Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

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Word & Brown

AUGUST 6, 2024

The most recent BenefitsPRO/Eastbridge Consulting Group survey of Voluntary Benefits producers includes these key findings: -Many brokers reported higher sales in 2023 as compared to 2022. Familiar insurance choices continue to rank among the most popular. jump, which pushed total sales premium to $9.34

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Broker Injury Insurance Broker Life Insurance 52

Protect Commercial Insurance

SEPTEMBER 13, 2024

The Role of Brokers in Securing the Best Commercial Insurance Deals When it comes to safeguarding a business, securing the right commercial insurance is a crucial step. Amidst these myriad responsibilities, finding the time and expertise to secure the optimum insurance cover can be a challenge.

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Commercial Insurance Broker Commercial Broker-Agent 52

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022.

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Premium Insurer Insured Insurance 52

Cowbell

AUGUST 20, 2024

where he orchestrated strategic roadmaps, oversaw the integration of API products, and launched and oversaw a new division focused on building a portfolio of specialty insurance products. He expanded API premium across multiple business lines through key partnerships within the insurance ecosystem.

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Cyber Insurance Broker Underwriting Underwriter 105

Healthinsurance.org

DECEMBER 3, 2024

Or you might have opted to buy ACA-compliant coverage outside the exchange , if you weren’t eligible for premium tax credits (subsidies) the last time you looked. In addition to being more widely available, premium subsidies are also larger than they were before the American Rescue Plan.

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Out-Of-Pocket Expense Out-Of-Pocket Premium Deductible 116

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. Brokers and Agents: Employer Advocates Brokers serve as intermediaries between employers and insurance companies.

Workers Compensation 80

Workers Compensation Compensation Workers Comp Broker-Agent 80

Word & Brown

NOVEMBER 12, 2024

In today’s competitive health insurance landscape, brokers face the challenge of not only understanding complex health plans but also marketing them effectively to the right audiences. These firms (and others) offer marketing solutions for independent insurance agencies and brokers.

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Broker Broker-Agent Insurer Insured 52

Word & Brown

OCTOBER 14, 2024

Health insurance agents and brokers often seek partnerships to enhance their business capabilities. This article explores why many insurance professionals choose Word & Brown as their preferred partner. For the first time, brokers could quicky and accurately deliver their clients a guaranteed multi-carrier quote.

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Broker Broker-Agent Agents Premium 52

Friendly Agent

SEPTEMBER 21, 2020

How do you make money as an insurance agent? The insurance broker is able to earn money from commissions when they start selling insurance products to customers. Brokers may also sell various kinds of insurance, ranging from health insurance, P&C insurance, annuities,and life insurance.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Word & Brown

SEPTEMBER 10, 2024

One of the reasons so many brokers choose Word & Brown as their General Agency partner is so they can take advantage of the streamlined sales processes offered by our broker support teams. The post Streamline Your Sales Processes With Help from Word & Brown’s Broker Support Teams appeared first on The Insurance Broker Blog.

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Broker Underwriting Underwriter Premium 52

AMAXX

AUGUST 7, 2024

These rules not only influence the amount you pay in premiums but also help ensure that your company is correctly classified based on the work it performs. Misclassification can lead to costly errors, either by overpaying premiums or by facing penalties for underreporting risk. What Are Classification Rules?

Workers Compensation 73

Workers Compensation Compensation Workers Comp Premium 73

Word & Brown

AUGUST 16, 2024

When you’re starting out as an insurance sales professional, it’s important you align yourself with the right experts who will support you, your business, and your customers. Many brokers choose to partner with Word & Brown. Let us prove our value to you and show you what the Power of [&] can mean for you and your agency.

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Broker Underwriting Underwriter Building 52

Word & Brown

DECEMBER 10, 2024

Word & Browns Broker Development department empowers brokers (especially independent brokers) to grow their businesses and achieve greater success. Insurance Sales Support From Word & Brown Our team will work, step-by-step, to ensure these brokers have everything needed to close a sale.

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Insurance Quotes Broker Insurer Insured 52

Protect Commercial Insurance

JULY 26, 2024

In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker. Obtain quotes from at least three different insurers to compare coverage options and premiums.

Commercial 52

Commercial Insurance Broker General Liability Business Interruption 52

Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. This means you will pay more out of pocket in case of a claim, but your monthly or annual insurance costs will be lower. Ensure the broker is well-connected with multiple insurers to get various quotes.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Protect Commercial Insurance

FEBRUARY 10, 2022

Whilst we’re predominantly a commercial insurance broker, the new ruling affects our high-value household policies. Key changes The new rules have brought some key changes to the way General Insurance works: Equivalent policy premiums should not be higher for existing customers than for new customers. Premium reductions?

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Premium Broker Commercial Insurance Commercial 52

Ease

FEBRUARY 21, 2023

Annual benchmarking and trend report shows smallest businesses see biggest medical premium increases SAN FRANCISCO, Feb. 21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report.

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AMAXX

JANUARY 14, 2025

Predictability in Costs Workers compensation insurance can transfer a portion of the financial risk associated with workplace injuries to the insurance company. Employers pay premiums for this coverage, enabling them to forecast and plan for these costs more effectively. All rights reserved under International Copyright Law.

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Workers Compensation Compensation Workers Comp Injury 67

AMAXX

JANUARY 15, 2025

Click Link to Access Free PDF Download “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” Things that we don’t understand can seem a lot more difficult than they actually are. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp 66

Workers Comp Workers Compensation Premium Injury 66

Property Insurance Centre

JANUARY 16, 2025

Regional Variations and Challenges The availability and cost of flood insurance often depend on geographical risk factors. Areas with a history of flooding typically face higher premiums or reduced access to coverage. Engage with Insurers: Work with brokers to explore tailored policies and risk-reduction discounts.

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Smart Insurance Agents

DECEMBER 9, 2024

Affordable Premiums: Short Term Health Insurance Plans typically offer more affordable premiums compared to long-term health insurance plans. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. List of Short Term Health Insurance Illinois 1.

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Out-Of-Pocket Insurer Insured Insurance 98

Jackson & Jackson

MAY 22, 2024

From the bustling urban centers of Los Angeles and San Francisco to the scenic coastal towns and sprawling agricultural regions, each location presents its own set of challenges and opportunities for investors seeking insurance coverage. Investors should also consider the impact of climate change on the insurance landscape in California.

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Property Insurance Commercial Property Commercial Insurer 52

Property Insurance Centre

DECEMBER 23, 2024

Insurers will not always insist on having all of these protections, however, it may reduce their risk and in turn reduce your premium. We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks.

Commercial Property 52

Commercial Property Insured Insurer Insurance 52

Property Insurance Centre

OCTOBER 18, 2024

The insurance industry has had to adjust premiums to reflect this growing risk. By mid-2024, the average cost of home insurance had risen by 19% compared to 2023, with flood-prone areas facing even steeper increases​ CityAM.

Property Insurance 52

Property Insurance Premium Insurer Insured 52

Healthinsurance.org

MAY 20, 2024

The story was first reported in early April 2024 by Julie Appleby, and CMS subsequently released a statement, acknowledging the problem and noting that the agency is “ taking swift actions to protect consumers from unauthorized activity by agents and brokers.” 2 HealthCare.gov policyholders at risk So what’s going on here?

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Broker-Agent Broker Out-Of-Pocket Premium 52

Property Insurance Centre

JANUARY 4, 2024

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE Key Takeaways Consistent rate increases have been experienced in the property insurance market since 2017. Inflation drives up property valuations , construction costs , and insurance premiums.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Word & Brown

OCTOBER 18, 2024

That’s why we suggest every broker adopt and implement a good Customer Relationship Management (CRM) platform. Check out our prior post, Ranking the Best CRM Options for Insurance Brokers. Rate changes may vary by coverage selected and insurer. That is only slightly above the 6% increase in 2024 premiums.

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Property Insurance Centre

AUGUST 8, 2024

However, if it goes more long term the insurers can at worst pull cover entirely leaving you to search the market for an alternative, or perhaps apply more stringent conditions and charge a rather large additional premium – usually refundable on a pro-rata basis, assuming you are able to let the property out again!

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Insurer Insured Insurance Premium 52

Property Insurance Centre

AUGUST 28, 2024

Corner Shop Insurance and BT Redcare Alarm changes Business Owners who have corner shop insurance are all to aware of the benefits an appropriate intruder alarm system will have, both in relation to their insurance premiums (or in being given an insurance policy at all in some cases) and to the physical security of their goods.

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Insured Insurer Insurance Property Insurance 52

Property Insurance Centre

NOVEMBER 11, 2024

These are just some of the excuses we hear of from the question of, “ Why can’t I get insurance ?” ” or can’t get the insurance you deserve for that matter – insurance with reasonable premiums and without unnecessary restrictions.

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Insurer Insured Insurance Premium 52

AMAXX

JULY 30, 2024

So this is your premium adjustments, and these are discretionary adjustments that can be given by your underwriter based on how well they perceive you managing your risk, how well they perceive you managing your risk. You’re gonna have to some of these premium adjustments. We’ve got things under control based on your mod.

Workers Comp 52

Workers Comp Risk Workers Compensation Injury 52

Property Insurance Centre

AUGUST 12, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Commercial Property 52

Commercial Property Commercial Property Insurance Building 52

Word & Brown

SEPTEMBER 30, 2024

It’s key to review and compare options by carrier, not just premium. 5: Discuss Cost Savings: Explain to your clients how they can save on Dental care, and how adding coverage for major services will affect their plan premium. Word & Brown has been partnering with brokers for nearly 40 years.

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Premium Insurer Insured Insurance 52

Healthinsurance.org

JANUARY 23, 2024

For individual/family major medical policies with effective dates of 2014 or later, the insurer cannot take the applicant’s medical history into consideration. So pre-existing conditions will not affect the premium or the person’s eligibility for coverage. In 2023, the average full-price Marketplace premium in Texas was $578/month.

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Premium Policy Insurance Broker Underwriting 52

Property Insurance Centre

SEPTEMBER 11, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

Property Insurance Centre

JULY 21, 2024

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

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Claim Property Damage Property Insurance Building 52