AMAXX

MARCH 24, 2025

Click Link to Access Free PDF Download “Workers’ Comp Claims Review Checklist: 9 Must-Have, Serious-Impact Elements” A common and costly mistake employers make is overlooking allowable payroll deductions. You should consult with your insurance broker, attorney, or qualified professional. All state laws vary.

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. The post 5 Health Insurance Essentials Brokers Should Know appeared first on The Insurance Broker Blog.

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Smart Insurance Agents

SEPTEMBER 28, 2024

A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. This guidance is particularly valuable as brokers have a legal obligation in many states to assist clients in finding the most appropriate insurance plans.

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Word & Brown

FEBRUARY 18, 2025

Why Brokers Partner with a General Agency? Brokers today more than at any time previously face multiple challenges. You earn the same commission (and bonuses) as you would on your own, working as an independent broker. automated deductible and Rx updates (so you know when they apply before benefits kick in).

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Distinguished

APRIL 14, 2025

This guide breaks down why rare guitars need specialized coverage, what factors influence pricing, and how brokers like you can help your clients secure the right policy for their collectibles through Distinguished. Why Rare Guitars Need Specialized Insurance In 2019, David Gilmours legendary Black Strat was worth $3.9

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Elmore

JANUARY 25, 2025

Judges to decide if insurance groups can deduct government funds from payouts for business interruption The post Insurers in court battle with UK businesses over Covid furlough scheme appeared first on Elmore Insurance Brokers.

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Healthinsurance.org

OCTOBER 16, 2024

For 2025, there are some changes to these subsidies: California : A state program that debuted in 2024 eliminated deductibles and other out-of-pocket costs for applicants with household incomes up to 250% of the federal poverty level (FPL). 4 For 2025, the program is expanding. 33 ( Here’s how to do that.) 33 ( Here’s how to do that.)

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Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations.

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Healthinsurance.org

DECEMBER 3, 2024

This means the out-of-pocket costs counted against your deductible and out-of-pocket maximum will reset to $0, even if you have out-of-pocket expenses in January. Out-of-pocket expenses reset to $0 on January 1 for all marketplace plans, so your auto-renewed policy will start over with a new deductible at that point.

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Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Consider Deductibles When comparing quotes, pay attention to the deductibles associated with each policy.

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Distinguished

DECEMBER 2, 2024

One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

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Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Tosten Marketing

APRIL 7, 2025

Write about topics like “5 Hidden Gaps in Home Insurance Coverage” or “Auto Insurance Deductibles Explained.” Real estate agencies, car dealerships, and mortgage brokers often make excellent partners. Quality content matters most. Address common customer concerns in your posts.

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Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. Annual benchmarking and trend report shows smallest businesses see biggest medical premium increases SAN FRANCISCO, Feb.

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American Agents Alliance

FEBRUARY 7, 2025

Rising Social Inflation Means Increasing E&O Risks for Agents The rise in social inflation impacts agents and brokers as they manage both higher claims costs for policyholders and a greater risk of E&O losses as policyholders face denials, expensive premiums, and less coverage.

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AMAXX

JULY 30, 2024

And these losses, which I should reference, is this is in a high deductible or a loss sensitive any loss sensitive program and this could be high deductible, it could be a retro plan, it could be some captive plans where you’re participating in some of the losses. All rights reserved under International Copyright Law.

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Workers Comp Risk Workers Compensation Injury 64

Bankers Insurance

SEPTEMBER 12, 2023

In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. Customers in those states may then attempt to recover their deductible on their own. For example, imagine you’re waiting at a stoplight, and your car gets rear-ended.

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LexisNexis

JANUARY 21, 2025

Key provisions set to expire include the higher standard deduction and child tax credit. The debate over the $10,000 SALT deduction cap is crucial, with potential revenue offsets from repealing SALT, mortgage interest deductions, and clean energy tax incentives. trillion by 2034. Section 6045. Notice 2025-3. Business Entities.

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Jackson & Jackson

MAY 22, 2024

“Choosing the Right Coverage” Investors should work closely with insurance agents or brokers to understand the available coverage options and customize policies to fit their specific needs. Additionally, investors can explore the option of higher deductibles to reduce premiums.

Property Insurance 52

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AMAXX

JANUARY 14, 2025

Employers bear the cost of premiums and may also pay retained losses, such as deductibles, depending on their coverage structure. You should consult with your insurance broker, attorney, or qualified professional. Premiums Reflect Risk While workers’ compensation provides predictability, it is not free. All state laws vary.

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Workers Compensation Compensation Workers Comp Injury 98

Jackson & Jackson

APRIL 28, 2024

Cheaper policies can come with higher deductibles, more exclusions, and lower coverage limits, which could cost more in the long run. Work with a reputable insurance broker who understands the unique needs of property investors. How to Avoid It: Shop around and compare policies based on price and coverage.

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Distinguished

DECEMBER 16, 2024

Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors. Property and Liability products are distributed through a national network of agents and brokers.

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Word & Brown

OCTOBER 18, 2024

That’s why we suggest every broker adopt and implement a good Customer Relationship Management (CRM) platform. Check out our prior post, Ranking the Best CRM Options for Insurance Brokers. Some plans may have changed deductibles – or added new ones to certain types of treatment. Or to a carrier you do not represent.

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Top Insurance Blogs

APRIL 15, 2025

Want to secure a business insurance coverage for your business or start-up? Find out how to accurately compare business insurance quotes to get the perfect policy for your business. The sustainability of every business or start-up is dependent on quite a number of factors.

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Risk Management Monitor

AUGUST 30, 2021

When it comes to your insurance policies, it is critical to verify that your coverage includes appropriate, up-to-date limits and deductibles. Before doing so, reach out to your insurance broker who can help guide you through this process. Read the Fine Print.

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Burand’s Agency E&O

APRIL 24, 2014

6, 2013), the first E&O suits have been filed against an insurance company for allegedly misleading a consumer into changing their health insurance deductible and thereby obviating the grandfathering clause … According to the Wall Street Journal (Nov.

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Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). HDHPs feature high deductibles but lower premiums, making them suitable for pairing with health savings accounts (HSAs).

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Healthinsurance.org

JANUARY 2, 2024

PPOs will cover out-of-network care, but the deductible and other out-of-pocket expenses are typically higher (often significantly so) for out-of-network care. But those provisions are only required to apply to in-network care, so they don’t reduce out-of-network deductibles.)

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LexisNexis

JANUARY 13, 2025

A partners distributive share is that fraction of a partnership's items of income, gain, loss, deduction, and credit that the partnership agreement allocates to that partner in a particular taxable year. IRS provides transitional relief from penalties for certain brokers who fail to report sales of digital assets, as defined in Reg.

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Jackson & Jackson

MAY 23, 2024

Obtain quotes from multiple insurers, comparing their coverage options, limits, and deductibles. Claiming Insurance Deductions on Your Taxes Maximizing your business insurance benefits goes beyond just coverage – it also involves leveraging potential tax advantages.

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Smart Insurance Agents

DECEMBER 9, 2024

Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Determine the affordability and value for the coverage provided.

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Word & Brown

SEPTEMBER 25, 2024

Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal. For those that were, insurers upheld the denial in 59% of cases.

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Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

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Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. Management liability insurance is a product that agents and wholesale brokers should be offering all of their clients.

Liability Insurance 52

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Distinguished

JULY 22, 2024

Flexible Deductibles and Payment Options : Our underwriting team can take into account your client’s collection, budget, and risk tolerance and design each policy to fit their needs. Property and Liability products are distributed through a national network of agents and brokers.

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Word & Brown

SEPTEMBER 30, 2024

6: Explain Policy Features: Be sure your prospects and clients understand plan deductible(s), copayments, waiting periods, creditable coverage (from a prior/existing group plan), and coverage limits. Word & Brown has been partnering with brokers for nearly 40 years. We’re known for our legendary Service of Unequalled Excellence.

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Word & Brown

AUGUST 23, 2024

If you’re not sure what to choose for your background music, we recommend Word & Brown’s Spotify account, where you can find a number of playlists curated by our staff, including our annual WOW playlist and Broker Jams playlist. Remember, too, that your workspace may be a deductible expense on your taxes.

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