Distinguished

OCTOBER 15, 2024

This could be the contractor, developer, or property owner, depending on who stands to suffer a financial loss if the property is damaged during construction. In this case, the owner is covered for the physical damage to the property (e.g., damage to the structure under construction). We’ll get back to you with a quote.

Policy 52

Policy Risk Broker-Agent Liability 52

Distinguished

SEPTEMBER 25, 2024

Job sites that are under construction are prone to things like fire, theft, and vandalism. Vandalism : Intentional damage to the job site by third parties, including things like broken glass or graffiti. Theft : Covers the cost of replacing covered items that were stolen from the job site. Access our online Broker Portal.

Risk 52

Risk Broker-Agent Insurer Insurance 52

Jackson & Jackson

APRIL 30, 2024

Properties in high-risk zones for these disasters typically see higher insurance rates due to the increased likelihood of damage—especially the Brush Areas in California. Ask your Broker; they can map it beforehand. Quick emergency response times can reduce the extent of damage, lowering the risk for insurers.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

Distinguished

OCTOBER 30, 2024

While Builder’s Risk policies for both types of projects offer similar coverage, such as insuring for damage to the structure from fire, theft, and other covered perils, there are important distinctions between residential and commercial coverage. Limits of up $20 million are available, depending on the construction type and state.

Commercial 52

Commercial Risk Broker-Agent Building 52

Jackson & Jackson

APRIL 26, 2024

It provides coverage for physical damage to your property and any loss of income due to business interruption. Key Coverages for California Property Investors Property Damage : Covers damage to your buildings and contents caused by fire, theft, vandalism, and natural disasters.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Jackson & Jackson

NOVEMBER 16, 2024

If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. Why it’s critical in California : Lawsuits over physical accidents or third-party property damage can lead to significant financial losses, especially in litigious areas like California.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Distinguished

JANUARY 7, 2025

Protecting Valuables Against Direct Physical Damage We can provide coverage for common collectibles , including but not limited to fine art, sports memorabilia, entertainment memorabilia, wine and spirits, antiques and antique furniture, stamps, comics, books and manuscripts, coins, glass, and pottery.

Broker-Agent 52

Broker-Agent Inland Marine Damage Broker 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. If you want a quote for your client today, sign up with us and submit your business online through our Broker Portal.

Risk 52

Risk General Liability Broker-Agent Insurer 52

Distinguished

AUGUST 26, 2024

Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. Access our online Broker Portal. Property and Liability products are distributed through a national network of agents and brokers. However, all relevant parties should be named as insureds. 

Risk 52

Risk Broker-Agent Insurer Insurance 52

ProWriters

JULY 25, 2024

As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft. Transparency builds trust and mitigates long-term reputational damage.

Protection 53

Protection Cyber Damage Broker 53

Jackson & Jackson

JANUARY 9, 2024

This includes Data Breach Insurance, covering loss or theft of confidential data, and Cyber Liability Insurance, which addresses legal responsibilities arising from data breaches or cyberattacks. Financial Impact : The cost of a data breach isn’t just about lost data; it includes legal fees, regulatory fines, and reputation damage.

Cyber 52

Cyber Broker-Agent Liability Insurer 52

Property Insurance Centre

SEPTEMBER 25, 2024

See what is not covered in terms of events/damage for your policy and think about getting flood insurance or accidental damage insurance if desired. Accidental damage is not usually covered by a normal building insurance policy. It is important not to rely only on the words that a broker tells you, try to read all the details.

Building 52

Building Insurer Insurance Insured 52

Distinguished

JULY 22, 2024

Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble. So, if a piece is stolen or damaged while being transported for appraisal or exhibition, it likely wouldn’t be covered. View a full list of our programs and submit business with Distinguished.

Insurer 52

Insurer Insurance Insured Policy 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. With the right insurance coverage, investors can mitigate financial losses resulting from unforeseen events such as fires, storms, theft, or vandalism. A comprehensive insurance policy that includes essential coverage, such as fire, theft, and liability, is crucial.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Property Insurance Centre

NOVEMBER 11, 2024

Insurers, do not however, look on negatively when a customer claims for substantial damage when they need genuine help. Think about security – The safer a property is from theft and the better the deterrent, often will lead to lower premiums, reasonable excesses and generally better terms.

Insurer 52

Insurer Insurance Insured Premium 52

Distinguished

DECEMBER 16, 2024

Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size. Property and Liability products are distributed through a national network of agents and brokers. View a full list of our programs and submit business with Distinguished.

Protection 52

Protection Broker-Agent Inland Marine Underwriting 52

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. ” A comprehensive luxury handbag insurance policy typically covers a range of perils, including theft, accidental damage, loss, and even damage caused by natural disasters.

Insurer 52

Insurer Insurance Insured Insurance Policy 52

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. At Distinguished, our public art insurance covers theft and incidental damage to the fine art and collectibles entrusted to the public institution. What Does Public Art Insurance Cover?

Deductible 52

Deductible Broker-Agent Insurer Insurance 52

Property Insurance Centre

DECEMBER 23, 2024

Having a Fully maintained Theft Alarm Having a Fire Alarm Having Grilles & Shutters on ground floor accessible windows CCTV both internally and externally Anti ram raid road bollards These may be some of the more common protections that most of us will have heard of. So it is essential you check urgently if you have not done so already.

Commercial Property 52

Commercial Property Insurer Insurance Insured 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Construction Type : The materials and construction methods used can influence the coverage, particularly concerning fire resistance and susceptibility to damage.

Building 52

Building Liability Insurer Insurance 52

Property Insurance Centre

AUGUST 8, 2024

Essentially, the cover you lost will re re-applied to your office buildings policy – such as theft or malicious damage for example will no longer be excluded. What do we recommend as a broker for unoccupied office insurance? What happens when the unoccupied property becomes empty again? Looking for a quote now?

Insurer 52

Insurer Insurance Insured Premium 52

Property Insurance Centre

AUGUST 28, 2024

Some insurers may give cover to the likes of a Convenience Store for example, but will remove theft cover or malicious damage cover, without an adequate alarm system in place. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Insurer 52

Insurer Insurance Insured Property Insurance 52

Freeway Insurance

OCTOBER 26, 2023

If your area has more crime, such as car theft and vandalism, the cost of your insurance may go up because you are more likely to have to make a claim. Brokers who only work for one insurance company can only offer policies from that single source. Crime, such as vehicle theft and vandalism, also tends to be higher in more urban areas.

Crime 52

Crime Auto Insurance Insurer Insurance 52

Cover4LetProperty

JANUARY 21, 2023

What matters to insurers, of course, is the question of risk – what is the likelihood of the insured property suffering loss or damage and the insurer having to pay out on a claim as a result?

Insurer 52

Insurer Insurance Insured Damage 52

Jackson & Jackson

AUGUST 16, 2024

Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises. These events can cause extensive damage to homes and properties, leading insurers to be more cautious in providing coverage.

Insurer 52

Insurer Insurance Insured Risk 52

Property Insurance Centre

JANUARY 30, 2024

This type of insurance is designed to safeguard the physical structure of the property, providing financial protection in the event of damage or loss due to various risks. This includes providing details about any unoccupied flats, as they may pose higher risks due to increased vulnerability to theft, vandalism, or damage.

Building 52

Building Insurer Insurance Insured 52

Distinguished

MARCH 25, 2025

In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. These policies often have low limits for collectibles, may not cover market fluctuations, and typically exclude damage that occurs during transport or display. Want to get a bindable quote for your client?

Deductible 52

Deductible Theft Insurer Insurance 52

Protect Commercial Insurance

MARCH 14, 2025

With the right commercial insurance broker and a comprehensive property coverage plan, you’ll rest easy knowing your business is well-protected. These can include damage due to fires, break-ins, vandalism, and certain natural disasters. – Fire Damage : Covers repairs and replacements after a fire.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52