Ease

FEBRUARY 21, 2023

Annual benchmarking and trend report shows smallest businesses see biggest medical premium increases SAN FRANCISCO, Feb. 21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report.

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Distinguished

SEPTEMBER 17, 2024

What are some of the key factors you consider when determining appropriate coverage limits and deductibles? If we are comfortable with our exposure, we may consider increasing the AOP deductible and the theft deductible , depending on the underwriting analysis. So specific to limits, I just mentioned security.

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Word & Brown

OCTOBER 18, 2024

That’s why we suggest every broker adopt and implement a good Customer Relationship Management (CRM) platform. Check out our prior post, Ranking the Best CRM Options for Insurance Brokers. KFF said in August 2024 that Affordable Care Act (ACA) insurers were seeking a median premium increase of 7% for 2025.

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Word & Brown

SEPTEMBER 30, 2024

It’s key to review and compare options by carrier, not just premium. 5: Discuss Cost Savings: Explain to your clients how they can save on Dental care, and how adding coverage for major services will affect their plan premium. Word & Brown has been partnering with brokers for nearly 40 years.

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Smart Insurance Agents

AUGUST 29, 2024

The primary types include Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Exclusive Provider Organization (EPO), Point of Service (POS), and High-Deductible Health Plans (HDHP). HDHPs feature high deductibles but lower premiums, making them suitable for pairing with health savings accounts (HSAs).

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Jackson & Jackson

MAY 23, 2024

As a result, insurance premiums tend to be higher in California compared to other states. Understanding the unique challenges of the California insurance market not only empowers you but also helps you navigate the process more effectively and save money on your premiums.

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Jackson & Jackson

MAY 22, 2024

For instance, properties in high-risk areas for wildfires or earthquakes may require additional coverage or face higher premiums. Additionally, factors like proximity to high-risk areas, building age, and the property’s history of claims can affect insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Commercial Broker-Agent 52

American Agents Alliance

AUGUST 22, 2024

The most immediate impact will be an increase in premiums for drivers currently holding minimum coverage policies. As premiums rise, California could see an increase in uninsured drivers, exacerbating an already significant issue. These strategies can help offset the premium increases associated with higher liability limits.

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

Property Insurance Centre

SEPTEMBER 25, 2024

This might seem like an advantage since this saves cost initially, though it might lead to high premium costs later on. It is important not to rely only on the words that a broker tells you, try to read all the details. These can be added to your policy for an additional premium. – Declaring inaccurately.

Building 52

Building Insurer Insured Insurance 52

Jackson & Jackson

APRIL 28, 2024

This often happens when trying to save on premiums. Cheaper policies can come with higher deductibles, more exclusions, and lower coverage limits, which could cost more in the long run. Work with a reputable insurance broker who understands the unique needs of property investors.

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Word & Brown

AUGUST 23, 2024

Premium Speakers: Whether you’re working alone or alongside others, studies show that music can be motivational, release dopamine, and reduce stress. It includes six models based on different criteria: best overall, best for accessories, best on a budget, best premium, best minimalist, and best for cable management.

Broker 52

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Distinguished

JULY 22, 2024

At Distinguished Programs, our specialty fine art and collectibles insurance offers several key advantages over relying solely on homeowners insurance: Doesn’t Affect Homeowner Premiums : If your client needs to file a claim, it won’t impact their homeowner’s insurance premiums.

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Smart Insurance Agents

AUGUST 19, 2024

Some plans also help with bigger dental work, like dentures or implants, but these might cost more in premiums. Standalone dental plans usually offer different levels of coverage with varying costs like premiums, deductibles, and yearly limits. However, you will usually pay separate premiums for these plans.

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Healthinsurance.org

APRIL 25, 2024

2 And thanks to federal legislation, the American Rescue Plan (ARP), that enhanced ACA premium subsidy eligibility for millions of consumers, you’re more likely than ever to find Marketplace coverage that’s subsidized – and you won’t have to wait for the next annual open enrollment period to enroll if you’re eligible for a SEP.

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Healthinsurance.org

JANUARY 2, 2024

PPOs will cover out-of-network care, but the deductible and other out-of-pocket expenses are typically higher (often significantly so) for out-of-network care. But those provisions are only required to apply to in-network care, so they don’t reduce out-of-network deductibles.)

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Ease

MARCH 9, 2023

Take a deep dive into plan adoption rates, rising medical premiums, and the power of voluntary benefits for the new year. Employees that can afford to spend a little more on health insurance will pick a plan with a lower deductible and higher monthly cost, while the newest generation has different ideas.

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Distinguished

NOVEMBER 7, 2024

This heightened risk necessitates more substantial bonds, often with higher premiums, to cover potential defaults or non-payment issues. In return for premium payments, the insurer agrees to compensate the insured for losses suffered due to specified risks, such as property damage or liability claims.

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Claim Compensation Risk Broker-Agent 52

ProWriters

APRIL 17, 2024

As you would with any insurance policy, review all coverage limits, exclusions, and deductibles with your clients. ProWriters offers brokers and agents like you the resources you need to achieve more success in your Cyber brokerage.

Injury 52

Injury Cyber Liability Liability Insurance 52

Cover4LetProperty

OCTOBER 10, 2022

As with any security deposit, it needs to be returned – less any deductions that are agreed upon – to the tenant when the tenancy ends. What are let property insurance brokers? There is rarely any alternative but to read and compare the policy details to be clear – and when in doubt, to ask your insurance broker.

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Healthinsurance.org

JUNE 20, 2024

Most Marketplace enrollees qualify for premium tax credits (premium subsidies). 17 Premium subsidies are a tax credit based on the total annual income earned by everyone in the enrollee’s tax household (everyone listed on your tax return). Most Marketplace enrollees qualify for premium tax credits (premium subsidies).

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