Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker 52

Insurance Broker Broker Broker-Agent Out-Of-Pocket Expense 52

AMAXX

SEPTEMBER 23, 2024

When it comes to calculating workers’ compensation premiums, two critical factors play a significant role: the frequency and severity of claims. Understanding how these two factors interact can help businesses reduce their premiums and improve workplace safety.

Workers Compensation 91

Workers Compensation Premium Compensation Workers Comp 91

R&R Insurance

FEBRUARY 20, 2025

Workers compensation rates are state mandated in Wisconsin, meaning all insurance carriers must use the same rates resulting in premiums from one carrier to another are basically the same. the Good In general, a reduction of work comp rates result in reduced premium costs to contractors. HVAC Installation -14.6 Landscaping -6.3%

Workers Compensation 52

Workers Compensation Insurance Carrier Premium Compensation 52

Distinguished

MARCH 20, 2025

Today, we speak with Katie Vespia, President of Distinguisheds Real Estate program , to break down the common violations in the city, the fines and penalties imposed, the resolution process, and how these issues affect insurance coverage. These resources are invaluable for both property owners and insurance brokers when assessing risk.

Broker 52

Broker License Insurance Broker Risk 52

Elmore

FEBRUARY 27, 2025

FTSE 100-listed UK insurer on track to complete 3.6bn takeover of smaller rival Direct Line The post Aviva profits jump 20% boosted by premiums income appeared first on Elmore Insurance Brokers.

Premium 52

Premium Insurance Broker Broker Insurance 52

Elmore

OCTOBER 19, 2024

Insurers are attempting to stem persistent losses on their underwriting The post Home insurance premiums to keep rising in ‘difficult year’ appeared first on Elmore Insurance Brokers.

Home Insurance 52

Home Insurance Premium Insurance Broker Underwriting 52

ProWriters

NOVEMBER 18, 2024

As 2024 unfolds, the Directors and Officers (D&O) Insurance market is hitting yet another turning point. After several years of dramatic rate fluctuations, insurers, brokers, and businesses are bracing for what could be a defining year for D&O premiums. According to Woodruff Sawyer , one of the largest U.S.-based

Premium 101

Premium Cyber Insurance Insured 101

Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

Premium 116

Premium Out-Of-Pocket Broker-Agent Broker 116

Word & Brown

APRIL 1, 2025

Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Other health care-related expenses may also be deductible for your clients, depending on their incomes.

Deductible 52

Deductible Premium Out-Of-Pocket Insurance Policy 52

Property Insurance Centre

JANUARY 30, 2025

So yes, you can insure a partially empty block of flats in the UK, but you may need specialist cover. If you’re unsure, consult a broker or insurer experienced in property management to ensure you’re fully protected. Utilities maintenance Keeping heating on low in winter can prevent burst pipes.

Property Insurance 52

Property Insurance Insurance Insured Insurer 52

AMAXX

AUGUST 7, 2024

These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?

Workers Compensation 102

Workers Compensation Compensation Workers Comp Premium 102

Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

Broker 52

Broker Broker-Agent Insurance Broker Insurance 52

Healthinsurance.org

SEPTEMBER 17, 2024

But there will also be the same sort of changes that enrollees see every year, in terms of adjustments to plan designs, provider networks, and premiums – including changes to subsidy amounts that can affect net premiums. Premium tax credit eligibility is governed by IRS rules that are applicable nationwide.

Premium 119

Premium Insurance Insured Insurer 119

Property Insurance Centre

MARCH 21, 2025

This diversity in building age and structure affects insuranceolder buildings may face higher premiums due to maintenance risks, while newer developments may require higher coverage for cutting-edge amenities. Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies.

Premium 52

Premium Insurance Insured Insurer 52

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Many insurers require more detailed valuations and risk assessments due to the higher sums insured.

Risk 52

Risk Insurance Insured Insurer 52

Property Insurance Centre

FEBRUARY 24, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. The Financial Toll of a Liability Claim A lawsuit can lead to crippling legal expenses, compensation payouts, and increased insurance premiums. Looking for a quote now?

Liability 52

Liability Protection Claim Property Insurance 52

Word & Brown

AUGUST 6, 2024

The most recent BenefitsPRO/Eastbridge Consulting Group survey of Voluntary Benefits producers includes these key findings: -Many brokers reported higher sales in 2023 as compared to 2022. Familiar insurance choices continue to rank among the most popular. jump, which pushed total sales premium to $9.34

Broker 52

Broker Injury Insurance Broker Life Insurance 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022.

Premium 52

Premium Insurance Insured Insurer 52

Distinguished

MARCH 21, 2025

In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Insurance brokers are pivotal in this arena.

Building 52

Building Insurance Broker Broker Damage 52

Property Insurance Centre

FEBRUARY 10, 2025

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Distinguished

MARCH 19, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Are there specific types of insurance that are more sensitive to these housing violations?

Building 52

Building Broker Damage Insurance Broker 52

Word & Brown

FEBRUARY 25, 2025

If youre a CaliforniaChoice broker, dont overlook the value-added benefits of a Premium Only Plan (POP) that allows employees to pay insurance premiums pre-tax, while also reducing the employers tax liability. The post Using a Sense of Urgency to Close More Often: 3 Tips appeared first on The Insurance Broker Blog.

Premium 52

Premium Broker Insurance Broker Liability 52

Distinguished

MARCH 6, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

Building 59

Building Damage Insurance Broker Underwriter 59

Property Insurance Centre

JANUARY 27, 2025

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Building 52

Building Broker-Agent Insurance Insured 52

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. We speak with Katie Vespia, President of Distinguisheds Real Estate program , about common NYC violations, their fines, resolution processes, and the impact on insurance coverage.

Broker 52

Broker Insurance Broker Building Underwriter 52

Cowbell

AUGUST 20, 2024

where he orchestrated strategic roadmaps, oversaw the integration of API products, and launched and oversaw a new division focused on building a portfolio of specialty insurance products. He expanded API premium across multiple business lines through key partnerships within the insurance ecosystem.

Cyber 105

Cyber Insurance Broker Underwriter Underwriting 105

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. Brokers and Agents: Employer Advocates Brokers serve as intermediaries between employers and insurance companies.

Workers Compensation 98

Workers Compensation Compensation Workers Comp Broker-Agent 98

Word & Brown

FEBRUARY 4, 2025

Insurance broker success depends on many things. For almost 40 years, weve been helping brokers differentiate themselves from their competitors. Thats why so many California and Nevada brokers choose us as their preferred General Agency partner.

Broker 52

Broker Building Insurance Broker Underwriter 52

Healthinsurance.org

DECEMBER 3, 2024

Or you might have opted to buy ACA-compliant coverage outside the exchange , if you weren’t eligible for premium tax credits (subsidies) the last time you looked. In addition to being more widely available, premium subsidies are also larger than they were before the American Rescue Plan.

Out-Of-Pocket Expense 116

Out-Of-Pocket Expense Out-Of-Pocket Premium Deductible 116

Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. These firms (and others) offer marketing solutions for independent insurance agencies and brokers.

Broker 52

Broker Broker-Agent Insurance Insured 52

Word & Brown

OCTOBER 14, 2024

Health insurance agents and brokers often seek partnerships to enhance their business capabilities. This article explores why many insurance professionals choose Word & Brown as their preferred partner. For the first time, brokers could quicky and accurately deliver their clients a guaranteed multi-carrier quote.

Broker 52

Broker Broker-Agent Agents Premium 52

Friendly Agent

SEPTEMBER 21, 2020

How do you make money as an insurance agent? The insurance broker is able to earn money from commissions when they start selling insurance products to customers. Brokers may also sell various kinds of insurance, ranging from health insurance, P&C insurance, annuities,and life insurance.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Word & Brown

SEPTEMBER 10, 2024

One of the reasons so many brokers choose Word & Brown as their General Agency partner is so they can take advantage of the streamlined sales processes offered by our broker support teams. The post Streamline Your Sales Processes With Help from Word & Brown’s Broker Support Teams appeared first on The Insurance Broker Blog.

Broker 52

Broker Underwriter Underwriting Premium 52

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

Liability 52

Liability Liability Insurance Insurance Insured 52

Word & Brown

AUGUST 16, 2024

When you’re starting out as an insurance sales professional, it’s important you align yourself with the right experts who will support you, your business, and your customers. Many brokers choose to partner with Word & Brown. Let us prove our value to you and show you what the Power of [&] can mean for you and your agency.

Broker 52

Broker Underwriter Underwriting Building 52

Word & Brown

FEBRUARY 18, 2025

Why Brokers Partner with a General Agency? Brokers today more than at any time previously face multiple challenges. You earn the same commission (and bonuses) as you would on your own, working as an independent broker. and Voluntary coverage from leading insurers and administrators for Small Group and Large Group.

Broker-Agent 52

Broker-Agent Broker Agents Underwriter 52