Broker, Financial Loss and Risk - Insurance Industry Brief

How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival. This means your personal assetshome, car, and savingscould be at risk.

Liability

Liability Protection Claim Property Insurance

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. What Does Distinguisheds Restaurant Insurance Cover?

Liability

Liability Liability Insurance Insurer Insurance

What Your Clients Must Know About Cyber Insurance War Exclusions

ProWriters

FEBRUARY 23, 2025

Cyber Insurance war exclusions can leave businesses vulnerable to financial loss. Security experts also believe China and Iran pose significant cyber risks. Register now with ProWriters , or call us at 484-321-2335 to talk about how we can help you secure the coverage your clients need against today’s cyber risks.

Cyber

Cyber Insurer Insurance Insured

Can Both the Contractor and Property Owner Be Named Insureds on a Builder’s Risk Policy?

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. Our Builder’s Risk program can also be designed to cover soft costs in the event of a loss.

Policy

Policy Risk Broker-Agent Liability

Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

Risk

Risk Broker-Agent Deductible Insurer

Important Times to Use Surveillance in Workers’ Comp Claims

AMAXX

MARCH 11, 2025

Click Link to Access Free PDF Download “The 5Cs to Taking a Bulletproof Injured Worker Recorded Statement” Thorough surveillance can mitigate risk by ensuring only legitimate claims receive payment, protecting your financial stability. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Workers Comp Claim Workers Compensation Injury

What 2024 Supply Chain Attacks Can Show Your Clients

ProWriters

NOVEMBER 30, 2024

Doing so can help assess their risk management strategies and the adequacy of their Cyber Insurance coverage. Ascension suffered dangerous disruptions to patient care and significant financial losses. billion operating margin loss. However, companies can and must adopt a proactive approach to supply chain risk management.

Cyber

Cyber Protection Financial Loss Broker

Management Liability Insurance: A Broker’s Guide

Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. From allegations of wrongful termination to breaches of fiduciary duty, the potential for lawsuits is always there.

Liability Insurance

Liability Insurance Liability Broker-Agent Insurer

Management Liability Insurance: A Broker’s Guide

Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. From allegations of wrongful termination to breaches of fiduciary duty, the potential for lawsuits is always there.

Liability Insurance

Liability Insurance Liability Broker-Agent Insurer

Top 6 Insurance Policies Every IT Business in California Should Have

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Professional Liability Insurance protects your business against claims of negligence, errors, or omissions that result in financial losses for your clients. General Liability Insurance Even in a digital world, physical risks exist.

Insurance Policy

Insurance Policy Policy General Liability Workers Compensation Insurance

How the Climate Crisis is Impacting the UK Property Insurance Market

Property Insurance Centre

OCTOBER 18, 2024

Flooding, storm damage, and subsidence were major contributors to these claims, with homeowners and businesses alike suffering significant financial losses CityAM AXA UK home page The Growing Cost of Flood Damage Flooding continues to be one of the most significant risks facing UK property owners.

Property Insurance

Property Insurance Premium Insurer Insurance

Understanding Commercial Flood Insurance in the United Kingdom

Property Insurance Centre

JANUARY 16, 2025

Understanding Commercial Flood Insurance in the United Kingdom Flooding has become an increasingly significant risk for businesses across the United Kingdom as climate change intensifies weather extremes. million properties at risk, according to the Environment Agency.

Commercial

Commercial Commercial Property Insurer Insurance

Cyber Insurance for Contractors: What It Covers & Why They Need It

ProWriters

MAY 28, 2024

Ransomware attacks, phishing scams, and other types of cyber attacks can result in data breaches and other incidents that cause financial loss, reputational harm, and legal consequences. Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

Cyber

Cyber Business Interruption Insurer Insurance

Does Homeowners Insurance Cover Collectibles?

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. Theft, damage during transport, or accidental breakage can devastate a collection that has taken years to assemble.

Insurer

Insurer Insurance Insured Policy

Understanding Multi-Family Property Insurance in California.

Jackson & Jackson

MAY 22, 2024

However, with great opportunities come great risks. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. . It covers property damage, loss of income, liability claims, etc.

Property Insurance

Property Insurance Commercial Property Commercial Insurer

Emerging Property Insurance Trends 2024

Property Insurance Centre

JANUARY 4, 2024

. “The increasing frequency and severity of weather events have made it imperative for insurers to reassess their risk models and coverage options,” says weather expert Dr. Emma Thompson. This table clearly demonstrates the significant financial impact of weather events on property insurance companies and the insureds they serve.

Property Insurance

Property Insurance Commercial Property Liability Insurer

5 Essential Considerations for Insurance When Buying or Investing in Commercial Property

Jackson & Jackson

APRIL 10, 2024

Business Interruption Insurance Unexpected events can disrupt your operations, leading to significant financial loss. However, it also comes with risks that must be managed effectively. This can include everything from a customer slipping on a wet floor to a faulty product causing harm.

Commercial Property

Commercial Property Commercial Business Interruption Out-Of-Pocket Expense

Freehold Block of Flats Insurance: Top Cover Tips

Property Insurance Centre

JANUARY 30, 2024

Standard home insurance policies may not provide adequate protection for the unique risks associated with a block of flats. When selecting an insurance policy, factors such as the type of tenants, unoccupied flats, and the risk of water leaks and subsidence should be taken into account.

Building

Building Insurer Insurance Insured

Understanding Liability Insurance for UK Tradespeople and Contractors

Protect Commercial Insurance

SEPTEMBER 20, 2024

Without this insurance, not only do you face the risk of hefty compensation claims, but you could also incur significant fines from regulatory bodies. Suppose a client claims that your advice was negligent, your designs faulty, or your services inadequate, leading them to suffer a financial loss.

Liability Insurance

Liability Insurance Liability Insurer Insurance

Understanding Consumer Education and Property Insurance

Property Insurance Centre

MARCH 19, 2024

By engaging with these initiatives, consumers can make informed decisions, mitigate risks, and protect their assets. Insurance guides outline the various advantages of insurance coverage, emphasising how it protects against financial loss, provides peace of mind, and supports the recovery process after an incident.

Property Insurance

Property Insurance Policyholder Insurer Insurance

Insuring Your Legacy: The Ultimate Guide to Luxury Handbag Insurance

Jackson & Jackson

MARCH 18, 2024

The risks surrounding your precious bags are real, from theft to damage due to natural disasters. An insurance policy covering your luxury handbags ensures you are protected from financial loss in unforeseen circumstances. ” While you may take every precaution to keep your luxury handbags safe, accidents can still happen.

Insurer

Insurer Insurance Insured Insurance Policy

Understanding the CrowdStrike Attack and Cyber Insurance

ProWriters

NOVEMBER 13, 2024

The CrowdStrike attack underscores your need, as a Cyber Insurance broker, to have discussions with your clients about safely and effectively navigating today’s digital security landscape. Even so, the CrowdStrike incident carries important lessons for businesses about Cyber Insurance coverage in risk management.

Cyber

Cyber Insurer Insurance Insured

Management Liability Insurance: A Broker’s Guide

Distinguished

JANUARY 28, 2025

As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs. From allegations of wrongful termination to breaches of fiduciary duty, the potential for lawsuits is always there.

Liability Insurance

Liability Insurance Liability Broker-Agent Insurer

The Essentials of Commercial Property Insurance for UK Businesses

Protect Commercial Insurance

MARCH 14, 2025

With the right commercial insurance broker and a comprehensive property coverage plan, you’ll rest easy knowing your business is well-protected. Understanding Commercial Property Insurance Commercial property insurance is a crucial facet of any business’s risk management strategy.

Commercial Property

Commercial Property Property Insurance Commercial Business Interruption

Antique Duck Decoys: How to Insure and Value a Collection

Distinguished

MARCH 25, 2025

In short, their value is highly subjective and requires expertise and connections beyond most insurance agents or brokers. Without proper coverage, collectors risk significant financial loss if their decoys are stolen, broken, or devalued due to improper restoration. Want to get a bindable quote for your client?

Deductible

Deductible Theft Insurer Insurance

Insurance Industry Brief

How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

Trending Sources

What Your Clients Must Know About Cyber Insurance War Exclusions

Can Both the Contractor and Property Owner Be Named Insureds on a Builder’s Risk Policy?

Builder’s Risk Insurance Declinations: An Interview With Susan DeCarlo

Important Times to Use Surveillance in Workers’ Comp Claims

What 2024 Supply Chain Attacks Can Show Your Clients

Management Liability Insurance: A Broker’s Guide

Management Liability Insurance: A Broker’s Guide

Top 6 Insurance Policies Every IT Business in California Should Have

How the Climate Crisis is Impacting the UK Property Insurance Market

Understanding Commercial Flood Insurance in the United Kingdom

Cyber Insurance for Contractors: What It Covers & Why They Need It

Does Homeowners Insurance Cover Collectibles?

Understanding Multi-Family Property Insurance in California.

Emerging Property Insurance Trends 2024

5 Essential Considerations for Insurance When Buying or Investing in Commercial Property

Freehold Block of Flats Insurance: Top Cover Tips

Understanding Liability Insurance for UK Tradespeople and Contractors

Understanding Consumer Education and Property Insurance

Insuring Your Legacy: The Ultimate Guide to Luxury Handbag Insurance

Understanding the CrowdStrike Attack and Cyber Insurance

Management Liability Insurance: A Broker’s Guide

The Essentials of Commercial Property Insurance for UK Businesses

Antique Duck Decoys: How to Insure and Value a Collection

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