policies do not cover everything. How to Avoid It: Shop around and compare policies based on price and coverage.

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Business Interruption Out-Of-Pocket Expense Out-Of-Pocket Broker-Agent 52

Bankers Insurance

JULY 22, 2024

Each year, Westfield’s top independent insurance agents are invited to nominate a local nonprofit in their community to receive a donation. The Westfield Insurance Foundation, an independent private foundation endowed by Westfield, awards the donations to support their top agents’ local communities.

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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Protect Commercial Insurance

MAY 13, 2021

This includes recommending a specific insurance policy to a customer. This covers a range of activities – for example, introducing a customer to an insurer or insurance broker, helping someone fill in an application form and sending a customer’s application to an insurer. Arranging investment deals.

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Distinguished

JULY 29, 2024

Types of Valuations Insurance policies can be written on an agreed value/scheduled or blanket basis. Property and Liability products are distributed through a national network of agents and brokers. Pop and contemporary art is a great example of these big spikes in value. Think Warhol, Banksy, and Haring.

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Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

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Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

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Distinguished

DECEMBER 2, 2024

Our Fine Art and Collectibles Program offers public art insurance that is designed to safeguard these cultural treasures, ensuring they can continue to inspire and engage for generations to come. What is Public Art Insurance? Property and Liability products are distributed through a national network of agents and brokers.

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Jackson & Jackson

MAY 22, 2024

. “Choosing the Right Coverage” Investors should work closely with insurance agents or brokers to understand the available coverage options and customize policies to fit their specific needs. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial. .

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Distinguished

JULY 22, 2024

Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Avid collectors who rely on their homeowner’s policy are likely to encounter low coverage limits — if their collectibles are covered at all. For most, this will mean a collectibles policy.

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Jackson & Jackson

APRIL 10, 2024

For instance, if your commercial property is in an area prone to floods or earthquakes, standard policies might not cover these disasters, and you’ll need additional coverage. Understanding the Claims Process Before signing up for any insurance policy, understand the claims process.

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Commercial Property Commercial Business Interruption Out-Of-Pocket Expense 52

Jackson & Jackson

JANUARY 9, 2024

Cyber Insurance assists in covering ransom payments and the costs of restoring data and systems. Tailoring Cyber Insurance for Your Needs: Choosing the right Cyber Insurance policy involves deeply understanding your company’s digital risks. A ransomware attack encrypts vital company data.

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Cyber Broker-Agent Liability Insured 52

Distinguished

AUGUST 12, 2024

Distinguished’s Builder’s Risk Insurance policies are customized based on the needs and situations of your clients. However, to get an idea of what it might cost, you can assume that a Builder’s Risk policy will cost roughly 1-5% of the total cost of the work being done on the insured property.

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American Agents Alliance

JUNE 10, 2024

The insurance ecosystem is dynamic and change is happening at an accelerated pace thanks to advances in technology and investments in innovation. Independent agents and brokers need to keep up with these changes, particularly as innovations affect trends in E&O insurance.

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Jackson & Jackson

MAY 23, 2024

These regulations ensure that insurance companies operate fairly and transparently, providing consumers with adequate protection and recourse in case of disputes. Evaluating Your Business Insurance Needs Identifying Your Risks Every business faces different risks and potential liabilities.

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Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

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ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. We at ProWriters can help you understand the risk, explain it to your clients, and secure the Cyber Insurance policies that provide the protection they need.

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Property Insurance Centre

SEPTEMBER 25, 2024

Accidental damage is not usually covered by a normal building insurance policy. – Failure to read particular policy documents. It is important not to rely only on the words that a broker tells you, try to read all the details. These can be added to your policy for an additional premium.

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Leadsurance

APRIL 5, 2024

Let’s explore some types of coverage you might need and why it’s essential to have insurance during your student years. It is as important as to buy coursework that you should know the reasons to meet the insurance agent during your educational journey. Agents provide personalized advice based on individual circumstances.

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Property Insurance Centre

JANUARY 4, 2024

Inflation and rising costs are major drivers of increased insurance expenses for property owners. To ensure adequate coverage, property owners should stay informed about the latest trends and collaborate closely with their insurance brokers to navigate the evolving property insurance landscape.

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Word & Brown

SEPTEMBER 25, 2024

For those that were, insurers upheld the denial in 59% of cases. Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal.

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Jackson & Jackson

AUGUST 16, 2024

This heightened risk of wildfires has led insurers to reevaluate their exposure in high-risk areas, potentially leaving homeowners in these regions with limited options for insurance coverage. Additionally, consider reaching out to local agents who have an in-depth understanding of the California insurance market.

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Property Insurance Centre

MARCH 19, 2024

One effective way insurers can contribute to consumer education is by including educational materials with insurance policies. Furthermore, it is essential for policyholders to understand the role of flood insurance and the specific documentation requirements associated with it.

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Agency MVP

DECEMBER 20, 2021

It can also help to generate new client leads, and it can perform logistics analysis on individual insurance brokers. Agency management systems are software systems designed to take a lot of the grunt work out of the day-to-day clerical tasks involved with running an insurance agency.

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Jackson & Jackson

MARCH 18, 2024

However, just like any valuable possession, protecting them with the right insurance policy is crucial. In this guide, we will explore the importance of luxury handbag insurance, its coverage, how to choose the right policy, and the steps to insure your cherished bags. “What Does Handbag Insurance Cover?”

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